They realized that the traditional credit system was flawed and often excluded individuals who didnt have a credit history or a high credit score. This inspired them to create a credit card that would be accessible to everyone, regardless of their credit history. One of the key features of the TomoCredit card is the 2 for 2 program. This program allows cardholders to build credit by making just two small purchases per month and paying them off in full. This simple and effective strategy helps individuals establish a positive credit history and improve their credit score over time. Another advantage of the TomoCredit card is that it doesnt require a credit history for approval. This means that even individuals who are new to the country or have never had a credit card before can easily get approved for a Tomo card. This is a game-changer for many people who have struggled to access credit in the past. Additionally, the TomoCredit card has no fees. This means no annual fees, no foreign transaction fees, and no late payment fees. This is a refreshing change from traditional credit cards that often come with a range of fees that can add up over time. Overall, TomoCredit is revolutionizing the credit card industry by offering a smart and inclusive solution for individuals who have been excluded by the traditional credit system. With its 2 for 2 program, no credit history required, and no fees, the TomoCredit card is a great option for anyone looking to build credit and take advantage of the perks of a credit card. Social Link

Tomorrow is a mobile banking service that combines convenience and sustainability. It offers its customers a range of features, such as accounts, cards, and investments, that support environmental and social causes. For every payment made with a Tomorrow card, a portion of the revenue goes to fund projects that fight climate change, protect the rainforest, and provide clean water. It is also certified as a B Corp, which means it meets high standards of social and environmental performance. It is more than just a bank, it is a movement for a better tomorrow. 🌱 Year Founded: It was founded in 2018. CEO: The CEO of Tomorrow is Jakob Berndt. Why choose Tomorrow? Sustainability: Every payment with your Tomorrow card finances climate protection. Social Justice: They are committed to sustainability and social justice. Positive Impact: The money in your account is used to fund environmentally and socially sustainable projects. Certified B Corporation: They meet the highest standards of verified social and environmental performance, public transparency, and legal accountability to balance profit and purpose. Innovation: It combines mobile banking with true sustainability. Social Link

Tonik offers a range of banking services including savings accounts, time deposits, and unsecured loans. Customers can open an account and manage their finances entirely through the Tonik mobile app, without the need to visit a physical branch. One of the key advantages of Tonik is its competitive interest rates. The bank offers high-interest savings accounts, allowing customers to earn more on their deposits compared to traditional banks. Tonik also provides flexible loan options with competitive interest rates, making it easier for customers to access credit. Tonik prioritizes security and customer protection. The bank uses advanced encryption and security measures to ensure the safety of customer data and transactions. Additionally, Tonik is regulated by the BSP and customers deposits are insured by the PDIC, providing an extra layer of protection. Tonik aims to provide a seamless and convenient banking experience for its customers. The mobile app allows users to easily open an account, deposit and withdraw funds, transfer money, pay bills, and access other banking services. The app also provides personalized financial insights and recommendations to help customers manage their money more effectively. Overall, Tonik is revolutionizing the banking industry in the Philippines by offering a fully digital and customer-centric banking experience. With its competitive rates, convenient services, and strong regulatory oversight, Tonik is well-positioned to capture a significant share of the retail deposit and lending market in the country. Social Link

Totle Swap works by aggregating liquidity from various decentralized exchanges (DEXs) and synthetic asset providers. When a user wants to swap one ERC-20 token for another, Totle Swap automatically searches for the best price across multiple DEXs and executes the trade at that price. This ensures that users get the best possible price for their trade, as they are not limited to the liquidity of a single DEX. By accessing liquidity from multiple sources, Totle Swap can provide users with deeper liquidity and better prices. Totle Swap also offers near instant swaps, allowing users to quickly and easily trade their tokens without having to wait for orders to be filled on individual DEXs. This makes it convenient for users who want to execute trades quickly and efficiently. In addition to It Swap, it also offers other tools and services to help users access decentralized liquidity. These include Totle API, which allows developers to integrate Totle liquidity aggregation into their own applications, and Totle Portfolio, which provides users with a comprehensive view of their decentralized assets. Overall, It provides a suite of tools that make it easy for users to access deep liquidity for DeFi assets at the best price. By aggregating liquidity from multiple sources, Totle Swap ensures that users get the best possible price for their trades, while also offering near instant swaps for a seamless trading experience. Social Link

Touco Lab main focus is on helping individuals with long-term mental health conditions effectively manage their finances. They understand the importance of involving the support network of these individuals, including their family and friends, in the process. To achieve this, Touco Lab has developed tools and applications that leverage Open Banking and prepaid cards. Open Banking allows for secure access to financial data, enabling Touco Lab to provide personalized and tailored support to their customers. Prepaid cards offer a convenient and controlled way for individuals to manage their spending. In their work, It has adopted inclusive design principles to ensure that their solutions are accessible and beneficial to customers in vulnerable circumstances. They understand the unique challenges faced by these individuals and strive to create solutions that address their specific needs. It is continuously improving their technology and expanding their offerings. They are also collaborating with organizations that are interested in enhancing their own solutions for customers in vulnerable circumstances. By sharing their expertise and knowledge, Touco Lab aims to contribute to the development of more inclusive and supportive financial services for all individuals. Social Link

Trader Joe aims to provide users with a seamless and secure trading experience on the Avalanche network. The platform allows users to swap between two tokens directly on the blockchain, eliminating the need for intermediaries and reducing transaction costs. One of the key features of Trader Joe is its leveraged trading functionality. Users can borrow funds from the platform to increase their trading positions and potentially amplify their profits. This feature is made possible through the integration of DeFi lending protocols, which provide liquidity for leveraged trading. Trader Joe also offers a range of other features to enhance the trading experience. These include limit orders, stop-loss orders, and advanced charting tools. The platform is designed to be user-friendly and accessible to both experienced traders and newcomers to the crypto space. In terms of security, Trader Joe utilizes the Avalanche network robust infrastructure to ensure the safety of user funds. The platform also implements various security measures, such as multi-signature wallets and smart contract audits, to mitigate the risk of hacks and other security breaches. Trader Joe has gained significant traction since its launch, attracting over $4bn in assets. The platform has also received backing from prominent investors in the crypto industry, including CMS Holdings, Spartan Group, and Alameda Research. Overall, Trader Joe aims to provide a decentralized and efficient trading platform on Avalanche, offering users a wide range of features and opportunities for leveraged trading. With its growing user base and strong investor support, Trader Joe is well-positioned to become a leading decentralized exchange on the Avalanche network. Social Link

With TraknPay payment gateway technology, merchants can accept online payments securely and reliably. The platform offers a sleek and simple API that makes it easy to integrate with any website, mobile app, or web application. TraknPay provides pre-built modules to integrate with all major shopping carts, making it convenient for merchants to start accepting payments quickly. The APIs are designed to be minimal, intuitive, and easy to integrate, reducing the development time and effort required. TraknPay also offers wallet services, allowing merchants to offer their customers a convenient and secure way to make payments. The wallet services can be easily integrated into the merchant website or app, providing a seamless payment experience for customers. Overall, TraknPay merchant services and payment gateway technology provide a comprehensive solution for businesses looking to accept online payments. The platform user-friendly APIs and pre-built modules make integration simple and efficient, while ensuring the security and reliability of transactions. Social Link

The company offers a range of services including prepaid card issuing, e-wallets, and payment processing solutions. They work with businesses of all sizes, from startups to established enterprises, to provide secure and efficient payment solutions. Transact Payments Malta Limited is committed to staying at the forefront of technology and innovation in the payments industry. They leverage their expertise and partnerships to deliver cutting-edge solutions that meet the evolving needs of their clients. As an electronic money institution, Transact Payments Malta Limited is subject to strict regulatory requirements to ensure the safety and security of customer funds. They adhere to robust compliance and risk management practices to protect against fraud and money laundering. With a focus on customer satisfaction, It aims to provide a seamless and user-friendly experience for both businesses and consumers. They offer customizable solutions that can be tailored to meet the specific requirements of each client. Overall, It is a trusted and reliable partner for businesses looking for innovative payment and card solutions. Their commitment to compliance, security, and customer satisfaction sets them apart in the industry. Social Link

Transactworld Ltd is an electronic money institution that provides various infrastructure components for payment processing. They offer services such as payment gateways, digital wallets, risk engine, and invoicing applications to businesses. In 2019, It had total assets of 342,141 GBP. However, they generated a net income of -58,545 GBP, indicating a loss for the year. It is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority, ensuring that they operate within the legal framework and meet the necessary regulatory requirements. Social Link

THORChain aims to provide a seamless and secure way for users to trade assets across different blockchains without the need for intermediaries. It achieves this through its unique cross-chain bridging technology, which allows assets to be transferred between different chains in a trustless manner. To use THORChain, users can connect their wallets to the platform and choose the assets they want to trade. The platform then finds the best available liquidity pool for the trade and executes it. The liquidity pools are filled by users who stake their assets in exchange for a share of the trading fees and rewards. The native token of THORChain is called RUNE. It is used for governance, staking, and as a medium of exchange within the platform. Users can stake their RUNE tokens to earn additional rewards and participate in the decision-making process of the network. THORChain is designed to be decentralized and secure. It utilizes a network of nodes that validate transactions and secure the network. The platform also employs a continuous liquidity model, which ensures that there is always sufficient liquidity available for trades. Overall, THORChain aims to provide a decentralized and efficient solution for cross-chain asset trading, allowing users to easily swap assets between different blockchains while earning rewards for their participation. Social Link

Thrive Payments offers a wide range of payment processing solutions, including credit card processing, debit card processing, and electronic check processing. They also provide solutions for mobile payments, online payments, and recurring billing. Thrive Payments works with businesses of all sizes and industries, including retail, e-commerce, hospitality, healthcare, and more. They understand that each business has unique needs and requirements, so they tailor their solutions to meet those specific needs. In addition to payment processing, It also offers value-added services such as gift card and loyalty programs, fraud prevention tools, and reporting and analytics. They strive to provide their clients with the tools and resources they need to optimize their payment processing and grow their business. Thrive Payments prides itself on its exceptional customer service. They have a team of dedicated professionals who are available to assist clients with any questions or issues they may have. They also provide ongoing support and training to ensure that clients are getting the most out of their payment processing solutions. Overall, It is committed to helping businesses thrive by providing them with reliable, secure, and efficient payment processing solutions. Social Link

It provides end-to-end management of ATM networks, including hardware, software, and maintenance services. The solution is designed to optimize ATM availability, reduce operational costs, and enhance the customer experience. Tietoevry ATM solution includes features such as cash management, remote monitoring and management, transaction processing, and security management. The solution is highly scalable and can be customized to meet the specific requirements of financial institutions of all sizes. Tietoevry ATM solution is built on open standards and can be easily integrated with existing banking systems and third-party applications. With Tietoevry ATM solution, financial institutions can streamline their ATM operations, improve efficiency, and deliver a seamless and secure customer experience. Social Link