The app, called Propel, is designed to make it easier for low-income individuals and families to access and manage their government benefits. It allows users to check their EBT balance, track their spending, and find nearby stores that accept EBT. One of the key features of the app is its ability to help users plan their grocery shopping. Users can create a shopping list and the app will suggest items that are eligible for purchase with their benefits. It also provides information on sales and discounts at participating stores, helping users save money on their groceries. In addition to helping users manage their benefits and save money on food, Propel also offers other financial tools and resources. The app provides access to financial education materials, including tips on budgeting and saving money. It also offers a feature called Fresh EBT Jobs, which connects users with job opportunities in their area. Propel is available for free on both iOS and Android devices. It is currently used by millions of EBT cardholders across the United States. The company is also working on expanding its services to include other government benefits, such as Medicaid and WIC. Overall, Propel app is aimed at empowering low-income Americans to take control of their finances and improve their financial health. By providing easy access to information and resources, the app helps users make informed decisions about their spending and save money on essential expenses like groceries. Social Link

Purple offers a range of accessible banking services to meet the unique needs of individuals with disabilities. Our mobile app and website are designed with accessibility in mind, ensuring that people with visual, hearing, or mobility impairments can easily navigate and use our services. With Purple, you can open a checking or savings account, manage your finances, and make secure transactions all from your mobile device. Our app includes features such as voice-guided navigation, high contrast mode, and adjustable font sizes to accommodate different accessibility needs. We also provide tools to help you track your spending, set financial goals, and budget effectively. Our goal is to empower individuals with disabilities to take control of their finances and achieve financial independence. In addition to our accessible banking services, Purple offers a community platform where users can connect with others, share experiences, and access resources related to disability and financial empowerment. Please note that Purple is not a bank itself, but rather partners with The Bancorp Bank to provide banking services. The Bancorp Bank is a member of the FDIC, ensuring that your deposits are protected up to $250,000.Purple is committed to making banking accessible for everyone, and we are constantly working to improve our services and meet the needs of our users with disabilities. Social Link

Qapital is a financial platform that empowers users to achieve their financial goals. It offers automated financial planning tools that allow users to save, invest, and budget their money effectively. With Qapital, users can automate their savings and watch their funds grow towards their set goals. The platform also provides a ready-made investment plan for users looking to grow their wealth. In addition, Qapital offers a unique feature called Dream Team, which allows users to team up on their finances. With top-notch security measures and FDIC insurance, Qapital ensures that users’ money is safe and secure. By offering these comprehensive financial tools, Qapital makes financial planning accessible and straightforward for its users. Year Founded: Qapital was founded in 2013. CEO: The Co-CEOs of Qapital are George Friedman and Katherine Salisbury. Headquarters: Qapital is headquartered in New York, 245 5th Ave #1610, United States. Why choose Qapital? Automated Financial Planning: Automate your financial plan with set-and-forget money tools. Saving: Put money away automatically by setting a goal and watching your savings grow. Investing: Offers a ready-made investment plan. Budgeting: Save, invest, and set spending money aside the moment you get paid. Dream Team™: Invite a partner and team up on your finances. Security: Uses the latest tech to verify your ID, protect your data, and keep your money safe. FDIC Insured: Partners with member-FDIC banks to provide up to $250,000 of insurance for Goals and Spending accounts. Social Link

By selling a portion of their home equity to investors, homeowners can receive a lump sum of cash without taking on additional debt. This can be particularly beneficial for homeowners who are looking to pay off high-interest debts, fund home improvements, or invest in other opportunities. Here how Point works: 1. Application: Homeowners interested in using Point submit an online application. Point evaluates the homeowner eligibility based on factors such as credit score, home value, and mortgage balance. 2. Home Valuation: If the homeowner meets the initial eligibility criteria, Point conducts an appraisal or automated valuation of the home to determine its current value. 3. Offer: Point then makes an offer to the homeowner, specifying the amount they are willing to invest in exchange for a percentage of the home equity. The homeowner can choose to accept or decline the offer. 4. Funding: If the homeowner accepts the offer, Point provides the agreed-upon funds to the homeowner. The funds can be used for any purpose, and there are no restrictions on how the money is spent. 5. Repayment: Homeowners are not required to make monthly payments to Point. Instead, when the homeowner decides to sell their home or at the end of the agreed-upon term (typically 10 years), Point receives their investment back, plus a share of the home appreciation or depreciation. 6. Exit Options: Homeowners have the flexibility to buy back Point share of the home equity at any time during the term. They can also choose to sell their home and settle the investment when they move out. It important to note that Point is not a loan, and homeowners are not taking on additional debt. Instead, they are selling a portion of their home equity to investors, allowing them to access the value of their home without incurring monthly payments or interest charges. Overall, Point provides homeowners with a unique opportunity to unlock the wealth in their home and achieve financial freedom without taking on additional debt. Social Link

Our team of experienced advisors works closely with clients to understand their unique needs and challenges. We then develop tailored solutions that address these specific issues and help our clients achieve their goals. In the area of operational business frameworks, we assist clients in identifying and mitigating risks, improving operational efficiency, and implementing effective systems and processes. This includes conducting thorough risk assessments, developing crisis management plans, and implementing technology solutions to streamline operations. We also support clients in developing new strategic directions for their businesses. This may involve conducting market research, analyzing industry trends, and identifying new growth opportunities. We then work with clients to develop and implement strategic plans that align with their long-term goals. In addition to operational business frameworks, we also specialize in family governance structures. We understand the unique dynamics and challenges that arise in family businesses, and we work with clients to develop effective governance structures that promote open and transparent communication, reduce conflict, and integrate the next generation into the family business. Our approach is collaborative and client-focused. We work closely with clients to understand their needs and goals, and we provide ongoing support and guidance throughout the implementation process. Our goal is to help our clients build resilient and agile businesses and create a strong foundation for long-term success. Social Link

This feature allows users to set financial goals and track their progress towards achieving them. Customers can set goals such as saving for a vacation, buying a new car, or paying off debt. The app provides personalized recommendations and insights to help users reach their goals faster. Pennyworth aims to differentiate itself from traditional banks by offering a more personalized and user-friendly banking experience. The app goal-setting feature is just the first step in its plan to provide a comprehensive suite of financial planning tools. In the future, Pennyworth plans to expand its offering to include savings accounts, loans, and overdrafts. The bank also plans to integrate with other financial institutions, allowing users to manage all their accounts in one place. Pennyworth is targeting millennials and younger generations who are looking for a more modern and convenient banking experience. The app is designed to be intuitive and easy to use, with a clean and minimalist interface. Pennyworth is not a traditional bank, but rather a digital bank that operates solely through its app. This means that it does not have physical branches and all banking activities are conducted online. Overall, Pennyworth aims to provide a seamless and personalized banking experience for its customers, with a focus on helping them achieve their financial goals. Social Link

Parpera aims to address the specific needs and challenges faced by microbusinesses, freelancers, and workers in the gig economy. By providing a comprehensive suite of financial tools and services, Parpera aims to empower these individuals to effectively manage their finances and grow their businesses. One of the key features of Parpera is its digital bank account and card. This allows users to easily receive and make payments, track their expenses, and manage their cash flow. The account also provides invoicing capabilities, allowing users to create and send professional invoices to their clients. In addition to the banking features, Parpera also offers tax management tools. This includes automated tax reporting, which simplifies the process of calculating and submitting tax returns. By streamlining this process, Parpera aims to save users time and reduce the stress associated with tax compliance. Parpera money-management app is designed to be user-friendly and intuitive, making it easy for microbusiness owners to navigate and access the tools they need. The app also provides insights and analytics, allowing users to gain a better understanding of their financial performance and make informed decisions. Overall, Parpera aims to provide a holistic solution for microbusinesses, freelancers, and workers in the gig economy. By combining banking, invoicing, payments, cash flow management, and tax reporting capabilities, Parpera aims to simplify and streamline the financial management process, enabling users to focus on growing their businesses. Social Link

. Orka Pay allows workers to access their earned wages in real-time, rather than waiting for their monthly or bi-weekly paycheck. With Orka Pay, workers can track their earnings, request instant payments, and manage their finances all in one place. The app also provides tools for budgeting and saving, helping workers to better manage their money. Orka Pay works with employers to integrate their payroll systems, allowing for seamless and secure access to earned wages. This eliminates the need for workers to rely on payday loans or other high-interest borrowing options to cover unexpected expenses. In addition to providing financial flexibility for workers, It also benefits employers. By offering this service, employers can attract and retain top talent, improve employee satisfaction and engagement, and reduce turnover. Overall, It aims to revolutionize the way workers are paid, providing them with greater control and flexibility over their finances. Social Link

Osper aims to teach children financial responsibility and independence while giving parents peace of mind. With Osper, parents can set spending limits, receive real-time notifications of their child transactions, and even block certain types of purchases. The app also allows parents to transfer money to their child card instantly, making it easy to give them pocket money or allowance. For children, Osper provides a user-friendly app where they can track their spending, set savings goals, and learn about budgeting. They can also earn money by completing tasks or chores set by their parents. Osper encourages children to make responsible financial decisions by providing them with the tools and knowledge they need to manage their money effectively. Osper prepaid debit card can be used anywhere that accepts MasterCard, both online and in-store. This gives children the freedom to make purchases while still being under the supervision of their parents. The card can also be used to withdraw cash from ATMs, providing children with a sense of financial independence. Overall, Osper offers a convenient and secure way for families to manage their finances. It promotes financial literacy and responsibility in children while giving parents control and oversight. Social Link

The platform aims to provide a modern and user-friendly banking experience, with features such as early direct deposit, cashback rewards, and no hidden fees. Users can also access their accounts through a mobile app, making it convenient and accessible. One of the main features of OnJuno is its high yield account, which offers an interest rate that is significantly higher than traditional banks. This allows users to earn more on their savings and grow their wealth over time. OnJuno also offers cashback rewards on everyday purchases, allowing users to earn money back on their spending. This can be a great way to maximize savings and make the most of every dollar spent. In addition, OnJuno provides early direct deposit, which means users can receive their paychecks up to two days earlier than traditional banks. This can be especially beneficial for those who rely on their paycheck to cover expenses and bills. Another advantage of OnJuno is its transparent fee structure. The platform aims to eliminate hidden fees and provide users with a clear understanding of any charges. This can help users avoid unexpected costs and make informed financial decisions. Overall, OnJuno offers a modern and innovative banking experience, with features designed to help users grow their savings and make the most of their money. With its high yield account, cashback rewards, early direct deposit, and transparent fee structure, OnJuno aims to provide a comprehensive banking solution for its users. Social Link

With Nutmeg, you can easily set up an investment account and start investing with as little as £500. Their platform uses advanced technology to create and manage a diversified portfolio tailored to your investment goals and risk tolerance. Nutmeg’s investment team consists of experienced professionals who actively manage your portfolio, making adjustments as needed to optimize performance. They use a combination of low-cost ETFs (exchange-traded funds) to provide broad market exposure across different asset classes. One of the key benefits of Nutmeg is their transparency and fair pricing. They have a simple fee structure, with no hidden charges or transaction fees. The annual management fee ranges from 0.45% to 0.75% depending on the size of your investment, and there are no additional charges for trading or rebalancing your portfolio. Nutmeg also offers tax-efficient investment options, such as ISAs (Individual Savings Accounts) and pensions. These accounts allow you to invest in a tax-efficient manner, potentially saving you money on taxes. In addition to their investment services, Nutmeg provides educational resources and tools to help you make informed investment decisions. They offer a range of investment strategies, from socially responsible investing to fully managed portfolios. Overall, Nutmeg offers a convenient and accessible way for UK residents to invest their money. Whether you’re a beginner investor or have more experience, Nutmeg’s online investment service can help you achieve your financial goals. Social Link

With OCareNeo, users can easily manage their healthcare expenses, track their medical history, and access personalized healthcare services. The platform provides a range of features such as online doctor consultations, appointment booking, prescription management, and health monitoring tools. In addition to healthcare services, OCareNeo also offers a comprehensive banking solution. Users can open a digital bank account, make payments, transfer funds, and access a range of financial products and services. The platform ensures the security of financial transactions and provides a seamless banking experience. One of the key features of OCareNeo is its e-Insurance offering. Users can purchase and manage their insurance policies directly from the platform. This includes health insurance, life insurance, and other types of coverage. The platform provides transparent pricing, easy policy management, and hassle-free claims processing. OCareNeo aims to simplify the healthcare and financial management process for individuals and families. By integrating banking, healthcare, and insurance services into one platform, users can save time, effort, and money. The platform also promotes financial inclusion by providing access to banking and insurance services to underserved populations. Overall, OCareNeo is revolutionizing the way people manage their healthcare and financial needs. By leveraging technology and innovation, the platform is making healthcare financing more accessible, convenient, and efficient for individuals and families worldwide. Social Link