Some of the services offered by Meyer International Ltd. include: 1. Investment advisory: Meyer International Ltd. provides personalized investment advice to help clients achieve their financial goals. This includes analyzing investment opportunities, creating investment portfolios, and monitoring performance. 2. Retirement planning: The company helps clients plan for their retirement by assessing their current financial situation, setting retirement goals, and developing a strategy to achieve those goals. This may involve recommending retirement savings accounts, investment options, and other retirement planning tools. 3. Estate planning: Meyer International Ltd. assists clients in creating an estate plan to ensure their assets are distributed according to their wishes after their death. This may involve creating wills, trusts, and other legal documents, as well as providing guidance on minimizing estate taxes. 4. Tax planning: The company helps clients minimize their tax liabilities by identifying tax-saving strategies and taking advantage of available tax deductions and credits. This may involve reviewing clients’ financial records, analyzing their tax situation, and providing recommendations on how to optimize their tax position. 5. Risk management: Meyer International Ltd. helps clients identify and manage financial risks, such as market volatility, inflation, and unexpected events. This may involve recommending insurance products, diversifying investment portfolios, and implementing risk mitigation strategies. 6. Business consulting: The company provides financial consulting services to businesses, including financial analysis, budgeting, and forecasting. This may involve helping businesses develop financial strategies, evaluate investment opportunities, and improve financial performance. 7. Wealth management: Meyer International Ltd. offers comprehensive wealth management services to high-net-worth individuals and families. This includes investment management, estate planning, tax planning, and other financial services tailored to the unique needs of wealthy clients. Overall, Meyer International Ltd. aims to provide clients with personalized and objective financial advice to help them achieve their financial goals and secure their financial future. Social Link

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Cryptocurrency taxation can be complex and varies from country to country. In Germany, cryptocurrencies are generally treated as private assets, and the tax treatment depends on the specific transaction or use case. Here are some key points to consider regarding cryptocurrency taxation in Germany: 1. Capital Gains Tax: If you sell or exchange cryptocurrencies after holding them for less than one year, any profits are subject to the regular income tax rate, which can be as high as 45%. If you hold the cryptocurrencies for more than one year, the profits are tax-free. 2. Trading: If you are actively trading cryptocurrencies, the profits are generally considered taxable income. You will need to keep track of all your trades and report them on your tax return. 3. Mining: Cryptocurrency mining is considered a commercial activity in Germany. The income generated from mining is subject to income tax and trade tax. You will need to keep detailed records of your mining activities and report the income accordingly. 4. Initial Coin Offerings (ICOs): ICOs are generally treated as a form of crowdfunding in Germany. The tax treatment depends on the specific circumstances of the ICO. If you invest in an ICO and later sell the tokens for a profit, the capital gains tax rules mentioned above apply. 5. Crypto-to-Crypto Transactions: In Germany, crypto-to-crypto transactions are generally considered taxable events. This means that if you trade one cryptocurrency for another, you will need to calculate and report any capital gains or losses. 6. Reporting Requirements: Cryptocurrency transactions must be reported on your annual tax return. You will need to provide detailed information about each transaction, including the date, type of transaction, and the value in euros at the time of the transaction. 7. VAT: In Germany, the sale of cryptocurrencies is generally exempt from value-added tax (VAT). However, if you provide services related to cryptocurrencies, such as mining or trading services, VAT may apply. It is important to note that this information is a general overview and may not cover all possible scenarios. It is recommended to consult with a tax advisor who specializes in cryptocurrency taxation to ensure compliance with the specific rules and regulations in Germany. Social Link

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Lower

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Lower is a financial technology company that specializes in mortgage loan originations and refinancing. They offer a streamlined and digital mortgage application process, making it easier for customers to apply for a loan or refinance their existing mortgage. In addition to mortgage services, Lower also offers consumer lending options. Customers can apply for personal loans to finance various expenses such as home improvements, debt consolidation, or other personal needs. Lower provides a range of financial services to help customers manage their finances. They offer a savings account with competitive interest rates, allowing customers to save and grow their money. Lower also provides financial planning tools and resources to help customers make informed decisions about their finances. Customer service is a priority for Lower, and they strive to provide excellent support to their customers. They have a dedicated customer service team that is available to assist with any questions or concerns throughout the loan application or refinancing process. In addition to their core services, Lower also offers a home purchase service. They provide a platform that connects homebuyers with real estate agents and insurance providers, making the home buying process more convenient and efficient. Overall, Lower aims to simplify the mortgage and lending process, providing customers with a seamless and digital experience. They offer a range of services to help customers with their home-related financial needs, from mortgage loan originations and refinancing to consumer lending and financial planning. Social Link

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M1 Finance

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M1 Finance operates on a unique investment strategy called “pie investing.” Users create a customized portfolio by selecting from a wide range of stocks and ETFs. These securities are then organized into “pies,” which represent different sectors or asset classes. Users can allocate percentages of their portfolio to each pie, and M1 Finance automatically rebalances the portfolio to maintain the desired allocation. One of the key features of M1 Finance is its flexibility. Users can choose from pre-built expert pies or create their own custom pies. They can also adjust their portfolio allocation at any time, adding or removing securities as they see fit.M1 Finance also offers fractional shares, allowing users to invest in expensive stocks or ETFs with just a small amount of money. This feature makes it easier for investors to diversify their portfolio and take advantage of different investment opportunities. In addition to its investment services, M1 Finance offers M1 Spend, a checking account with a debit card. M1 Spend integrates seamlessly with the investment platform, allowing users to manage their cash and investments in one place. M1 Spend also offers perks like cash back on purchases and a high-yield interest rate on deposits. M1 Borrow is another unique feature of the platform. Users can borrow against their investment portfolio at low interest rates, using their investments as collateral. This can be a useful tool for investors who need short-term liquidity or want to take advantage of investment opportunities without selling their holdings. Overall, M1 Finance offers a comprehensive suite of investment, cash management, and lending services. Its commission-free trading, fractional shares, and flexible portfolio allocation make it an attractive option for buy-and-hold investors. Social Link

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Linus

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While Linus offers a high yield on cash deposits, it is important to note that it is not FDIC-insured. This means that if Linus were to face financial difficulties or go out of business, there is no guarantee that your funds would be protected. Additionally, Linus operates on blockchain and cryptocurrency technology, which can introduce additional risks. The value of cryptocurrencies can be volatile, and there is always the potential for hacking or security breaches. Therefore, it is crucial for users to understand that using Linus is more akin to investing rather than traditional cash deposit accounts. It is important to carefully consider the risks involved and only deposit funds that you are willing to potentially lose. It is also worth noting that the high yield offered by Linus is significantly higher than the national average savings account rate. While this may be appealing, it is important to thoroughly research and understand how Linus generates such high returns and whether it is sustainable in the long term. Overall, while They offers the potential for high returns on cash deposits, it is important to approach it with caution and fully understand the risks involved. Social Link

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Lively

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Lively offers a user-friendly platform that allows account holders to easily manage their HSA funds. Users can track their contributions, view their account balance, and access their funds through a debit card or reimbursement. Lively also provides educational resources to help account holders understand the benefits and potential uses of their HSA funds. One of the key advantages of Lively is its fee structure. Unlike many other HSA providers, Lively does not charge any monthly maintenance fees. This means that account holders can keep more of their money invested and growing over time. Lively also offers a competitive interest rate on HSA funds, allowing account holders to earn additional income on their savings. In addition to its individual HSA offerings, Lively also provides employers with the option to offer flexible savings accounts (FSAs) to their employees. FSAs allow employees to set aside pre-tax money to cover eligible medical expenses. This can help employees save money on healthcare costs and provide a valuable benefit for employers to offer. Overall, Lively is a fintech HSA provider that focuses on simplifying the user experience and reducing fees. With its user-friendly platform and competitive fee structure, Lively is a popular choice for individuals and employers looking to maximize the benefits of their HSA funds. Social Link

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Lom

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The Lines family has been involved in the financial industry in Bermuda for many years, and their expertise and reputation have helped LOM become a trusted and respected financial institution. As majority owners, the family has a vested interest in the success of the company and is committed to maintaining its high standards of service and integrity. Under the leadership of Mr. Donald P. Lines, LOM experienced significant growth and expansion. He played a key role in establishing Bermuda as a global financial center and was instrumental in attracting international businesses and investors to the island. His knowledge and connections in the industry were invaluable in building LOM’s client base and establishing its reputation as a leading financial services provider. Since Mr. Lines’ retirement in 2014, the family has continued to be actively involved in the management and strategic direction of LOM. They have appointed a new Chairman and CEO to lead the company and ensure its continued success. The family’s long-term commitment to LOM is evident in their ongoing involvement and support. As a family-owned company, LOM is able to maintain a strong sense of continuity and stability. The Lines family’s deep roots in Bermuda and their understanding of the local business environment give them a unique perspective and insight into the needs of their clients. This allows LOM to provide personalized and tailored financial solutions to its customers. Overall, the Lines family’s ownership of LOM is a testament to their commitment to Bermuda and their belief in the potential of the island as a global financial hub. Their involvement in the company ensures that LOM remains at the forefront of the industry and continues to provide exceptional service to its clients. Social Link

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Long Game

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The app works by connecting to the user’s bank account and tracking their spending habits. It then calculates a personalized savings goal based on their income and expenses. Users can choose to set up automatic transfers from their checking account to their Long Game savings account on a weekly or monthly basis. For every dollar that users save, they earn coins that can be used to play games within the app. These games range from scratch-off tickets to virtual slot machines. Each game has the potential to win additional coins, which can then be used to play more games or redeemed for real cash. Long Game also offers additional ways to earn coins, such as referring friends to the app or completing financial education modules. These modules provide users with valuable information on topics like budgeting, investing, and credit management. The app also includes features to help users track their progress towards their savings goals. Users can view their savings balance, track their spending, and set up notifications to remind them to save. Long Game takes security seriously and uses bank-level encryption to protect users’ financial information. The app is also FDIC insured, so users’ savings are protected up to $250,000.Overall, Long Game is a unique personal finance app that combines the excitement of gaming with the discipline of saving. It provides users with a fun and engaging way to build their savings while also learning valuable financial skills. Social Link

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The firm has a team of experienced lawyers and consultants who are experts in their respective fields. They provide legal advice and assistance to individuals, businesses, and organizations on a wide range of legal issues. Law&Trust International offers services in the areas of corporate law, commercial law, intellectual property law, immigration law, family law, and many others. They assist clients with drafting and reviewing contracts, resolving disputes, and navigating complex legal processes. In addition to legal services, Law&Trust International also provides a range of other services to support businesses and individuals. This includes tax planning and optimization, company formation and registration, accounting and auditing, and certification services. The firm has a global presence, with offices and representatives in Europe, America, Australia and Oceania, Asia, and Africa. This allows them to provide local expertise and support to clients around the world. Law&Trust International prides itself on providing high-quality, personalized service to each client. They take the time to understand their clients’ needs and goals, and work closely with them to develop tailored solutions. Overall, Law&Trust International is a comprehensive international law firm that offers a wide range of legal and business services. With their global presence and team of experienced professionals, they are well-equipped to assist clients with their legal and business needs, no matter where they are located. Social Link

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Lili

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With Lili, freelancers can open a free mobile banking account in just a few minutes. The app provides a seamless and user-friendly experience, allowing freelancers to manage their finances on the go.Some key features of the Lili app include: 1. No account fees: Lili does not charge any monthly maintenance fees or minimum balance requirements, making it an affordable option for freelancers. 2. Mobile check deposit: Users can easily deposit checks by simply taking a photo of the check within the app. This eliminates the need to visit a physical bank branch. 3. Instant notifications: Lili sends real-time notifications for every transaction, helping freelancers stay on top of their finances and detect any unauthorized activity. 4. Expense tracking: The app automatically categorizes expenses, making it easy for freelancers to track their spending and manage their budgets. 5. Tax tools: Lili offers smart tax tools that help freelancers save time and money when it comes to filing their taxes. Users can track deductible expenses, export tax reports, and even set aside money for taxes with Lili’s built-in tax savings feature. 6. Business solutions: Lili provides freelancers with business solutions such as invoicing, expense management, and financial insights. These tools help freelancers streamline their business operations and make informed financial decisions. 7. ATM access: Lili users can withdraw cash from over 38,000 fee-free ATMs nationwide through the MoneyPass network. 8. Customer support: Lili offers dedicated customer support through phone, email, and chat, ensuring that freelancers can get assistance whenever they need it. Overall, Lili is a comprehensive mobile banking app designed specifically for freelancers. It offers a range of features and services that cater to the unique financial needs of freelancers, helping them save time, money, and stay in control of their finances. Social Link

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Knab

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Customers can contact Knab’s customer service team through various channels. They can reach out via phone, email, or live chat. Knab’s customer service team is available from Monday to Friday, between 8:00 AM and 10:00 PM, and on Saturdays from 9:00 AM to 5:00 PM. Customers can call Knab’s customer service at 0900-262 63 28 (€0.10 per minute). For international calls, the number is +31 30 303 1600. They can also send an email to klantenservice@knab.nl or use the live chat feature on the Knab website. It aims to provide personalized and human service to its customers. Their customer service team is trained to assist with various inquiries, including account-related questions, technical issues, product information, and general support. Social Link

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Treppides

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K. Treppides & Co Ltd is a professional services firm that offers a wide range of services to international companies. The company was established in 1985 and has since built a strong reputation for providing high-quality services to its clients. The company’s services include audit, tax, accounting, legal, consulting, and financial advisory services. This comprehensive range of services allows K. Treppides & Co Ltd to provide holistic solutions to its clients, helping them to navigate the complex business environment and achieve their goals. The company has worked with clients in a variety of industry sectors, including Banking and Investment Banking, Financial Services Firms, Manufacturing Companies, Internet Based Companies, Oil and Gas Companies, and Shipping Companies. This diverse client base reflects the company’s ability to adapt to different industries and provide tailored solutions to meet their specific needs. K. Treppides & Co Ltd has offices in Nicosia, Limassol, Malta, and London, allowing it to serve clients in multiple jurisdictions. The company’s international presence and expertise in different markets make it a trusted partner for companies looking to expand their operations globally. The company’s success is also reflected in its team of over 200 professionals. The company employs a diverse group of experts, including auditors, accountants, lawyers, consultants, and financial advisors. This diverse team allows K. Treppides & Co Ltd to provide a wide range of services and expertise to its clients. Overall, K. Treppides & Co Ltd is a leading professional services firm that offers a comprehensive range of services to international companies. The company’s reputation, diverse client base, and team of experts make it a trusted partner for companies looking for innovative solutions to their business challenges. Social Link

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