Ziina aims to make peer-to-peer payments simple and convenient for users in the UAE. With just a phone number, users can send and receive payments instantly, without the need for traditional banking information like IBAN or swift codes .The app is designed to facilitate easy splitting of bills among friends and family. Whether it sharing the cost of a meal at a restaurant or dividing a grocery bill, Ziina provides a seamless way to transfer money between individuals. While the app is currently in Beta mode, Ziina is continuously working to enhance the payment transfer experience. They are committed to improving the app functionality and user experience based on user feedback and needs. Ziina goal is to provide a secure and efficient platform for peer-to-peer payments, making it easier for people to manage their finances and share expenses with others. Social Link

Xoom provides a convenient and reliable way to send money internationally. Customers can send money online or through the Xoom mobile app, making it easy to send money anytime, anywhere. Xoom offers competitive exchange rates and low fees, ensuring that customers get the most value for their money. With Xoom, customers can send money directly to bank accounts in over 160 countries. This is a convenient option for recipients who prefer to receive funds directly into their bank accounts. Xoom also offers cash pickup options in select countries, allowing recipients to collect their money from designated locations. In addition to money transfers, Xoom also allows customers to reload prepaid mobile phones for their loved ones in over 100 countries. This service is quick and convenient, ensuring that recipients can stay connected with their loved ones. Xoom also offers bill payment services, allowing customers to pay bills for their family and friends in select countries. This service helps customers support their loved ones by taking care of their financial obligations. Xoom prioritizes security and customer protection. They use advanced encryption and fraud protection technology to ensure that customers transactions and personal information are secure. Xoom is also regulated and licensed in the countries where they operate, providing customers with peace of mind. Overall, It is a trusted and reliable payment service that offers fast, easy, and secure ways to send money, reload phones, and pay bills internationally. With its wide range of delivery options and competitive rates, Xoom is a convenient choice for customers looking to support their loved ones around the world. Social Link

YAP offers a range of features and services to its users. Clients can send money to friends and family instantly, both locally and internationally, using just their mobile number. They can also split bills and request money from others through the app. YAP provides a virtual card that can be used for online shopping and payments. Clients can also request a physical debit card that can be used for in-store purchases and ATM withdrawals. YAP allows users to track their spending and manage their finances through the app. They can set budgets, categorize expenses, and receive real-time notifications for transactions. The app also provides insights and analytics to help users understand their spending habits. YAP offers a range of additional services, including bill payments, mobile top-ups, and peer-to-peer transfers. Clients can also link their YAP account to other payment platforms, such as Apple Pay and Samsung Pay, for added convenience. YAP prioritizes security and privacy. The app uses advanced encryption technology to protect user data and transactions. Clients can also lock and unlock their cards instantly through the app in case of loss or theft. Overall, YAP aims to provide a seamless and convenient banking experience to its users, making it easier to manage and control their finances. Social Link

YooMoney is a versatile financial platform that simplifies payments and transfers. Here are its key features: Virtual Card: Obtain a free virtual card for seamless payments and transfers without the need for a passport or intrusive loan offers. YooMoney Wallet: Sign up and receive a YooMoney wallet, which you can use for online shopping. Link your bank card to the wallet and enjoy additional cashback if your bank offers it. Physical Card Option: For a nominal fee, you can order a physical Mir card, valid for 5 years. Spend 15,000 ₽, and you’ll receive 299 points (1 point = 1 ₽) that you can use in stores and online. Whether you’re managing everyday expenses or exploring online shopping, YooMoney provides a convenient and secure solution. 💳🌐 Year Founded: It was originally launched as Yandex.Money on July 24, 2002. CEO: The current Chief Executive Officer of YooMoney is Ivan Glazachev. Headquarters: YooMoney’s headquarters are located in Moscow, Russia. Why choose YooMoney? Versatility: It offers two main services: YooMoney Electronic Wallet: For individual users, providing easy, safe, and reliable online payments. YooMoney for Business: A payment acceptance service with a Merchant Profile designed for businesses. Leading Payment Aggregator: It’a subsidiary, Yandex.Checkout, is currently the leading service for accepting online payments in Russia. It allows merchants worldwide to offer popular payment methods to Russian and CIS citizens. User Popularity: YooMoney’s e-wallet is widely used in Russia, with approximately 30 million user accounts and about 15,000 new accounts opened daily. It’s the most popular e-wallet in the country. Social Link

With YouTrip, users can easily manage their money while traveling, as they can load their wallet with multiple currencies and use the prepaid card to make payments and withdrawals abroad. The app also provides real-time exchange rates and transaction notifications, making it convenient for users to keep track of their expenses. One of the key features of YouTrip is its ability to offer competitive exchange rates. Users can exchange their money at the interbank rate, which is the most favorable rate available. This means that users can save on currency conversion fees and get more value for their money. Another advantage of using YouTrip is its security features. The app uses multiple layers of security, including two-factor authentication and biometric authentication, to ensure that users money and personal information are protected. The prepaid card is also equipped with EMV chip technology, making it secure for use at any merchant that accepts Mastercard. YouTrip is also convenient to use as it can be easily topped up using various methods, such as bank transfers and credit or debit cards. Users can also withdraw cash from ATMs worldwide without incurring any additional fees. Overall, YouTrip is a reliable and user-friendly mobile wallet that offers a convenient and cost-effective way to manage money while traveling. Its competitive exchange rates, security features, and ease of use make it a popular choice among frequent travelers. Social Link

This allows customers to easily convert currencies and make informed decisions when dealing with international transactions. Xe also provides real-time exchange rates, historical data, and currency charts, making it a valuable tool for businesses and individuals alike. In addition to currency conversion, Xe also offers a range of other services. They provide international money transfers, allowing customers to send money to over 170 countries. With competitive exchange rates and low fees, Xe offers a cost-effective solution for transferring funds abroad. Xe also supports cryptocurrency exchanges, allowing customers to buy, sell, and store various cryptocurrencies. This feature provides a convenient way for individuals to manage their digital assets alongside traditional currencies. Overall, It offers a comprehensive suite of services for individuals and businesses dealing with international transactions. With its wide range of supported currencies, competitive rates, and convenient API integration, Xe is a trusted and reliable choice for currency conversion and money transfers. Social Link

Vivid Money is a comprehensive online financial platform designed to cater to both personal and business needs. It offers users the ability to open multiple accounts with individual German IBANs, making it a versatile solution for diverse financial requirements. Vivid Money stands out with its instant SEPA transfers and cashback features, enhancing user experience and value. It also prioritizes security with state-of-the-art measures in place. Furthermore, it provides easy mobile and web access, making financial management convenient for users. With additional offerings like investment options, Vivid Money goes beyond being a traditional banking platform, providing a holistic financial solution. Year Founded: It  was founded in 2020. CEO: The CEO of Vivid Money is Alexander Emeshev. Headquarters: The headquarters of Vivid Money is located in Berlin, Germany. Why choose Vivid Money? Multiple Accounts: You can open up to 30 accounts with individual German IBANs for business needs, and up to 15 Pockets with individual German IBANs for personal needs. Instant SEPA Transfers: It offers instant SEPA transfers. Cashback: You can earn cashback while spending. Security: It provides state-of-the-art security (PSI DCC certified). Easy Access: It offers easy mobile and web access. Investment Options: It also offers the brokerage of transactions for the purchase and sale of financial instruments in context of the currency conversion products. Social Link

Verotel is a leading Internet Payment Service Provider (IPSP) that specializes in online credit card processing for high-risk businesses, particularly in the entertainment industry. Since its establishment in 1998, Verotel has been instrumental in helping over 50,000 webmasters build their online businesses. They offer a comprehensive range of services, including cash withdrawals and deposits, cash payment options for bills and online purchases, and more. Verotel is recognized as the first high-risk payment processor to be awarded the official Electronic Money Institute status, ensuring the safety and security of processed money. As an Electronic Money Institute, funds are held in a third-party escrow account, subject to European governmental regulations, further enhancing their trustworthiness in the industry. Year Founded: Verotel was founded in 1998. CEO: The CEO of Verotel is Joost Zuurbier. Headquarters: The headquarters of Verotel is located in Amsterdam, Netherlands. Why choose Verotel? Verotel is a reliable payment processing solution for high-risk businesses. They specialize in payment processing for offshore clients in subscription-based or adult content industries. Verotel provides a PCI compliant solution. Verotel is the first high-risk payment processor awarded with the official Electronic Money Institute status. As an Electronic Money Institute, your money is held in a third-party escrow account, which is subject to European governmental regulations. With no setup fee, monthly fee, or early termination fee on a month-to-month contract basis, Verotel offers flexibility to its clients. They provide live online and domestic phone support during regular business hours for customer assistance. Risk Appetite Processing currenciesEUR, USD, GBP ,Settlement CurrenciesEUR, USD, GBP Features Refunds Solutions Online Payments Accepted Industries Hospitality, Travel Adult Merchants Social Link

Customers can use the Uala app to load money onto their prepaid card, track their spending, and make payments at any merchant that accepts Mastercard. The app also provides insights into customers spending habits, allowing them to set budgets and financial goals. Uala prepaid cards can be used for online shopping, bill payments, and cash withdrawals at ATMs. Customers can also transfer money to other Uala users instantly and for free. To use Uala, customers need to download the app and sign up for an account. They will then receive a virtual prepaid card that can be used for online transactions. Customers can also request a physical card that can be used at physical stores and ATMs. Uala prioritizes security and offers features such as biometric authentication and the ability to lock and unlock the card instantly through the app. In case of loss or theft, customers can also block their card and request a replacement through the app. Overall, Uala aims to provide customers with a convenient and secure way to manage their money and make financial transactions both locally and internationally. Social Link

Some of the key features of Tinaba include: 1. Free current account: Tinaba offers a free online current account with no monthly fees or hidden charges. 2. Prepaid contactless card: Users can request a prepaid contactless card that can be used for payments and withdrawals at ATMs. 3. Mobile payments: Tinaba allows users to make payments directly from the app using their smartphone. This feature enables quick and convenient transactions. 4. QR code payments: Users can generate QR codes to receive payments from other Tinaba users or even from non-Tinaba users. This feature simplifies the payment process and eliminates the need for cash or card transactions. 5. Savings management: Tinaba provides tools to help users manage their savings effectively. Users can set savings goals, track their progress, and receive personalized recommendations to optimize their savings. 6. Budgeting tools: The app offers budgeting features that allow users to categorize their expenses, set spending limits, and receive notifications when they exceed their budget. 7. Money transfers: Tinaba enables users to send money to other Tinaba users instantly. Transfers can be made using the recipient phone number or by scanning their QR code. 8. Personal finance insights: Tinaba provides users with detailed insights into their spending habits, allowing them to understand where their money is going and make informed financial decisions. 9. Security: Tinaba prioritizes the security of its users data and transactions. The app uses advanced encryption technology to protect sensitive information and offers biometric authentication options for added security. 10. Customer support: Tinaba provides customer support through various channels, including email and live chat, to assist users with any questions or issues they may have. Overall, It offers a comprehensive set of features that make managing finances easy and convenient. With its free current account, mobile payments, QR code payments, and budgeting tools, Tinaba aims to provide a seamless and user-friendly banking experience. Social Link

TELEPASS PAY S.P.A. provides a range of payment services and prepaid cards for individuals. Their main product is the Telepass Pay e-wallet, which allows users to make payments and manage their finances digitally. With the Telepass Pay e-wallet, users can make payments online and in-store, transfer money to other users, and top up their account using various payment methods. The e-wallet can be accessed through a mobile app, making it convenient for users to manage their finances on the go. In addition to the e-wallet, It also offers prepaid cards that can be used for payments and withdrawals at ATMs. These cards are linked to the Telepass Pay account, allowing users to easily manage their funds. As an electronic money institution, it is authorized and regulated by the Bank of Italy. This ensures that they adhere to strict regulations and standards to protect the funds and personal information of their customers. Overall, It provides individuals with a convenient and secure way to make payments and manage their finances digitally through their  e-wallet and prepaid cards. Social Link

The Foremost Currency Group Limited is an electronic money institution that specializes in foreign exchange and international payments. They provide services such as foreign currency accounts, international payments, and currency exchange to both individuals and companies. As of 2019, It had total assets of 35.87 million GBP. They generated a net income of 1.32 million GBP during that year. The company is incorporated in the United Kingdom and is authorized and regulated by the Financial Conduct Authority, ensuring that they operate within the legal framework and meet the necessary regulatory requirements. Social Link