Sunrate is a global payment and treasury management platform designed to streamline and secure financial operations for businesses around the world. By offering a comprehensive suite of services, including international payments, commercial cards, global collection, and treasury management, Sunrate empowers businesses to manage their finances more efficiently. Leveraging advanced technology, Sunrate ensures fast, secure, and reliable transactions, making it a trusted partner for companies looking to optimize their financial processes. The platform’s robust API integration allows seamless connectivity with existing systems, enhancing the overall user experience and operational efficiency. Year Founded: Sunrate was established in 2016 to offer innovative financial solutions for businesses worldwide. CEO: As the CEO, Joshua Bao leads the company with a vision to revolutionize global payment and treasury management. Headquarters: It’s headquartered in Singapore, a major financial hub in Asia. Why Choose Sunrate? 1. Global Reach: It operates in over 190 countries, providing businesses with extensive international payment capabilities and multi-currency accounts. This global presence enables businesses to manage their finances seamlessly across borders. 2. Comprehensive Solutions: Sunrate offers a wide range of financial services, including global collection accounts, transactional foreign exchange (FX), card issuance, and treasury management solutions. This comprehensive suite of services helps businesses streamline their financial operations and improve efficiency. 3. Strong Partnerships: Sunrate has established partnerships with major financial institutions like Citibank, Standard Chartered, and Barclays. These partnerships enhance Sunrate’s ability to provide reliable and secure financial services to its clients. 4. Innovative Technology: The platform is built with cutting-edge technology, offering robust APIs for seamless integration with existing business systems. This technological edge ensures fast, secure, and reliable transactions. 5. Proven Track Record: Since its inception, Sunrate has achieved profitability and seen significant growth in transaction volume and customer base. This track record of success demonstrates the platform’s effectiveness and reliability.

Additionally, STACK offers real-time notifications for every transaction made with the card, ensuring that users are always aware of their spending. The app also allows users to set financial goals and track their progress towards achieving them. Another unique feature of STACK is its ability to seamlessly integrate with other financial apps and services. Users can connect their STACK account to popular budgeting apps, investment platforms, and more, allowing for a comprehensive view of their financial health. Furthermore, STACK prioritizes security and privacy. The card is equipped with chip and PIN technology, and users can easily freeze and unfreeze their card through the app if it is lost or stolen. STACK also uses advanced encryption and security measures to protect user data. Overall, It offers a convenient and user-friendly way to manage finances, save money, and make transactions both domestically and internationally, making it an attractive option for individuals looking for a modern and innovative banking solution. Social Link

Shine aims to simplify the lives of small business owners and freelancers by providing them with a comprehensive solution to manage their finances and administrative tasks. With Shine, entrepreneurs can easily open a pro account online, without the need to visit a physical bank branch. The Shine app offers a user-friendly interface that allows users to easily manage their finances, track expenses, and send professional invoices. Users can also receive real-time notifications for incoming and outgoing payments, ensuring that they are always up to date with their financial transactions. In addition to financial management, Shine also acts as an administrative co-pilot, guiding entrepreneurs through the process of creating and managing their company. The app provides step-by-step guidance on legal and administrative tasks, such as registering a business, filing taxes, and managing contracts. Shine also offers insurance options to protect the equipment and activities of small business owners and freelancers. Users can easily purchase insurance coverage through the app, ensuring that they are protected against potential risks and liabilities. Overall, Shine aims to provide a comprehensive solution for small business owners and freelancers, helping them streamline their financial and administrative tasks, and providing them with the tools and support they need to succeed. Social Link

Remitly was founded in 2011 by Matt Oppenheimer and Josh Hug, who were inspired to start the company after witnessing the challenges faced by immigrants when sending money back home. They saw an opportunity to leverage technology to make the process faster, more affordable, and more convenient. Remitly platform allows users to send money from their mobile phones or computers, eliminating the need to visit a physical location or wait in long lines. The company partners with banks and other financial institutions around the world to facilitate the transfer of funds, ensuring that the money reaches its destination securely and quickly. One of Remitly key features is its competitive exchange rates and low fees. The company is able to offer better rates and lower fees compared to traditional money transfer services by operating primarily online and leveraging technology to streamline operations.Remitly also prioritizes customer experience and has developed a user-friendly interface that makes it easy for users to send money, track their transfers, and receive notifications on the status of their transactions. The company also offers customer support in multiple languages to cater to its diverse user base. In addition to its core money transfer service, Remitly has expanded its offerings to include additional financial services. This includes features such as bill payment, mobile airtime top-up, and digital wallets, providing users with a comprehensive suite of financial tools. Remitly has grown rapidly since its founding and has raised significant funding from investors. The company has offices in the United States, the United Kingdom, Canada, Australia, and the Philippines, and serves millions of customers worldwide. Overall, Remitly aims to provide a convenient and affordable solution for immigrants to send money to their loved ones, helping them support their families and communities back home. Social Link

Rho Business Banking aims to simplify financial management for startups and high-growth companies. By offering a range of services, Rho helps businesses streamline their banking operations and focus on their core activities. One of the key services provided by Rho is commercial banking. This includes checking accounts and treasury accounts, which allow businesses to manage their day-to-day financial transactions efficiently. With Rho commercial banking services, businesses can easily track their income and expenses, make payments, and manage their cash flow. Rho also offers corporate cards, which provide businesses with a convenient and secure way to make purchases and manage expenses. These cards can be used by employees for business-related expenses, and businesses can set spending limits and track transactions in real-time. Corporate cards help businesses simplify expense management and improve transparency. Another important service provided by Rho is accounts payable. Rho accounts payable solution helps businesses automate and streamline their payment processes. With this service, businesses can easily manage invoices, schedule payments, and track payment status. Rho accounts payable solution helps businesses save time and reduce the risk of errors in their payment processes. It important to note that while It provides these financial services, it is not a bank itself. Instead, Rho partners with established financial institutions such as Evolve Bank & Trust and Sterling Bank to provide its services. This partnership allows Rho to leverage the expertise and infrastructure of these banks while offering a modern and user-friendly banking experience to its customers. Overall, It aims to provide startups and high-growth companies with the financial tools and services they need to succeed. By simplifying financial management and offering innovative solutions, Rho helps businesses focus on their growth and achieve their goals. Social Link

Qonto is a digital banking platform designed to simplify financial management for businesses. It offers a robust business account with features like local IBANs, free Mastercards, and instant payments. Qonto also provides tools for invoice management, allowing businesses to centralize invoices and automate payments. Additionally, it offers expense and spend management features to control team spending and streamline receipt collection. With Qonto, businesses can also collaborate with their accountants and get a real-time overview of their cash flow. Trusted by over 450,000 customers, It is redefining business banking with its comprehensive and user-friendly platform. Year Founded: It was founded in 2016. CEO: The CEO of Qonto is Alexandre Prot. Headquarters: The headquarters of Qonto is located in Paris, France. Why choose Qonto? Business Account: It provides a powerful business account that includes day-to-day banking, local IBANs, free Mastercards, and instant payments. Invoice Management: You can centralize invoices and receipts in one place, get paid faster, and automate your outgoing payments. Expense & Spend Management: It allows you to control team spending with budgets, automatic receipt collection, and tailored access. Bookkeeping & Cash Flow: You can collaborate with your accountant, share tools, and get a full, real-time cash flow overview. Social Link

As a wallet app, Paywho Pte Ltd allows customers to top up money into their accounts and use it to make purchases for goods and services. The company is incorporated in Singapore as a limited liability company. Paywho Pte Ltd has obtained an exemption from the Monetary Authority of Singapore (MAS) from holding a license under the Payment Services Act 2019 (PSA). This exemption allows Paywho to provide payment services without the need for a license for a specified period of time, as regulated by the Payment Services Act (Exemption for Specified Period) Regulations 2019. By obtaining this exemption, Paywho Pte Ltd is able to legally provide its wallet app services to customers in Singapore without the need for a license under the PSA. Social Link

PayPal is a leading financial technology company that revolutionized online payments. Founded in 1998, it provides a secure and convenient platform for individuals and businesses to send and receive money electronically. With its user-friendly interface, Pay Pal allows users to link their bank accounts, credit cards, or debit cards to their Pay Pal account, enabling seamless transactions across the globe. The company is renowned for its robust security measures, including encryption and fraud detection, which ensure the safety of users’ financial information. PayPal’s services extend beyond simple money transfers, offering solutions for online shopping, invoicing, and even cryptocurrency transactions, making it a versatile tool in the digital economy. Year Founded: PayPal was established in 1998, marking the beginning of its journey as a pioneer in the digital payments industry. Over the years, it has grown to become a trusted name in financial technology. CEO: Dan Schulman is the current CEO of PayPal. Under his leadership, the company has expanded its services and embraced innovation, including the integration of cryptocurrency transactions and the acquisition of other fintech companies like Venmo and Honey. Headquarters: PayPal’s headquarters are located in San Jose, California, USA. This strategic location in Silicon Valley places it at the heart of technological innovation and development. Why Choose PayPal? Security: PayPal is known for its strong security measures, including encryption and advanced fraud detection, ensuring that users’ financial information is protected. Convenience: The platform is user-friendly, allowing users to link their bank accounts, credit cards, or debit cards for seamless transactions. Versatility: PayPal offers a wide range of services beyond simple money transfers, such as online shopping, invoicing, and cryptocurrency transactions. Global Reach: Operating in over 200 markets and supporting 25 currencies, PayPal facilitates cross-border transactions, making it easier to send and receive money worldwide. Innovation: PayPal continuously evolves to meet the changing needs of its users, with recent developments like PayPal Credit and the acquisition of companies like Venmo and Honey expanding its capabilities.

PayQuiq is revolutionizing the way businesses process payments. By providing non-profit organizations and for-profit businesses with comprehensive payment solutions, PayQuiq is helping to reduce the hassle associated with traditional payment methods. PayQuiq web-based Payment Management System is user friendly and easy to use. It supports custom online forms and payment acceptance, as well as recurring billing to members and customers. Online and email statements to members and customers can easily be generated, and secure online administrative payments are supported. Payments made using PayQuiq are secure and guaranteed, ensuring peace of mind for businesses. PayQuiq supports all of the major credit card companies such as Visa, Mastercard, Discover, and American Express, as well as Electronic Checks (ACH). The rates offered by PayQuiq are competitive to industry standards and are customized to the business bank based on their average volume. This helps to ensure that businesses get the best deal possible. It is an invaluable tool for non-profit and for-profit businesses, providing them with a secure and simple payment solution. With competitive rates and support for a variety of payment methods, It is sure to revolutionize the payment industry. Social Link

Paylivre offers a range of payment solutions to help businesses expand their reach in Brazil. Their APIs allow businesses to accept payments in local currency, offering a seamless and convenient payment experience for Brazilian customers. One of Paylivre key offerings is their payment gateway, which enables businesses to accept credit card payments online. The gateway supports all major credit cards in Brazil, including Visa, Mastercard, American Express, and Diners Club. Paylivre payment gateway is designed to be easy to integrate into existing websites or e-commerce platforms, allowing businesses to start accepting payments quickly. In addition to their payment gateway, Paylivre also offers a range of other payment solutions. These include bank transfers, boleto bancário (a popular payment method in Brazil), and recurring payments. By offering a variety of payment options, Paylivre helps businesses cater to the preferences of their Brazilian customers and increase conversion rates. Paylivre also provides fraud prevention tools to help businesses mitigate the risk of fraudulent transactions. Their fraud prevention system uses machine learning algorithms to analyze transaction data and identify suspicious activity. This helps businesses protect themselves and their customers from fraud, ensuring a secure payment environment. Overall, Paylivre payment solutions help businesses overcome the challenges of accepting payments in Brazil. By providing local payment options and fraud prevention tools, Paylivre enables businesses to expand their customer base and increase revenue in the Brazilian market. Social Link

ORANGE MONEY IFN S.A. offers a range of financial services, including mobile wallet solutions and payment cards. The company operates as an electronic money institution, providing customers with convenient and secure ways to manage their money. As of 2020, ORANGE MONEY IFN S.A. reported total assets of 114.89 million RON. This indicates the financial strength and stability of the institution, which is important for customers who entrust their funds to the company. However, ORANGE MONEY IFN S.A. reported a net income of -64,073,823.00 RON in 2020. This suggests that the company incurred a loss during that period. It is important to note that net income can fluctuate from year to year due to various factors, such as operating expenses, investments, and market conditions. ORANGE MONEY IFN S.A. is authorized and regulated by the National Bank of Romania, ensuring that the company operates in compliance with the country’s financial regulations. This regulatory oversight provides customers with added confidence in the safety and security of their funds. Overall, ORANGE MONEY IFN S.A. offers electronic money services and payment solutions, with a focus on mobile wallets and payment cards. While the company reported a loss in 2020, its total assets and regulatory oversight indicate its commitment to providing reliable and secure financial services to its customers. Social Link

Oxygen is a financial technology company that offers a comprehensive mobile banking platform for both personal and business finances. It provides a single app to manage your finances, offering features such as earning up to 6% on purchases, secure spending with virtual cards, and early payroll access. Oxygen is particularly supportive of first-time entrepreneurs, offering tailored benefits including up to 6% cashback, virtual cards for secure spending, and P2P transactions with Oxygen Friends. With different tiers of Oxygen Elements offering varying benefits, It presents a flexible and robust solution for modern banking needs. Year Founded: It was founded in May 2018. CEO: The CEO of Oxygen is David Rafalovsky. Headquarters: It is headquartered in Princeton, New Jersey, United States. Why choose Oxygen? Innovative Features: It offers innovative features like cashback rewards, virtual cards, savings goals and more. Ease of Use: it provides a seamless banking experience with an intuitive interface where you can manage both your personal and business banking. Expense Management: Oxygen’s intuitive expense management tools and real-time tracking capabilities in the personal account make it easier to monitor and control your spending compared to other platforms. Early Payday Access: With it, you can get your payroll two days earlier. Cashback Rewards: Oxygen offers up to 6% cashback on purchases. Social Link