1. What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, or mobile) when you visit a website. They help websites recognize your device, remember preferences, and improve user experience. Cookies may be set by our Website (first-party cookies) or by third-party services that we use (third-party cookies).

2. Types of Cookies We Use

  • Essential Cookies: Necessary for the Website’s basic functions, such as security, accessibility, and session management.
  • Analytical Cookies: Help analyze Website traffic, user interactions, and improve our content and services.
  • Functional Cookies: Remember user preferences and enhance personalized experiences on the Website.
  • Advertising Cookies: Track user behavior to display relevant ads and measure the effectiveness of advertising campaigns.
  • Third-Party Cookies: Placed by third-party services, such as payment providers, analytics, and advertising networks.

3. How We Use Cookies

We use cookies to:

  • Provide and maintain Website functionality.
  • Recognize returning users and save preferences.
  • Monitor and analyze Website performance and user interactions.
  • Improve security measures and detect fraudulent activities.
  • Deliver targeted advertisements based on user behavior.

4. Managing Cookies

You can control and manage cookies through your browser settings. Most browsers allow you to delete, block, or disable cookies. However, restricting cookies may affect your ability to access certain features of our Website.

5. Third-Party Services and Cookies

Some cookies may be set by third-party service providers, such as Google Analytics, payment processors, and advertising networks. These third-party cookies are subject to their respective privacy policies, and we encourage users to review them separately.

6. Legal Compliance

Our use of cookies complies with the Personal Data Protection Act (PDPA) of Singapore, along with applicable international data protection regulations, including the General Data Protection Regulation (GDPR) where applicable.

7. Changes to This Cookies Policy

We may update this Cookies Policy periodically. Any changes will be posted on this page with a revised “Effective Date.” We encourage users to review this policy regularly.

8. Contact Us

If you have any questions regarding our Cookies Policy, please contact us at:

The Finrate
7 Temasek Boulevard,
#12-07 Suntec Tower 1
Singapore – 038987
Email: contact@thefinrate.com