Current is a modern banking platform that provides a variety of financial services. It offers faster payments, allowing users to receive their paychecks up to two days earlier with direct deposit. Current also provides a credit building feature that simplifies the process of building credit with everyday purchases. Despite these benefits, certain fees may apply, including those for out-of-network ATM usage, late payments, foreign transactions, card replacements, cash deposits, and third-party processing. However, Current does not require credit checks or history for application. Additionally, it offers a Savings Boost feature, enabling users to earn an annual bonus of up to 4.00% on their savings. Users can also buy and sell cryptocurrencies from a selection of coins without any trading fees.

• Year Founded: Current was founded in 2015.
• Headquarters: Current is headquartered at 217 Centre Street Suite 180, New York, New York, 10013, United States.

Why choose Current?

1. Faster Payments: Get paid up to 2 days faster with direct deposit.
2. Credit Building: Simplified credit building with everyday purchases.
3. Savings Boost: Earn an annual bonus of up to 4.00% on your savings.
4. Cryptocurrency Trading: Buy and sell cryptocurrencies from a selection of coins without any trading fees.
5. No Credit Checks: No credit checks or history required to apply.
6. Transparent Fee Structure: Some fees may apply, including out of network ATM fees, late payment fees, foreign transaction fees, card replacement fees, cash deposit fees, and third party processing fees.