EximPe Secures RBI Approval to Power Cross-Border Payments Growth

EximPe secures RBI’s in-principle licence for cross-border payments, aiming to simplify trade, grow 10X, and serve 5,000+ SMEs.

EximPe Moves Closer to Full Licence

EximPe has received in-principle approval from the RBI for a cross-border payments licence under the PA-CB framework.
Although not a full licence yet, this allows EximPe to expand services while following RBI’s cross-border payment rules.

As a result, the company can now offer pay-ins and pay-outs across e-commerce, B2B trade, and digital services.
So far, only six companies have received full PA-CB licences, including Amazon Pay, Cashfree, and BillDesk.

Meanwhile, EximPe joins other approved players like PayPal, Wise, BriskPe, and Skydo, who are also waiting for final licences.

A Big Win for EximPe’s Expansion

With this approval, EximPe plans to scale operations 10X by the end of FY 2026, said CEO Arjun Zacharia.
Moreover, the firm has already processed $450 million in transactions and supports over 5,000 SMEs, traders, and service providers.

Because most Indian SMEs struggle with global transactions, EximPe aims to make cross-border payments faster, safer, and more transparent.
Therefore, the company will now improve settlement systems, increase FX coverage, and strengthen banking connections in Asian markets.

In fact, its tech stack already supports simple onboarding, real-time monitoring, and quick payouts for verified business users.

A Growing Market With High Potential

India’s trade with emerging Asia is growing quickly, which creates big demand for easier cross-border payments from trusted platforms.
Consequently, more fintechs are building export-friendly services that solve delays and reduce paperwork in international fund transfers.

EximPe is not alone—seven more companies still have pending PA-CB licence applications under review with the RBI.

Even so, EximPe stands out by focusing only on cross-border B2B trade, digital services, and e-commerce flows in Asia.
Thanks to its approval, it can now serve more exporters and importers who want modern tools for global business growth.

Boosted by Funding and RBI Backing

So far, EximPe has raised $3.5 million in equity funding, according to market data platform Tracxn.
Because of this funding, the startup has been able to build strong compliance systems and secure partnerships with banking partners.

Additionally, it plans to hire more engineers and product teams to meet RBI’s expectations for cross-border transaction platforms.
Although the licence is temporary for now, it is a major milestone in EximPe’s journey as a trusted payment aggregator.

Ultimately, the goal is to provide cross-border payments that are fast, secure, and 100% compliant with Indian financial laws.

Final Thoughts: A Step Toward Smarter Trade

As India becomes a digital export hub, platforms like EximPe will shape how businesses handle cross-border payments in real time.
So, by winning this licence, EximPe is now in a strong position to lead digital payment innovation across Asia’s growth corridors.

Since global payments are still complex, this approval shows that smart fintech solutions are the future of seamless trade operations.

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