Ferratum Bank operates as a fully licensed bank in Malta, regulated by the Malta Financial Services Authority (MFSA). It offers a range of banking services, including current accounts, savings accounts, and debit cards. Customers can access their accounts and perform transactions through the bank’s online and mobile banking platforms.One of the key services provided by Ferratum Bank is micro-loans. These are small, short-term loans that are typically repaid within a few weeks or months. The bank’s online platform allows customers to apply for a loan and receive a decision within minutes. If approved, the funds are then transferred to the customer’s bank account or mobile wallet.Ferratum Bank also offers savings accounts, allowing customers to earn interest on their deposits. These accounts can be opened and managed online, making it convenient for customers to save and access their funds.In addition to its banking services, Ferratum Bank provides financial education and resources to help customers make informed financial decisions. It aims to promote responsible borrowing and saving habits among its customers.Overall, Ferratum Bank aims to provide fast, convenient, and accessible banking services to its customers. Its online and mobile platforms make it easy for customers to manage their finances on the go, while its micro-loans and savings accounts cater to the needs of individuals looking for quick and flexible financial solutions.

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