Habito uses advanced algorithms and machine learning to analyze a user’s financial situation and preferences, and then matches them with the most suitable mortgage options from a wide range of lenders.To get started, users simply need to answer a few questions about their income, expenses, and desired mortgage terms. Habito’s platform then uses this information to generate a personalized mortgage recommendation.The platform takes into account various factors such as interest rates, fees, and repayment terms to find the most cost-effective mortgage options for the user. It also considers the user’s credit score and affordability to ensure that the recommended mortgages are within their financial means.Once the user has reviewed the options, they can choose to proceed with the application process directly through Habito’s platform. Habito handles all the paperwork and liaises with the lenders on behalf of the user, making the entire process seamless and hassle-free.Habito also offers additional services such as remortgaging and mortgage protection insurance. Users can access these services through the platform and receive expert advice from Habito’s team of mortgage advisors.Overall, Habito aims to simplify the mortgage application process and help users find the best mortgage deal quickly and easily.

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