Calypso Payments  offers a range of features and services to help merchants streamline their payment processes and protect against fraud. Here are some key features of Calypso Payments: 1. Fraud Prevention: We use advanced fraud detection algorithms and machine learning technology to identify and prevent fraudulent transactions. Our system analyzes various data points, including customer behavior, device fingerprinting, and transaction patterns, to flag suspicious activity and reduce the risk of chargebacks. 2. Chargeback Protection: Chargebacks can be a major headache for merchants, leading to financial losses and damage to their reputation. Calypso Payments provides chargeback protection by offering real-time notifications and alerts for potential chargebacks. Our system allows merchants to respond quickly and effectively to dispute claims, increasing the chances of a successful resolution. 3. Payment Gateway Integration: We offer seamless integration with popular payment gateways, allowing merchants to accept payments from a wide range of payment methods, including credit cards, debit cards, and digital wallets. Our platform supports multiple currencies and provides a secure and reliable payment processing infrastructure. 4. Reporting and Analytics: Calypso Payments provides merchants with detailed reporting and analytics tools to track and analyze their payment data. Merchants can access real-time transaction data, generate custom reports, and gain valuable insights into their business performance. This information can help merchants make informed decisions and optimize their payment processes. 5. Developer-Friendly APIs: We offer a set of developer-friendly APIs that allow merchants to customize and extend the functionality of our platform. Merchants can integrate our payment solutions into their existing systems and workflows, creating a seamless payment experience for their customers. 6. PCI Compliance: Calypso Payments is fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). We ensure that all payment data is securely stored and transmitted, protecting both merchants and their customers from data breaches and fraud. At Calypso Payments, we are committed to providing merchants with a secure, reliable, and user-friendly payment platform. Our goal is to help merchants grow their businesses and succeed in the competitive online marketplace. Services Alternative Financial Service,Non-Bank Financial Service,Payment Service Address hello@calypsopayments.com

Alternative Financial Service Non-Bank Financial Service Payment Service Risk Category

Jupiter Payments What is Jupiter Payments? Jupiter Payments is a full-service credit card processing company offering transparent pricing, next-day funding, and tailored solutions for businesses of all sizes. Their services include payment processing, payroll, equipment, and surcharge programs, all backed by a dedicated U.S.-based support team. Year Founded Founded by industry professionals with over 50 years of combined experience helping small businesses. CEO Colton Partlow Headquarters 1001 N US Hwy 1 #700, Jupiter, FL 33477, USA What You Get Transparent Pricing: No hidden fees or complicated pricing models—just straightforward, competitive rates that help you keep more of your hard-earned revenue. Next-Day Funding: Receive your funds the next business day with a late batch cutoff time of 11 PM Eastern. Amex OptBlue: Accept American Express at competitive rates and receive funds the next day, just like other card brands. Contactless Payments: Accept payments via ApplePay, GooglePay, and NFC-enabled cards to reduce physical contact and enhance security. Virtual Payments: Process one-time and recurring payments, send invoices via email or text, and generate QR codes for easy payment acceptance. Payroll Services: Manage employee payments, tax filings, and compliance through a self-service portal. Equipment Solutions: Choose from smart terminals, mobile readers, POS systems, and virtual terminals to fit your business needs. Integration with QuickBooks: Automate payment posting and streamline financial management with seamless QuickBooks integration. Built For Small to mid-sized businesses, retail stores, e-commerce merchants, and service providers seeking reliable, cost-effective payment solutions with personalized support. Why Choose Jupiter Payments? Jupiter Payments stands out for its commitment to transparency, customer service, and innovative solutions. With over 50 years of combined industry experience, they offer tailored payment processing services designed to help businesses grow and thrive.

Alternative Financial Service Card Processing Service Financial Consultant Non-Bank Financial Service Payment Service

CapitalPlus Financial Services What is CapitalPlus Financial Services? CapitalPlus Financial Services is a specialized financing provider for the construction industry, offering invoice factoring, materials purchasing, insurance, and back-office support. With a focus on contractors, subcontractors, and construction-related trades, CapitalPlus enables businesses to bridge cash-flow gaps, fund projects, and manage operational risk efficiently. Year Founded 1998 — more than 26 years of service in construction company financing. CEO Scott W. Applegate, President. Headquarters Knoxville, Tennessee, USA, with an additional office in Carlstadt, New Jersey. What You Get Accounts Receivable Factoring & Financing — Options include spot factoring, volume financing, government contract factoring, and invoice financing to help contractors maintain cash flow. Materials Purchasing Program — CapitalPlus purchases raw materials (e.g., steel, fencing, HVAC systems) and pays suppliers directly, giving contractors better terms and smoothing supplier relationships. Insurance Services — Tailored workers’ compensation and general liability coverage specifically for the construction sector. Back-Office Support — Includes lien compliance, bookkeeping, funds control, and risk management services to reduce administrative burdens. Quick Decision-Making — In-house underwriting and direct funding enable rapid funding decisions, often within 24–48 hours. Industry Expertise & Innovation — A team of finance and construction veterans delivers customized, flexible solutions—not one-size-fits-all offerings. Built For Commercial construction contractors, general and specialty subcontractors, including electrical, HVAC, concrete, rebar, excavation, roofing, civil, and demolition specialists—seeking flexible financing, operational ease, and growth support. Why Choose CapitalPlus Financial Services? Because they understand your industry—literally. With over two decades of specialized focus on construction financing, CapitalPlus offers faster decisions, local insights, and personalized support to help your projects stay funded and on schedule. Whether it’s dealing with retainage, lien issues, or rapid project scaling, they’re built to handle real-world construction challenges.

Building Materials Supplier Finance Broker Non-Bank Financial Service Payment Service Risk Category

Airbase

Airbase (by Paylocity) What is Airbase? Airbase is an all-in-one, modern Spend Management platform designed to centralize and simplify non-payroll spending. It unifies expense reporting, bill payments, procurement workflows, corporate card issuance, and accounts payable automation—empowering finance teams with real-time visibility, streamlined approvals, and faster book closings. Year Founded 2016 (company founded in 2017; began operations in 2017) CEO Thejo Kote, Founder & CEO Headquarters San Francisco, California, USA What You Get Unified Spend Platform – Combines procurement, AP automation, corporate cards, bill payments, and expense management in a single platform Virtual & Physical Cards – Issue cards with precise spend limits, real-time tracking, and built-in fraud protection Smart AP & Invoice Automation – OCR-powered invoice ingestion, customizable approval workflows, and seamless GL integrations Advanced Procurement & Policy Controls – Enable guided purchasing workflows, customizable rules, multi-step approvals, and built-in compliance. Real-Time Reporting & Accounting Sync – Deep integrations with systems like QuickBooks, NetSuite, Sage Intacct, and Xero enable automated reconciliation and audit-ready trails Built For Mid-sized to early enterprise businesses (typically 100–5,000 employees) looking to automate spend control, improve financial workflows, and unify procurement-to-payment processes. Why Choose Airbase? Airbase condenses complex spend workflows into a clean, singular platform. With AI-led automation, granular control, and seamless integrations, finance teams eliminate manual work, support scalable growth, and gain immediate spend transparency. Its unmatched consolidation of spend tools into one codebase positions it as a category leader in modern finance operations.

Accounting Software Company Alternative Financial Service Business to Business Service Financial Institution Non-Bank Financial Service

Airtm

Airtm is a globally accessible peer-to-peer payment platform that enables users to store, transfer, and exchange money. It operates in approximately 190 countries and supports over 400 payment methods, making it a versatile tool for online transactions. Despite its wide reach and versatility, user experiences with it have been mixed. Some users commend the platform for its active customer support and straightforward transaction process. However, others have reported issues such as difficulties in transferring funds to USA bank accounts and slow response times from customer service. As a peer-to-peer platform, while Airtm itself is safe to use, users are advised to exercise caution to avoid potential scammers during money exchanges. Year Founded: Airtm was founded in 2015. CEO: The CEO of Airtm is Rubén Galindo Steckel. Headquarters: Airtm’s headquarters are located in Mexico City, Distrito Federal, Mexico. Why choose Airtm? Security: It prioritizes security with tools and actions such as encryption, fraud prevention, and strong authentication protocols. Intuitive User Experience: Airtm provides a user-friendly interface with features such as local payments, free transfers between Airtm accounts, easy data entry, and a transparent transaction history. Multiple Payment Options: It offers more than 400 payment methods, allowing users to withdraw their money in a way that suits them best. Scalability and Reliability: It scales with your business growth and ensures uninterrupted payment processes. No Minimums or Maximums: It allows for mass payments from $0.01 with no maximum transaction volume.

Currency Exchange Service Non-Bank Financial Service Payment Service Risk Category

Overflow

With Overflow, nonprofits, churches, and corporations can easily accept various types of donations, including stock, cryptocurrency, and cash. This allows donors to give in a way that is convenient for them and maximizes their impact. One of the key advantages of Overflow is its ease of use. Donors can initiate gifts in just minutes online, eliminating the need for lengthy offline processes. This makes giving more accessible and convenient for donors, increasing the likelihood of donations. Overflow also provides an expert support team that is dedicated to supporting nonprofits and donors. This team is available to answer any questions or provide assistance throughout the giving process, ensuring a smooth and seamless experience for all parties involved. Security is a top priority for Overflow. The platform is SOC-2 Type 2 compliant, meaning it meets strict security standards to protect donor and nonprofit information. Ongoing penetration testing is conducted to identify and address any potential vulnerabilities, ensuring the safety of all transactions. Transparency is another key feature of Overflow. Nonprofits have access to a dashboard that allows them to track donor details and gift status. This information can be used to steward and cultivate supporters, building stronger relationships with donors. Overall, Overflow makes generosity frictionless by providing an easy-to-use platform, expert support, secure transactions, and transparency. By unlocking more ways to give, Overflow helps nonprofits, churches, and corporations maximize their fundraising efforts and make a greater impact in their communities. Services Card Processing Service,Donations Center,Non-Bank Financial Service,Payment Service,Software Company Address support@overflow.co

Card Processing Service Donations Center Non-Bank Financial Service Payment Service Risk Category

BitWallet

BitWallet What is BitWallet? BitWallet is a high-security cryptocurrency wallet and brokerage platform tailored for both individuals and businesses. It offers a streamlined experience for buying, selling, storing, and transferring Bitcoin and select altcoins. Users enjoy access to a global, user-friendly app fortified with military-grade encryption and zero-fee incoming crypto transactions.Additionally, BitWallet’s OTC (over-the-counter) Desk supports ultra-large transactions—ranging from $1M to $250M per week—with services including crypto-to-fiat exchanges, swaps, and optional escrow solutions. Headquarters & Foundation Founded in July 2017 and incorporated in Houston, Texas, BitWallet, Inc. operates under U.S. Department of the Treasury oversight as a registered “Money Services Business.” What You Get Instant Crypto Onboarding: Download, verify, and start trading crypto with debit cards—designed for simplicity and speed. OTC Desk for Large Transactions: Supports high-volume trades ($1M–$250M/week), with crypto-to-fiat, crypto-to-crypto, and escrow services. Business-Friendly Features: No setup fees for merchant users, no chargebacks (thanks to blockchain), and free “We Accept Bitcoin” marketing collateral. Robust Security: Military-grade encryption and compliance-driven infrastructure for seamless, secure transactions. Why Choose BitWallet? BitWallet is built for users who want crypto access without complexity—and enterprises that require scalable, secure infrastructure. It shines across use cases: For Individuals & Small Businesses: Easy-to-use mobile app, fast access to Bitcoin, and minimal fees make it an ideal entry point for crypto use. For Institutional Clients: The OTC Desk removes entry barriers to large-scale crypto trades, while enterprise features (e.g., custom pricing, USD payouts) meet advanced business requirements. High-Risk Vertical Agility: Products built for gym chains, sports franchises, and global merchants—BitWallet keeps operations simple and innovative. Trusted Reputation: Though many users praise its simplicity and effectiveness, the platform’s Trustpilot rating of 4.0/5 (across >100 reviews) shows a mixed reception—ranging from enthusiastic praise to concerns over unresolved withdrawal issues.

Cryptocurrency Service Currency Exchange Service Non-Bank Financial Service Payment Service Risk Category

Truss

2261 Market St, Unit 4415, San Francisco, California 94114, US

Truss aims to simplify and streamline the payment process for contractors in the construction industry. By providing a centralized platform, Truss eliminates the need for contractors to use multiple tools and systems to manage their payments. One of the key features of Truss is the ability to pay vendors instantly. Contractors can easily initiate payments to their vendors directly from the Truss platform, eliminating the need for checks or manual bank transfers. This not only saves time but also ensures that vendors receive their payments promptly. In addition to vendor payments, Truss also enables contractors to collect payments from their customers. Contractors can generate invoices and send them to their customers, who can then make payments directly through the Truss platform. This simplifies the payment process for customers and helps contractors get paid faster. Truss also offers a corporate card management feature, allowing contractors to manage their corporate cards within the platform. Contractors can track expenses, set spending limits, and easily reconcile transactions, all from one place. This helps contractors keep their finances organized and provides greater visibility into their spending. To ensure the security of transactions, Truss is FDIC insured and supported by all U.S. banks and credit unions. Payments are transferred instantly and securely via ACH bank transfers, providing contractors with peace of mind. Overall, It aims to provide contractors with a comprehensive payment solution that simplifies and streamlines their financial operations. By consolidating payment processes into one platform, Truss helps contractors save time, improve cash flow, and manage their finances more efficiently. Services Alternative Financial Service,Business to Business Service,Card Processing Service,Non-Bank Financial Service,Payment Service

Alternative Financial Service Business to Business Service Card Processing Service Non-Bank Financial Service Payment Service

Respaid

With Respaid, you can finally recover your small debts quickly and efficiently. Our AI-powered platform is designed to be 3 times more effective and 9 times faster than traditional debt collection agencies. Here’s how it works: 1. Submit your debt details: Simply provide us with an excel file containing the necessary information about the debts you want to collect. This includes debtor names, contact information, and outstanding amounts. 2. AI-powered analysis: Our advanced AI algorithms analyze the data to identify the most effective collection strategies for each debtor. This ensures a personalized and respectful approach that maximizes the chances of successful recovery. 3. Automated communication: Respaid handles all communication with debtors on your behalf. Our platform sends out personalized messages via email, SMS, and even voice calls, ensuring a consistent and professional approach. 4. Payment reminders and negotiation: Our system sends regular payment reminders to debtors, encouraging them to settle their debts promptly. If necessary, Respaid can also initiate negotiation processes to reach a mutually agreeable payment plan. 5. Real-time updates: You can track the progress of your debt collection efforts in real-time through our user-friendly dashboard. This provides transparency and allows you to stay informed throughout the process. 6. Pay only for results: We believe in delivering results, which is why you only pay for successful debt recoveries. If we don’t collect any debts within the agreed-upon timeframe, you won’t be charged. With Respaid, you can save time, resources, and the hassle of dealing with debt collection yourself. Our AI-powered approach ensures a respectful and efficient process, resulting in a 50% collection rate within just 20 days.Don’t let small debts weigh you down. Try Respaid today and experience the future of debt collection. Services Debt Collecting,Non-Bank Financial Service,Payment Service Address contact@respaid.com

Debt Collecting Non-Bank Financial Service Payment Service Risk Category

Melio

18 W 18th St, Floor 8, New York, 10011, US

Melio is a digital platform designed to simplify bill payments for businesses. It offers flexibility in payment methods, allowing businesses to pay domestic and international vendors through various means, including expedited payments and card payments. Melio also provides businesses with greater control over their payment process, enabling them to decide when and how to pay vendors. The service boasts faster delivery times, with the ability to make instant bank transfers and send checks that arrive within three business days. Additionally, Melio can be seamlessly synced with accounting software to simplify reconciliation and eliminate dual data entry. The platform also helps businesses manage their cash flow more effectively, offering options to defer payments for up to 45 days or make same-day transfers. Melio is committed to supporting small businesses, offering tailor-made payment capabilities and partnerships that prioritize their needs. Year Founded: Melio was founded in 2018. CEO: The CEO of Melio is Matan Bar. Headquarter: Melio is headquartered in New York, New York, United States. Why choose Melio Payments? Flexibility: Melio allows businesses to pay and get paid exactly how they want. They can pay domestic and international vendors, expedite payments, or pay by card. Control: Businesses can choose when and how to pay vendors, gaining more control over their payment process. Faster Delivery Times: If your payment due date is coming soon, you can pay vendors with instant bank transfers. If a vendor only accepts checks, Melio will send a fast check that arrives within 3 business days. Seamless Sync: You can connect your accounting software to eliminate dual data entry and simplify reconciliation. Better Cash Flow: Get your vendors paid on time, while staying in control of cash flow. Pay by card and defer payments for up to 45 days. Or, make same-day transfers to hold onto cash longer. Support for Small Businesses: Melio has built infrastructure that provides tailor-made payment capabilities specifically designed for small businesses. Reliable Customer Support: Melio clients receive their own customer relationship manager to assist and solve any problems that may arise. Easy Accounting: Melio makes accounting easy by allowing for manual entry along with uploading files and taking photos of an invoice to scan into the platform. Cost: Most of Melio’s payment services are entirely free. When a business pays their bills using debit cards or ACH bank transfers, they pay no fees. Services Accounting Software Company,Alternative Financial Service,Business to Business Service,Money Transfer Service,Non-Bank Financial Service,Payment Service Address info@meliopayments.com

Accounting Software Company Alternative Financial Service Business to Business Service Money Transfer Service Non-Bank Financial Service

Join Value Trade Network and start saving today! With over 350,000 participating brands and retailers, you can save up to 50% on all your everyday shopping and travel purchases. Whether you’re buying groceries, booking a vacation, or shopping for clothes, our network has exclusive discounts just for our members. But that’s not all – if you own a business, you can also benefit from joining our network. Our For Business section offers a platform for you to advertise your exclusive discounts to our ever-growing member base of over 10 million consumers. This is a great opportunity to attract new customers and increase your sales. And the benefits don’t stop there. As a member of Value Trade Network, you’ll also receive reduced pricing on payment processing, digital marketing, and more. We’re here to help your business thrive. Don’t miss out on the opportunity to save money and grow your business. Join Value Trade Network today and start enjoying the benefits of being part of America’s largest private discount network. Services Business Development Service,Business to Business Service,Discount Store,Non-Bank Financial Service,Payment Service Address support@valuetradenetwork.com

Business Development Service Business to Business Service Discount Store Non-Bank Financial Service Payment Service

BlueTape

San Francisco, CA US

With BlueTape, contractors can easily manage their cash flow and avoid the burden of upfront payments for materials. They can choose to pay for their purchases in full or opt for flexible financing options that suit their needs. The Buy Now Pay Later feature allows contractors to make purchases and defer payments for a specified period, giving them the flexibility to complete projects without worrying about immediate payment. BlueTape also offers a streamlined invoicing process for suppliers, reducing the time and effort required to collect payments. Suppliers can easily track and manage their invoices, ensuring timely payments and improved cash flow. The platform also provides real-time visibility into payment statuses, allowing suppliers to better manage their accounts receivable. In addition to payment and financing solutions, BlueTape offers a range of other features to enhance the construction industry’s efficiency. Contractors can create and manage project budgets, track expenses, and generate reports to gain insights into their financial performance. The platform also provides access to a network of trusted suppliers, making it easier for contractors to find and purchase the materials they need. Overall, BlueTape revolutionizes payment and financing in the construction industry, providing a seamless and efficient solution for contractors and suppliers alike. With its innovative features and user-friendly interface, BlueTape simplifies the payment process, improves cash flow, and enables contractors to focus on completing projects successfully. Services Non-Bank Financial Service,Payment Service Address info@bluetape.com

Non-Bank Financial Service Payment Service Risk Category
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