OrbitalPay

U.S.-based payment processors with a high-risk merchant account and payment gateway

OrbitalPay focuses on high-risk eCommerce businesses and provides payment gateway solutions and merchant accounts services. Having served technologically advanced and developed digital payment services to all continents for more than a decade, OrbitalPay assists its merchants to process online transaction requests comfortably, conveniently, fast and with minimal hitches.

OrbitalPay is a highly regarded and trusted provider of high-risk merchant accounts. The company facilitates merchants’ access to acquiring banks to process high-risk transactions. The payment services providers ease access to payment services for businesses that are often abandoned by other financial services providers.

About OrbitalPay

Founded in 2009 and US-based, OrbitalPay has maintained its high approval rates and a well-deployed card processing infrastructure reputation. OrbitalPay serves a trusted brand in the US and is well recognized for its focus on high-risk activities including, but not limited to, online entertainment and membership sites, dating platforms, travel and hospitality businesses, online nutraceutical and health products, and subscription-based and digital content platforms.

These industries often present payment processing services with high chargeback ratios, advanced payment fraud risk, and a complex range of compliance issues. OrbitalPay has excelled in these areas not because compliance is easy, but because specialized merchant underwriting, tailored fraud management, and customized risk management are used.

Key Offerings

1. Merchant Account Provider

OrbitalPay helps high-risk merchants obtain dedicated merchant accounts with acquiring banks which understand their business models. The company handles everything from merchant application and risk evaluation to gateway integration and ongoing compliance.

2. Payment Gateway Provider

Merchants may use The OrbitalPay Gateway to perform other activities such as processing online transactions, setting up recurring billing, managing refunds, and obtaining real-time transaction information. The Payment Gateway is PCI DSS compliant and supports the following:

• Visa, Mastercard, Discover, and American Express
• Multi-currency billing
• Virtual terminal transactions
• Data Tokenization and secure data encryption

3. Payment Services Provider

OrbitalPay is a comprehensive payment services provider and as such offers card, ACH, and eCheck processing all under one system. This enables merchants to streamline billing, decrease processing costs, and reduce downtime through consolidated transaction management.

4. Payment Acquirers Support

OrbitalPay works with numerous global payment acquirers, banks and processors to ensure merchants high-approval rates and even stable processing for high-risk categories. Their acquiring network enables domestic and international settlements, which is a plus for global businesses.

Features & Technology

• Recurring Billing & Subscription Tools – Ideal for memberships and SaaS-based models.
• Virtual Terminal – Manually captures transaction data for user-initiated transactions like phone orders.
• Fraud Prevention Suite – Contains AVS, CVV, velocity filters, and IP address monitoring.
• Multi Currency Support – Processes payment from different countries in cross border transactions.
• Real Time Reporting Dashboard – Provides real time reports on transaction analytics, monitoring chargebacks, and payout reports.
• Integration & API Tools – Simple integration with leading e-commerce solutions through developer friendly API.

What Makes OrbitalPay Unique?

• Designed For High-Risk Entrepreneurs: For businesses and industries that most banks deny services because of their risk.
• Complete Offering Of Services: All-in-one service of merchant account, payment gateway, and acquiring.
• Global Coverage: Accept payments from any country in different currencies with fast global settlement.
• Effective Risk Management: Specialized fraud protection and chargeback mitigation tools.
• Customer Support: Onboarding and merchant success teams work 24/7.

Today, OrbitalPay is the most flexible, transparent, and payment gateways provider with in-depth knowledge of the intricacies of the high-risk industry.

Caveats

Potential clients with high-risk businesses, with OrbitalPay as a payment solution, should consider:

• Suspicion of transaction fees
• Rolling reserve policies
• Chargeback ratios and compliance obligations
• Documentation needed before underwriting.

Due diligence is an important part of the process. All businesses are able to strike the perfect balance between risk, price, and service assurance.

Key Facts:

• Founded: 2009
• Head Office: Torrance, Los Angeles, California, United States
• Business Activity: Payment Gateway & Merchant Account Provider
• Geographic Coverage: Worldwide
• Key Target Industries: eCommerce High-Risk, Adult, Travel, Nutraceutical, Memberships, SaaS
• Website: orbitalpay.com

OrbitalPay – FAQs

1. What exactly is OrbitalPay?

OrbitalPay is a high-risk merchant account and payment processor servicing businesses with global payment processing needs.

2. What industries does OrbitalPay work with?

It works with high-risk industries spanning adult websites, online dating, nutraceuticals, subscription services, and travel.

3. Does OrbitalPay offer both gateway and merchant account services?

Absolutely. OrbitalPay offers bundled services–the payment gateway and a merchant account.

4. Is OrbitalPay International merchant friendly?

Certainly, OrbitalPay is compatible with multi-currency processing and works with acquirers abroad for international payments.

5. Does OrbitalPay support payments in cryptocurrency?

There is no official statement, OrbitalPay does not support crypto and focuses on card payments and ACH only.