Payliance

What is Payliance?

Founded in 2007, Payliance is a trusted partner offering best-in-class ACH, card, and check-based solutions. With over 11.5 million transactions processed monthly and deep expertise in the lending, collections, e-commerce, and gaming industries, Payliance understands the unique compliance and risk management requirements that go beyond a traditional ACH or merchant services provider.

Year Founded

2007

CEO

John Cullen

Headquarters

Columbus, Ohio, USA

What You Get

Payment Solutions: Payliance offers ACH Same Day and Next Day processing, credit and debit card processing, and Remotely Created Checks (RCC) to process and manage the way you collect payments.
Verification Solutions: Sophisticated risk assessment tools to validate all payment types with confidence.
Recovery Solutions: Debt collection solutions to manage your recovery operations at a fraction of the cost of third parties.
Real-Time Payments (RTP): Enable real-time funding capabilities, allowing lenders to push loan funds instantly, 24/7/365, through a wide network of participating financial institutions.
Interchange Discount Programs: Reduce transaction costs and unlock savings from Day 1 with faster interchange discount enrollment.

Built For

Lenders, accounts receivable management professionals, and e-commerce merchants seeking to streamline payment acceptance, minimize processing costs, and reduce the risk of fraud.

Why Choose Payliance?

Payliance is a licensed collection agency, guaranteeing and processing payments efficiently, whether they are checks or ACH payments. With over 40,000 merchant locations served and $61 billion processed annually, Payliance is a trusted leader in payment processing. Their platform processes over 162 million transactions annually across four core payment methods: ACH, RCC, credit/debit cards, and RTP. Payliance integrates seamlessly with leading Loan Management Systems and is backed by Serent Capital, a growth-focused private equity firm.