POLi Payments

POLi Payments is an online payment service that allows consumers to pay for goods and services directly from their bank account. It is an alternative to credit card payments and is available in Australia and New Zealand. POLi Payments is owned by Australia Post and is used by many merchants, including Virgin Australia, Jetstar, and Ladbrokes. It offers benefits such as easy reconciliation, low merchant fees, and no chargebacks. Integration is straightforward, and plug-ins are available for a range of ecommerce shopping carts or REST API.

POLi works by integrating with the online banking systems of participating banks. When a customer chooses to pay with POLi, they are redirected to their bank’s online banking platform where they can securely log in and complete the payment. The customer’s payment details are pre-filled, making the process quick and easy.

POLi supports payments from all major banks in Australia and New Zealand, including ANZ, Commonwealth Bank, Westpac, National Australia Bank, and ASB Bank. It is available for use on desktop and mobile devices.

Merchants can integrate POLi into their online checkout process using the provided API or plugins for popular e-commerce platforms such as Magento, WooCommerce, and Shopify. POLi also offers a hosted payment page option for merchants who prefer not to handle the payment process themselves.

POLi is a secure payment method that uses encryption and security measures to protect customer data. It does not store any customer payment information, and all transactions are monitored and audited to ensure compliance with industry standards.

Overall, POLi provides a convenient and secure payment solution for customers who prefer to pay online using their bank account. It offers benefits for both customers and merchants, making it a popular choice in Australia and New Zealand.