About Us | TopperPay – Smarter Payment Solutions for Modern Businesses
Welcome to TopperPay – Your Trusted Partner in High-Risk and Global Payment Solutions
At TopperPay, we empower businesses to accept, process, and scale payments globally—no matter the risk category. Built for today’s digital economy, our platform specializes in custom payment gateway integrations, high-risk merchant onboarding, and secure cross-border payment processing. Whether you’re a fast-growing eCommerce startup or an enterprise-level service provider, TopperPay delivers frictionless, fraud-resistant, and scalable payment solutions tailored to your needs.
Our Mission
We’re on a mission to simplify complex payment challenges for global merchants—especially in high-risk verticals. Through innovative technology, strong banking partnerships, and regulatory foresight, we help businesses stay compliant, reduce chargebacks, and increase authorization rates across multiple geographies.
Who We Serve
TopperPay is trusted by merchants in over 30+ high-risk verticals, including:
- CBD and Nutraceuticals
- Forex, Gaming & Gambling
- Adult Entertainment
- Subscription-Based SaaS
- Travel, Airlines & Ticketing
- Firearms, Vape, and Hemp
- Dating, Webcams, and Streaming
- Debt Collection and Financial Services
Whether you operate in a regulated, gray zone, or cross-border industry, we provide the compliant infrastructure and fraud prevention tools needed to operate efficiently and confidently.
Why Choose TopperPay?
High-Risk Friendly: We partner with trusted acquiring banks, PSPs, and offshore processors to ensure your business gets approved—even when traditional providers say no.
Global Reach: Accept payments in 150+ currencies, support multi-language checkout, and localize payment methods with a single API.
Advanced Risk Tools: Built-in 3D Secure 2.0, velocity checks, chargeback alerts, fraud scoring, and customizable rule engines.
Seamless Integration: Easily integrate via RESTful APIs, hosted payment pages (HPP), or plugins for Shopify, WooCommerce, Magento, and custom platforms.
Merchant-Centric Dashboard: Real-time reporting, smart reconciliation, and transaction analytics help you make informed decisions fast.
24/7 Support: Your success is our priority. Our global support team offers round-the-clock assistance with onboarding, disputes, and tech support.
Our Technology
TopperPay’s cloud-based payment infrastructure is designed for speed, flexibility, and compliance. Built on PCI DSS Level 1-certified architecture, our platform ensures:
- End-to-End Encryption (E2EE) & Tokenization
- Real-Time KYC/AML Screening
- Multi-Processor Routing for Optimized Conversions
- Modular API Ecosystem for Developers
- Risk Engine Customization & White-Label Options
Our Vision
We envision a future where every business—regardless of industry or geography—can accept payments without fear of rejection, fraud, or financial gatekeeping. TopperPay exists to bridge this gap by delivering secure, transparent, and growth-friendly financial infrastructure.
Leadership & Compliance
Our team comprises seasoned payment professionals, ex-bankers, and compliance experts with deep domain expertise in high-risk merchant services. With ongoing updates on global AML/KYC norms, card scheme rules, and regional licensing, TopperPay ensures you’re always compliant—no matter where you operate.
Let’s Grow Together
Whether you’re struggling with merchant account approval, fraud risk, or payment stability—TopperPay is the partner that helps you rise above limits.
Apply now to get your merchant account approved in 24–48 hours
Explore our API docs and start integrating within minutes
Book a consultation with a high-risk payment strategist today
Join 5,000+ merchants who trust TopperPay to power secure payments across the globe.
Contact us: [support@topperpay.com]
Website: https://www.topperpay.com
Global Offices: UK | UAE | Cyprus | India
Frequently Asked Questions (FAQs)
1. What types of businesses does TopperPay support?
TopperPay specializes in high-risk and cross-border industries, including CBD, gaming, adult, forex, nutraceuticals, firearms, tech support, dating, and more. We help merchants who face frequent rejections from traditional processors get approved fast.
2. How quickly can I get a merchant account with TopperPay?
Merchant accounts can be approved within 24 to 72 hours, depending on the risk category, documentation quality, and acquiring bank requirements. We offer both domestic and offshore merchant onboarding.
3. Is TopperPay PCI DSS compliant?
Yes. TopperPay is PCI DSS Level 1 certified, which means all transactions are encrypted and processed in accordance with global data security standards. We also offer PCI DSS support to merchants who need help achieving their own compliance.
4. Does TopperPay support multiple currencies and payment methods?
Absolutely. We enable payments in 150+ currencies, support local and international cards, digital wallets, UPI, crypto (optional), and regional payment methods—ensuring maximum conversion across markets.
5. Can I integrate TopperPay with my existing eCommerce site?
Yes. TopperPay offers easy integrations via APIs, SDKs, plugins (for WooCommerce, Magento, Shopify, etc.), and hosted payment pages. Our developer-friendly ecosystem makes it easy to go live in hours, not weeks.
6. What fraud prevention tools does TopperPay provide?
We provide 3D Secure 2.0, chargeback alerts, risk scoring, velocity checks, geo-fencing, IP/device fingerprinting, and more. You can also customize fraud rules based on business needs or risk tolerance.