Z3NPAY

What is Z3NPAY?

Z3NPAY is a full-featured payment processing platform offering flat-rate pricing for various payment needs—including one-time payments, invoicing, recurring billing, and subscriptions. Tailored for e-commerce, retail, and high-risk merchants, it supports omni-channel processing (card-present, online, mobile, ACH) along with advanced features like fraud prevention, tokenization, multi-currency, and real-time analytics.

Year Founded

2019

Headquarters

United States (exact location not specified in sources).

What You Get

Multiple Payment Methods & Channels — Accept payments via credit/debit cards, ACH, mobile, in-person (POS), and online gateways.
Flat-Rate Pricing Model — Simple, transparent pricing with no hidden fees—ideal for streamlined budgeting.
Recurring Billing & Invoicing Features — Tools for generating customizable invoices, subscription workflows, and billing portals.
High-Risk & Global Support — Serves international and high-risk businesses by supporting multi-currency wallets and merchant types often declined by traditional processors.
Security & Anti-Fraud Tools — Includes fraud detection, tokenization, PCI-compliant processing, and secure checkout flows.
Analytics & Reporting Dashboard — Real-time insights for tracking sales, performance metrics, and customer data.

Built For

Small and medium-sized businesses, e-commerce merchants, freelancers, and high-risk verticals (such as mobility, gaming, or wellness retailers) that require a flexible, secure, and easy-to-navigate payment platform.

Why Choose Z3NPAY?

Z3NPAY simplifies payment processing with a flat-rate structure and a comprehensive toolset. Whether you’re managing subscriptions, building an online store, or operating in high-risk sectors, Z3NPAY delivers a unified, affordable, and scalable solution—all while minimizing complexity and maximizing transparency.