Mastercard and OnePay Deliver Real-Time Remittances for Underserved Workers
Mastercard and OnePay have partnered to deliver real-time remittances for UK-based seasonal and migrant workers through a simple, inclusive platform. The integration of Mastercard Move into OnePay’s digital payroll solution provides faster, safer, and more transparent international money transfers.
This strategic partnership aims to modernize payroll and remittance experiences for underserved workers who lack access to mainstream banking services.
A Game-Changing Payroll and Remittance Experience
The core of this collaboration lies in Mastercard Move, a cross-border payments platform offering real-time tracking, upfront fee transparency, and clear delivery timelines. Now integrated into OnePay, it allows users to send money globally from their OnePay digital account — with real-time remittances delivered in minutes to dozens of international destinations.
This innovation meets a vital need for workers supporting families in their home countries while managing wages in the UK.
Supporting the Unbanked Through Inclusive Design
OnePay serves individuals who typically fall outside of traditional financial systems, including seasonal, temporary, and migrant workers. The company provides a Mastercard prepaid card and digital account with no credit checks, allowing for fast, simple onboarding.
Additionally, OnePay offers a multilingual mobile app and portal, enabling users to manage money, track expenses, and view account activity in their native languages. These inclusive features ensure that financial tools are accessible, not intimidating.
Over £4 Billion Processed — With £1.4 Billion Withdrawn
Since launching their partnership, Mastercard and OnePay have supported over 800,000 workers through more than 550 employers and labour providers. Together, they’ve processed over £4 billion in payments, including £1.4 billion in ATM withdrawals — a sign of the trust and scale they’ve built.
This financial ecosystem benefits both wage earners and their families abroad, while improving transparency and reducing delays in cross-border fund transfers.
Why Real-Time Remittances Matter Now
Remittances represent a critical income stream for families in many developing countries. However, traditional channels often involve delays, high fees, and opaque processes. This Mastercard-OnePay solution delivers real-time remittances that improve speed, transparency, and peace of mind for senders and recipients alike.
According to Mastercard’s Darren Deal, SVP of Fintech, Government & Digital Partnerships UKI, “Embedding Mastercard Move into OnePay delivers a faster, safer, and more transparent way to send money home.”
A Mission Rooted in Financial Fairness
OnePay CEO Lee Hartley emphasized the company’s commitment to inclusion, saying, “This partnership removes barriers and gives workers more control over their money.” By building solutions that fit the needs of underbanked communities, the companies aim to create more equitable financial systems.
The collaboration also reflects Mastercard’s broader goal of supporting trusted global financial infrastructure that works for everyone — especially those often left behind.
Looking Ahead: Scaling Financial Inclusion Through Innovation
With this initiative, Mastercard and OnePay showcase how thoughtful fintech solutions can address real-world financial gaps. By enabling real-time remittances, they are not just improving transfer speeds — they are transforming lives.
As digital payments continue to evolve, such collaborations will shape how inclusive finance can be embedded in payroll systems, benefiting vulnerable populations globally.