Compare Merchant Accounts – TheFinRate Made It Quick and Easy

Redde Payments

Las Vegas, NV 89131, US

At Redde, we understand that merchants need a payment provider that they can trust and rely on. That’s why we prioritize customer service and support above all else. We believe that merchants deserve more from their payment provider and should expect nothing less. Whether you’re a small startup or a large Fortune 500 company, we are committed to providing you with the best possible service. We offer a range of payment solutions tailored to meet the unique needs of your business. Our team of experts is always available to answer any questions or concerns you may have and provide you with the support you need to succeed. We are constantly innovating and staying ahead of the curve to ensure that our merchants have access to the latest payment technologies and features. Our goal is to make the payment process as seamless and efficient as possible, so you can focus on growing your business. When you choose Redde as your payment provider, you can trust that you are partnering with a company that is dedicated to your success. We are here to support you every step of the way and help you build the future of commerce. Choose Redde and experience the difference for yourself. Services Payment Service

ACH API integration Card Processing solutions Card processing solutions Cross-border Payments

Synapse

42 Broadway, 12th Floor, New York, NY 10004, US

Our goal is to provide small businesses with affordable and reliable payment processing solutions. We understand that every business is unique, which is why we offer a variety of payment options to suit your specific needs. With Synapse Payment Systems, you can accept all major credit and debit cards, including Visa, Mastercard, American Express, and Discover. We also offer contactless payment options, such as Apple Pay and Google Pay, to cater to the growing trend of mobile payments. Our payment processing solutions are designed to be user-friendly and efficient. We provide easy-to-use payment terminals and online payment gateways that integrate seamlessly with your existing systems. Our advanced security features ensure that your customers’ payment information is protected at all times. In addition to our competitive rates, we also offer transparent pricing with no hidden fees. We believe in providing our customers with complete transparency and strive to build long-term relationships based on trust and reliability. At Synapse Payment Systems, we pride ourselves on our exceptional customer service. Our dedicated support team is available 24/7 to assist you with any questions or concerns you may have. We understand that your business relies on smooth payment processing, and we are committed to providing you with the support you need to keep your business running smoothly. If you’re looking for affordable and reliable payment processing solutions for your small business, look no further than Synapse Payment Systems. Contact us today to learn more about our services and how we can help your business thrive. Services Payment Service

3d secure payment gateway API integration Card Processing solutions E-wallet Mass Payouts

Luminous Payments

5655 Lindero Canyon Rd, Westlake Village, California 91362, US

Our team of experts at Luminous Payments understands that every business is unique and has different payment processing needs. That’s why we offer a wide range of solutions to cater to businesses of all sizes and industries. Whether you are a small business owner looking for a simple and affordable payment processing solution, or a large corporation in need of a robust and customizable payment platform, we have the right solution for you. Our payment processing solutions include credit card processing, debit card processing, mobile payments, online payments, virtual terminals, point-of-sale systems, and more. We work with all major credit card brands, including Visa, Mastercard, American Express, and Discover.At Luminous Payments, we pride ourselves on providing exceptional customer service. Our team of dedicated professionals is available to assist you every step of the way, from selecting the right solution to setting up your payment processing system and providing ongoing support. We understand that the payment processing industry can be complex and confusing, but with Luminous Payments, you can rest assured that you are in good hands. We will guide you through the entire process, ensuring that you have a seamless and hassle-free experience. In addition to our payment processing solutions, we also offer competitive rates and transparent pricing. We believe in providing our clients with fair and affordable pricing, without any hidden fees or surprises. So whether you are a retail store, restaurant, e-commerce business, healthcare provider, or any other type of business, Luminous Payments has the right payment processing solution for you. Contact us today to learn more about how we can help your business thrive. Services Payment Service

Card Processing solutions Mass Payouts Merchant Accounts Online Payments Payment Service

NETbilling

27451 Tourney Road, Suite #220 Valencia, California 91355

NETbilling is a comprehensive payment processing solution that has been serving businesses since 1998. They offer a wide range of services including transaction processing, a flexible payment gateway, mobile transaction processing through Phone Swipe, and call center services. With partnerships with numerous banks worldwide, they provide diverse merchant account options for businesses of all types. Their PCI certified payment gateway software is compatible with hundreds of shopping carts and includes risk management and reporting tools. NETbilling’s commitment to enhancing business profitability is evident in their round-the-clock client support and their dedication to providing solutions tailored to the specific needs of each business. Year Founded: NETbilling was founded in the year 1998. CEO: The CEO of NETbilling is Mitch Farber. Headquarters: NETbilling is headquartered at 27451 Tourney Rd Ste 220, Valencia, CA, 91355. Why choose Netbilling? Competitive Rates: NET billing offers extremely competitive rates with no setup or application fees. They also offer tremendous volume and tiered pricing discounts. Control & Flexibility: NETbilling provides fully customizable fraud scrubbing, real-time comprehensive reporting, payment forms, shopping carts, and customer service policies. Merchants own and have control over all customer data and settings. Daily Payouts: NET billing provides daily funds deposits directly to the merchant bank account. Payment Options: NETbilling accepts all major credit cards, online checks, and toll-free phone orders. They also support multi-currency processing. Merchant Account Acquisitions: NETbilling has dozens of direct bank and ISO relationships to help merchants establish accounts both domestically and offshore. Merchants own customer data and have a direct relationship with the bank. Risk Management / Fraud Scrubbing: NETbilling offers a fully customizable “Fraud Defense” risk management system. This includes AVS and CVV2 verification standard, plus 12 supplementary webmaster tools, including public and private negative database screening and much more. 24/7/365 Client Support: NETbilling provides round-the-clock client support, demonstrating their dedication to their clients’ success. Services Alternative Financial Service,Call Center,Payment Service Address Sales@netbilling.com

Alternative Financial Service Call Center e-Commerce Service Merchant Accounts Mobile Checkout

Biz-Pay

216 Bridge St Phoenixville, PA 19460

With Biz-Pay, businesses can say goodbye to high processing fees. We offer zero fee merchant processing, which means businesses can keep more of their hard-earned money. This can significantly improve cash flow and allow businesses to invest in growth and expansion. But that’s not all. Biz-Pay also offers small business funding. We understand that sometimes businesses need a little extra capital to take their operations to the next level. Whether it’s for purchasing new equipment, hiring more staff, or expanding into new markets, our funding program can provide the necessary funds quickly and easily. In addition, Biz-Pay offers a debt consolidation program. Many businesses struggle with multiple debts and high interest rates, which can be a huge burden on cash flow. Our debt consolidation program allows businesses to combine all their debts into one manageable payment with a lower interest rate. This can help businesses save money and simplify their financial management. At Biz-Pay, we believe in providing comprehensive solutions to businesses’ financial needs. Our unique combination of zero fee merchant processing, small business funding, and debt consolidation programs sets us apart from the competition. We are committed to helping businesses thrive and succeed by providing them with the tools and resources they need to achieve their goals. Services Payment Service Address info@biz-pay.com

3d secure payment gateway ACH API integration Card Processing Service Cross-border Payments

Flow Payments is a high-risk merchant account provider that specializes in helping businesses that are considered high-risk by traditional banks and processors. We understand that these businesses face unique challenges when it comes to accepting payments, and we are here to help. Our team of experts has years of experience working with high-risk merchants across a wide range of industries. We have developed strong relationships with banks and processors that are willing to work with high-risk businesses, allowing us to offer competitive rates and flexible solutions. When you partner with Flow Payments, you can expect: 1. Low Rates: We understand that high-risk businesses often face higher processing fees. That’s why we work hard to negotiate the lowest rates possible for our clients. We believe that every business deserves fair and affordable payment processing solutions 2. Fast Approval: We know that time is of the essence for high-risk businesses. That’s why we have streamlined our application and approval process to get you up and running as quickly as possible. Our team will work closely with you to gather the necessary documentation and submit your application to our network of banks and processors. 3. Best in Class Solutions: We offer a wide range of payment processing solutions to meet the unique needs of high-risk businesses. Whether you need a traditional merchant account, a high risk payment gateway, or a specialized solution for your industry, we have you covered. Our team will work with you to find the best solution for your business. 4. Dedicated Support: At Flow Payments, we pride ourselves on providing exceptional customer service. Our team of experts is available to answer your questions, address any concerns, and provide ongoing support. We are here to help you succeed. If your business is considered high risk and you are struggling to find a payment processing solution, don’t give up. Contact Flow Payments today to learn more about how we can help you lower your rates, get approved, and start accepting payments. Services Card Processing Service, Payment Service

API integration Card Processing Service Mass Payouts Merchant Accounts Online Payments

PayCly

PayCly.com is an international payment gateway provider that specializes in offering services to high-risk businesses. They provide a secure platform for processing transactions, enabling businesses to accept various forms of payment from customers worldwide. Their services include a merchant account for receiving global payments, credit card processing for all major networks, and a custom payment platform for a personalized checkout experience. Notably, PayCly has expertise in the high-risk industry, guiding these businesses through banking underwriting procedures, helping them set up high-risk business accounts, and facilitating safe and secure transactions. Their commitment to providing an effortless and secure payment experience makes them a preferred choice for many high-risk businesses. Year Founded: PayCly was founded on March 5, 2014. Headquarters: PayCly is headquartered in Singapore, Central Region, Singapore. Why choose Paycly? Expertise: PayCly has a team of experts with exceptional technical knowledge and experience in handling the latest software standards. Secure and Reliable: They provide secure payment gateway solutions to accept credit and debit card payments from customers globally. High-Risk Industry Specialization: They specialize in assisting businesses classified under medium to high-risk. Comprehensive Services: They offer a range of services including secure payment gateways, merchant accounts, credit card processing, and even a custom payment platform. Customer-Oriented: Their customer-oriented payment solutions are designed to provide maximum benefits to merchants. PCI-DSS Level 1 Compliant: PayCly ensures that PCI Compliance gets handled correctly, and sensitive payment information of your and your customers stays secured against potential breaches.

3d secure payment gateway Acquirer AcquirerBankingPayment Provider AcquirerPayment Gateway AcquirerPayment GatewayPayment Provider

OrbitalPay

U.S.-based payment processors with a high-risk merchant account and payment gateway OrbitalPay focuses on high-risk eCommerce businesses and provides payment gateway solutions and merchant accounts services. Having served technologically advanced and developed digital payment services to all continents for more than a decade, OrbitalPay assists its merchants to process online transaction requests comfortably, conveniently, fast and with minimal hitches. OrbitalPay is a highly regarded and trusted provider of high-risk merchant accounts. The company facilitates merchants’ access to acquiring banks to process high-risk transactions. The payment services providers ease access to payment services for businesses that are often abandoned by other financial services providers. About OrbitalPay Founded in 2009 and US-based, OrbitalPay has maintained its high approval rates and a well-deployed card processing infrastructure reputation. OrbitalPay serves a trusted brand in the US and is well recognized for its focus on high-risk activities including, but not limited to, online entertainment and membership sites, dating platforms, travel and hospitality businesses, online nutraceutical and health products, and subscription-based and digital content platforms. These industries often present payment processing services with high chargeback ratios, advanced payment fraud risk, and a complex range of compliance issues. OrbitalPay has excelled in these areas not because compliance is easy, but because specialized merchant underwriting, tailored fraud management, and customized risk management are used. Key Offerings 1. Merchant Account Provider OrbitalPay helps high-risk merchants obtain dedicated merchant accounts with acquiring banks which understand their business models. The company handles everything from merchant application and risk evaluation to gateway integration and ongoing compliance. 2. Payment Gateway Provider Merchants may use The OrbitalPay Gateway to perform other activities such as processing online transactions, setting up recurring billing, managing refunds, and obtaining real-time transaction information. The Payment Gateway is PCI DSS compliant and supports the following: Visa, Mastercard, Discover, and American Express Multi-currency billing Virtual terminal transactions Data Tokenization and secure data encryption 3. Payment Services Provider OrbitalPay is a comprehensive payment services provider and as such offers card, ACH, and eCheck processing all under one system. This enables merchants to streamline billing, decrease processing costs, and reduce downtime through consolidated transaction management. 4. Payment Acquirers Support OrbitalPay works with numerous global payment acquirers, banks and processors to ensure merchants high-approval rates and even stable processing for high-risk categories. Their acquiring network enables domestic and international settlements, which is a plus for global businesses. Features & Technology Recurring Billing & Subscription Tools – Ideal for memberships and SaaS-based models. Virtual Terminal – Manually captures transaction data for user-initiated transactions like phone orders. Fraud Prevention Suite – Contains AVS, CVV, velocity filters, and IP address monitoring. Multi Currency Support – Processes payment from different countries in cross border transactions. Real Time Reporting Dashboard – Provides real time reports on transaction analytics, monitoring chargebacks, and payout reports. Integration & API Tools – Simple integration with leading e-commerce solutions through developer friendly API. What Makes OrbitalPay Unique? Designed For High-Risk Entrepreneurs: For businesses and industries that most banks deny services because of their risk. Complete Offering Of Services: All-in-one service of merchant account, payment gateway, and acquiring. Global Coverage: Accept payments from any country in different currencies with fast global settlement. Effective Risk Management: Specialized fraud protection and chargeback mitigation tools. Customer Support: Onboarding and merchant success teams work 24/7. Today, OrbitalPay is the most flexible, transparent, and payment gateways provider with in-depth knowledge of the intricacies of the high-risk industry. Caveats Potential clients with high-risk businesses, with OrbitalPay as a payment solution, should consider: Suspicion of transaction fees Rolling reserve policies Chargeback ratios and compliance obligations Documentation needed before underwriting. Due diligence is an important part of the process. All businesses are able to strike the perfect balance between risk, price, and service assurance. Key Facts: Founded: 2009 Head Office: Torrance, Los Angeles, California, United States Business Activity: Payment Gateway & Merchant Account Provider Geographic Coverage: Worldwide Key Target Industries: eCommerce High-Risk, Adult, Travel, Nutraceutical, Memberships, SaaS Website: orbitalpay.com OrbitalPay – FAQs 1. What exactly is OrbitalPay? OrbitalPay is a high-risk merchant account and payment processor servicing businesses with global payment processing needs. 2. What industries does OrbitalPay work with? It works with high-risk industries spanning adult websites, online dating, nutraceuticals, subscription services, and travel. 3. Does OrbitalPay offer both gateway and merchant account services? Absolutely. OrbitalPay offers bundled services–the payment gateway and a merchant account. 4. Is OrbitalPay International merchant friendly? Certainly, OrbitalPay is compatible with multi-currency processing and works with acquirers abroad for international payments. 5. Does OrbitalPay support payments in cryptocurrency? There is no official statement, OrbitalPay does not support crypto and focuses on card payments and ACH only.

e commerce merchant account merchant account providers Merchant Accounts Offshore Merchant Accounts Red

myPOS

myPOS Payments Ltd. Level 24, The Shard, 32 London Bridge Street, London, SE1 9SG

myPOS is a Europe-based fintech company that was established in 2014. It provides affordable card payment solutions and a multicurrency merchant account to over 150,000 small and medium-sized enterprises across more than 30 European countries. myPOS operates on a pay-as-you-go model, charging 1.10% + 7p per transaction, with no monthly fees or long-term contracts. However, it requires users to use their e-money merchant account, and charges may apply for withdrawals to regular accounts. While the platform has been praised for its card machines and straightforward transactions, some users have reported inconsistent customer support. Despite this, myPOS remains a popular choice for startups and micro businesses seeking a mobile payment solution. Year Founded: It was founded in 2014. CEO: The Chief Executive Officer of myPOS is Mario Shiliashki. Headquarters: The headquarters of myPOS is located in London, United Kingdom. Why choose myPOS? No Monthly Fees or Contracts: It operates on a pay-as-you-go model, meaning there are no monthly fees or long-term contracts. Multicurrency Merchant Account: myPOS offers a multicurrency merchant account, making it easier for businesses to operate internationally. Instant Access to Funds: Funds from transactions are instantly available in the myPOS account. Wide Range of Payment Solutions: It provides a variety of payment solutions, including mobile payment terminals and online payment solutions. 24/7 Support: myPOS offers round-the-clock support to its customers.

Acquiring Card Processing solutions Green Merchant Accounts Merchant Acquirer

QubePay payment solutions are tailored to meet the unique needs of your business, whether you are a small start-up or a large corporation. We offer a range of payment options, including credit and debit card processing, e-wallets, and bank transfers, to ensure that your customers can pay in the way that suits them best. Our team of experts is always on hand to provide support and guidance, from setting up your account to troubleshooting any issues that may arise. We pride ourselves on our excellent customer service, and we are committed to building long-term relationships with our clients. At QubePay, we understand that security is paramount when it comes to payments. That’s why we use the latest encryption and fraud prevention technologies to ensure that your transactions are safe and secure. In summary, QubePay offers a premium payment service that is tailored to meet the unique needs of your business. We combine our payments and technological expertise with excellent customer service to add value to your business, at economical rates. Contact us today to find out how we can help your business grow. Risk Appetite Risk Appetite: Low Risk, Medium Risk, High Risk ,License TypePayment Service Provider,PCI CompliantLevel 1,Processing currenciesEUR, GBP, USD,Settlement Currencies EUR, GBP, USD, API DocsLink, MSB License, APMs, Payment Facilitator Features 3D Secure Processing,Cross Border Payments,Payouts,Delayed Capture,Recurring Payments,Refunds Solutions IBAN Account,Online Payments,Payment Gateway,Risk Management & Security Accepted Industries Financial Services Payment Options Apple Pay,Google Pay,Mastercard,Visa Social Link Facebook Twitter LinkedIn Instagram

3d secure payment gateway API integration ApplePay Bank Wire Card Processing solutions

Zooz (PayU Hub)

Featured

ZOOZ (PayU Hub) offers a range of features and benefits to businesses: 1. Payment Consolidation: ZOOZ (PayU Hub) allows businesses to consolidate their payment data from multiple payment providers into a single platform. This simplifies the payment process and provides a unified view of all payment transactions. 2. Payment Provider Integration: ZOOZ (PayU Hub) makes it easy for businesses to add new payment providers to their payment stack. It provides a standardized integration process, reducing the time and effort required to onboard new providers. 3. Payment Routing: ZOOZ (PayU Hub) enables businesses to route their payments to different providers based on predefined rules. This allows businesses to optimize their payment flow and ensure the highest success rates and lowest costs. 4. A/B Testing: ZOOZ (PayU Hub) allows businesses to conduct A/B testing on their payment flow. This enables businesses to experiment with different payment methods, providers, and user experiences to identify the most effective strategies for increasing conversions and revenue. 5. Smart Reporting: ZOOZ (PayU Hub) provides businesses with detailed and actionable reports on their payment performance. This includes metrics such as success rates, transaction volumes, and revenue by payment method, provider, and geography. Businesses can use this data to make informed decisions and optimize their payment strategy. 6. Revenue Optimization: By consolidating payment data, optimizing payment routing, and conducting A/B testing, ZOOZ (PayU Hub) helps businesses increase their revenue and minimize their operational costs. It provides businesses with the tools and insights they need to make data-driven decisions and improve their payment performance. Overall, ZOOZ (PayU Hub) is a comprehensive payment solutions and eCommerce technology provider that helps businesses streamline their payment processes, optimize their payment stack, and maximize their revenue. Social Link

Acquiring API integration Card Processing solutions Green Marketplaces

ZUM

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Zūm Rails is a leading specialized payments platform that offers a comprehensive solution for digital financial interactions. Co-founded by Marc Milewski and Miles Schwartz, the platform facilitates the entire money movement process from onboarding to closing invoices and everything in between. It provides an all-in-one payment gateway, supporting various payment methods such as Interac, EFT, ACH, Visa Direct, and credit cards. Zūm Rails also offers features like invoicing and subscription management, KYC data collection, fraud prevention, and financial reporting. Their sophisticated software combines enhanced payment mechanics and data aggregation to enable virtually instant payment processing options for both accounts receivable and payable. This makes Zūm Rails a powerful tool for streamlining financial interactions and optimizing back-office operations. Year Founded: Zūm Rails was founded in 2019. CEO: The CEO of Zūm Rails is Marc Milewski. Headquarters: Zūm Rails is headquartered in Montréal, Quebec, Canada. Why choose Zūm Rails? All-in-one payment gateway: It supports various payment methods such as Interac, EFT, ACH, Visa Direct, and credit cards. Invoicing and subscription management: It automates and digitizes your Accounts Receivables to ensure payments come in 24/7. KYC data collection and fraud prevention: It utilizes aggregated customer data to prevent fraud, verify and collect KYC data. Financial reporting: It provides on-demand customer-specific financial reporting and data-rich payment history to optimize your back-office operations. Instant payment processing: Its sophisticated software combines enhanced payment mechanics and data aggregation to enable virtually instant payment processing options for both accounts receivable and payable. User-friendly: Zūm Rails software was built with every step of the payment journey in mind, creating a faster, safer, and more convenient digital exchange. Social Link

3d secure payment gateway ACH Acquiring API integration ApplePay
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THAT CHANGES TODAY
Comparing merchant accounts is easy, quick, and clear with TheFinRate. If you’re a new small business owner or a long-established business looking for better processing rates, you can compare providers, learn more about them, and make a confident choice all in one place.

Why TheFinRate

Top Features & Benefits of TheFinRate

When you pick TheFinRate, you’re not just picking a database. You’re also giving yourself a better way to make decisions in business. What makes us different is this: 
What happened?  You make a smarter financial choice for your business and save time, money, and effort. 

How TheFinRate Works

We set out to make our process as simple as possible so that business owners could get clear, verified, and useful information about merchant accounts without all the noise.  This is how it works:

Research & Collect Data

Our team of experts is always looking into merchant account providers and merchant services in the fintech industry, gathering information on everything from pricing to contract terms.

Verify & Validate Providers

Not every provider is good enough. After carefully checking for transparency, compliance, and service quality, we only choose trusted and reliable merchant account providers for our list.

Organize & Compare

We make it easier to understand merchant accounts by putting information about providers in simple, side-by-side comparisons. Prices, features, and services are all clearly spelled out so that they are easy to understand.

Serve Businesses & Seekers

This data is available in one place for businesses, entrepreneurs, and companies of all sizes. This makes it easy to find, compare, and connect with the right merchant account provider.

Why Companies Trust TheFinRate

• There are a lot of complicated things in the merchant services business. Businesses can easily feel lost when it comes to tiered pricing models and transaction limits. TheFinRate exists to make things clear where they used to be confusing.

• We are independent and focus on being open and honest, not pushing one provider over another. That’s why businesses trust TheFinRate. We’re not here to sell you a certain solution. We’re here to give you the information and tools you need to make the best choice for yourself.

• Businesses that value time, money, and precision now use TheFinRate because it offers fair comparisons, reliable information, and an easy-to-use interface.

TheFinRate Authority in Merchant Account

TheFinRate is not just another fintech site. It is the first platform in the industry to give businesses the ability to compare merchant accounts under one roof. 
This makes us the best place for businesses to find trustworthy merchant account providers.  
TheFinRate gives you the structure, trust, and tools you need to make a confident choice, 
whether you’re opening your first account or looking to switch for better rates.  

Why Now Is the Time to Act

The payment industry is moving fast, and every decision you make about your merchant account has a direct impact on your bottom line. 
 The sooner you compare providers, the sooner you can open the right merchant account, lower your costs, and start accepting payments without worrying about them. When it comes to merchant accounts, your business deserves clear, open, and efficient service.  TheFinRate makes it happen. 
It’s your turn now.  [Sign up now to see our verified merchant account listings and find the right provider for your business.]

Frequently Asked Questions (FAQs)

A merchant account is a type of bank account that lets businesses take payments by credit card.  It keeps money from customer transactions for a short time before sending it to your regular bank account.  In short, it connects your customers’ payments to your business.

To open a merchant account, choose a provider, give them your business information, and fill out their application.  As soon as you get the go-ahead, you can start accepting card payments.

To deactivate a Paytm merchant account, go to the Paytm Business Dashboard and ask for it to be turned off, or get in touch with Paytm support for help. Your account will be closed once you confirm. TheFinrate makes it easy to find and compare other merchant account providers if you need one.

A merchant account keeps the money from card transactions for your business until it can send it to your bank.  A payment processor safely moves money between banks, card networks, and your merchant account.  In short, the merchant account holds the money, and the processor moves it.

Merchant services include everything a business needs to take payments, such as merchant accounts, payment gateways, POS terminals, and fraud protection.