Compare Payment Gateways – TheFinRate Made It Quick and Easy

eFlow Processing What is eFlow Processing? eFlow Processing is a merchant services provider specializing in payment processing, merchant account solutions, and chargeback prevention—especially for e-commerce businesses, including those in high-risk industries. They connect merchants with acquiring banks and payment processors worldwide while offering technical support for managing online payments and associated risks. Year Founded 2022 Headquarters Brussels, Belgium What You Get Merchant Account Onboarding & Processing — Support for both low-risk and high-risk e-commerce, tailored account setup via global acquirers. Chargeback Prevention Solutions — Tools and consulting designed to reduce dispute rates and protect merchant accounts from risk. Referral & Consulting Model — Acts as an independent introducer to payment processors and acquirers; they connect merchants but do not act as agents with binding authority. Built For E-commerce businesses—especially those in high-risk sectors Merchants who need optimized risk control and chargeback management Businesses seeking global acquirer access without building in-house infrastructure Why Choose eFlow Processing? Because they offer expert payment-processing navigation for merchants who face elevated risk or complex requirements. With a deep understanding of dispute resolution and compliance, plus connections to acquiring banks globally, eFlow empowers merchants to scale payments while managing exposure and maintaining protection over their accounts.

Unicorn Pay What is Unicorn Pay? Unicorn Pay offers merchants payment processing solutions including a payment gateway for overseas / international payments and PoS (Point-of-Sale) terminals / swipe machines. They support high-risk verticals such as pharmacies, tech support, MLM, and international businesses. PoS terminals include both touch and keyboard (keypad)-enabled devices, 3G/WiFi connectivity, EMI, loyalty, and various value-added features. Year Founded Not clearly stated on the site; Unicorn Pay claims “over ten years” of experience. unicornpay.com CEO / Leadership No verifiable public information found regarding the CEO or lead management. Headquarters Primarily based in Noida, Uttar Pradesh, India. Address listings include A-60, A Block, Sector 58, Noida, Uttar Pradesh 201301. What You Get Payment Gateway for international / overseas payments, including multi-currency acceptance, virtual terminals, fraud prevention, and simplified onboarding. Particularly marketed toward high-risk businesses. PoS Terminals: Compact, slim devices with keypad or touch interface; support for 3G/WiFi; long battery life (2600 mAh, ~2 days); capability to process payments via cards, UPI/digital wallets/EMI etc. Value-Added Features: EMI, loyalty programs, foreign currency processing, overseas payment acceptance. 24×7 Customer Support: Support lines available around the clock to assist with issues regarding the PoS terminals and payment gateway integration. Built For Merchants in high-risk industries who find it difficult to obtain standard payment gateway / merchant accounts (pharmacy, tech support, MLM etc.) Retailers who need both gateway + PoS terminal solutions under one roof, especially for overseas / multi-currency transactions. Businesses requiring flexible payment options (EMI, loyalty, etc.), and needing mobile / wireless PoS options. Why Choose Unicorn Pay? If you’re in a high-risk vertical or have overseas customers, Unicorn Pay positions itself as a gateway that accepts such businesses when many standard processors do not. It offers bundled hardware (PoS machines) + gateway services, simplifying procurement and integration. Multiple features that enhance customer convenience and drive sales: EMI, loyalty, overseas payments, different PoS form factors etc. Reasonable for merchants looking for flexible, often international payment acceptance with supportive hardware and service around the clock. Caution / Community Feedback There are reviews (on Trustpilot, Sitejabber, etc.) that express dissatisfaction, especially around refund & customer support issues. Some merchants claim delays or difficulties with payouts. It seems the company targets risky verticals, which often come with operational and regulatory challenges, so prospective users should verify terms, holdback policies, and fees.

Payge.io What is Payge.io? Payge.io is a no-code payment page builder that lets businesses create customized payment pages and links without needing technical skills. It supports both one-time payments and subscriptions, helps with upsells, and provides tools for optimization like A/B testing and integrations/automations. Year Founded 2022 Headquarters London, UK What You Get No-Code Payment Pages & Links — Create branded payment pages using templates or custom designs; embed or share links. Multiple Payment Methods — Accept payments via credit/debit cards (Visa, Mastercard, Amex, Discover, etc.), digital wallets (Apple Pay, Google Pay), and soon cryptocurrency. Global Coverage & Payouts — Ability to accept 200+ payment methods globally and payout to more than 47 countries. Integrations & Automation — Works with Zapier and integrates with over 4,000 apps to automate workflows before, during, and after payment events. Conversion Optimization — Tools like A/B testing, upsells, personalized content to improve conversion rates. Simple, Transparent Pricing — Free to use for individuals and small businesses (with a ~5.9% transaction fee on successful payments), no monthly charges. Business plans with more features and dedicated support are available. Built For Freelancers, individual creators, small businesses wanting a quick setup for payment collection Businesses wanting subscription management without complex backend work Enterprises or growing businesses looking for payment pages, upsell tools, and conversion optimization without building custom flows Why Choose Payge.io? Payge.io is ideal if you want to start getting paid fast with minimal setup, branded payment pages, and built-in tools to increase conversions. The no-code aspect plus a broad set of payment methods and global payouts make it especially useful for businesses that want reach without complicated infrastructure.

Priority Commerce What is Priority Commerce? Priority Commerce (operating under Priority Technology Holdings, Inc.) is a fintech platform offering a unified commerce engine that combines payments, embedded banking & treasury, payables automation, merchant services, and APIs. Their platform helps businesses collect, store, lend, and send money with speed and transparency—designed for growth, operational efficiency, and optimizing working capital. Year Founded Founded in 2005. CEO Thomas C. Priore serves as Chairman, President, and CEO. Headquarters 2001 Westside Parkway, Suite 155, Alpharetta, Georgia, USA What You Get Priority Commerce Engine (PCE): A unified platform to collect, store, lend, and send money, integrating payments, banking, merchant acquiring, payables, and treasury services. Merchant Services & POS: Tools like MX™ POS and the MX Merchant suite provide merchants with payment processing, sales/billing tracking, customer engagement, mobile & in-person POS, reporting, etc. Banking & Treasury Solutions: These include FDIC-insured accounts, real-time fund visibility, same-day funding options, and account management tools. Accounts Payable Automation (Payables): They offer tools (e.g. CPX) for automating AP workflows—invoice capture, supplier payments, early pay discounts, cash rebates, and more. Developer / API Access: Robust APIs for integrating payment, banking, POS, and financial services into existing platforms (ISVs, developers). Built For Merchants & SMBs looking for full-stack payment plus banking tools to enhance cash flow and reduce friction in financial operations. Embedded finance players, ISVs, developers who want to integrate banking, payments, and treasury features directly into their platforms. Enterprises & financial institutions seeking to modernize legacy systems, improve efficiency, and embed financial services in a secure compliant fashion. Why Choose Priority Commerce? Unified Financial Toolset: Instead of disparate providers, everything from payments and POS to banking and payables is accessible in one platform—simplifying operations and reducing touchpoints. Better Cash Flow & Working Capital Optimization: Through tools like same-day funding, early pay discounts, optimized payables, etc., businesses can unlock value from their transactions. Scalability & Flexibility: Designed to scale with growth—platform supports various verticals, integrates via APIs, enables customization, POS hardware, developer support. Regulatory & Compliance Backbone: Built-in risk management, underwriting, compliance (PCI, OFAC, etc.), multiple Money Transmission Licenses, supporting secure money movement.

Payliance What is Payliance? Founded in 2007, Payliance is a trusted partner offering best-in-class ACH, card, and check-based solutions. With over 11.5 million transactions processed monthly and deep expertise in the lending, collections, e-commerce, and gaming industries, Payliance understands the unique compliance and risk management requirements that go beyond a traditional ACH or merchant services provider. Year Founded 2007 CEO John Cullen Headquarters Columbus, Ohio, USA What You Get Payment Solutions: Payliance offers ACH Same Day and Next Day processing, credit and debit card processing, and Remotely Created Checks (RCC) to process and manage the way you collect payments. Verification Solutions: Sophisticated risk assessment tools to validate all payment types with confidence. Recovery Solutions: Debt collection solutions to manage your recovery operations at a fraction of the cost of third parties. Real-Time Payments (RTP): Enable real-time funding capabilities, allowing lenders to push loan funds instantly, 24/7/365, through a wide network of participating financial institutions. Interchange Discount Programs: Reduce transaction costs and unlock savings from Day 1 with faster interchange discount enrollment. Built For Lenders, accounts receivable management professionals, and e-commerce merchants seeking to streamline payment acceptance, minimize processing costs, and reduce the risk of fraud. Why Choose Payliance? Payliance is a licensed collection agency, guaranteeing and processing payments efficiently, whether they are checks or ACH payments. With over 40,000 merchant locations served and $61 billion processed annually, Payliance is a trusted leader in payment processing. Their platform processes over 162 million transactions annually across four core payment methods: ACH, RCC, credit/debit cards, and RTP. Payliance integrates seamlessly with leading Loan Management Systems and is backed by Serent Capital, a growth-focused private equity firm.

365 Glacier Payments What is 365 Glacier Payments? 365 Glacier Payments is a U.S.-based merchant services provider specializing in payment processing for both low-risk and high-risk businesses—including industries like CBD, D8, and others often turned away by traditional processors. Their team offers personalized support, quick underwriting, and chargeback prevention to help businesses stay focused on growth. Year Founded Business started in 2011; incorporated in 2017. Headquarters San Diego, California, USA What You Get High-Risk Merchant Account Support — Strong relationships with multiple banks enable approval for elevated-risk industries. Multi-Channel Payment Solutions — Includes credit/debit card processing, e-commerce, mobile, and POS (e.g. Clover, Poynt). No Application Fees & Flexible Terms — Transparent pricing with various contract options and no lock-ins Fast Onboarding & Dedicated Support — Expedited underwriting with a dedicated account manager to assist throughout the account lifecycle Advanced Chargeback Prevention — Tools and rapid dispute resolution to mitigate transactional risk Reliable Payment Terminals — Offers modern terminal options, including mobile card readers, Wi-Fi/4G, and Clover/Poynt systems Built For High-risk merchants, e-commerce operations, retail stores, mobile sellers, and any business seeking a reliable, fast, and flexible payment processing partner. Why Choose 365 Glacier Payments? With over two decades of industry experience, 365 GlacierPayments combines deep sector knowledge with modern tools and responsive service. They support even challenging merchant categories, delivering quick setup, transparent pricing, and tailored solutions—so businesses can scale without friction.

Staley Payments What is Staley Payments? Staley Payments is a U.S.-based merchant services provider offering flexible, secure payment processing solutions across online, mobile, and in-person channels. With a focus on transparent pricing—including options for 0% card processing fees—and a rich portfolio of POS hardware, they cater to diverse industries with a consultative approach Year Founded 2020 — founded by Jessica Casto and Andrew Faulkner. CEO Andrew Faulkner. Headquarters Little Rock, Arkansas, USA. What You Get Omnichannel Payment Solutions — Accept payments in-store, online, or on the go using platforms like CardPointe, Clover POS, Counterpoint, and Tabit. Custom Industry Solutions — Specialized offerings for high-risk verticals, lawn & garden, nonprofits, restaurants, and integrated payroll services. Security & Fraud Protection — State-of-the-art tokenization, PCI compliance, and chargeback defense tools to safeguard transactions. Value-Added Services — Includes loyalty programs, check acceptance, hosted payment pages, gift cards, and business insights. Dedicated Support — 24/7 support via CardConnect, designated rep access, and a consultative onboarding experience. Built For Small to mid-sized businesses in sectors like retail, e-commerce, hospitality, landscaping, non-profits, and high-risk industries that require customized, reliable, and secure payment processing services. Why Choose Staley Payments? Staley Payments stands out for merging modern payment technology with a client-first, consultative service model. With their real-time support, transparent pricing—including the potential for 0% card processing fees—and industry-specific tools, they empower merchants to operate efficiently, securely, and cost-effectively.

Payor One is a comprehensive payment solution provider catering to businesses of all sizes. It offers an automated system that handles payment collection, billing, and invoicing, making it a one-stop solution for all payment-related needs. The services provided by Payor One include Interchange+, Simple Pricing, High-Risk Payments, Inexpensive Credit Cards, In-Store Payments, Online Payments, Email and Phone Payments, and One-click Invoicing. These diverse offerings make it suitable for a wide range of business models. Payor One prioritizes trust and security, offering a variety of payment options online, offline, and in-app. The platform also ensures a hassle-free onboarding process, eliminating the need for long approval queues or extensive documentation. This makes Payor One a reliable and efficient choice for businesses seeking a streamlined payment solution. Year Founded: Payor One was established in 2021. CEO: The current CEO of Payor One is not available in my latest search results. Headquarters: The headquarters of Payor One is located in Flushing, New York. Why choose Payor One? Comprehensive Services: Offers an automated system for payment collection, billing, and invoicing. Diverse Offerings: Provides services like Interchange+, Simple Pricing, High-Risk Payments, Inexpensive Credit Cards, In-Store Payments, Online Payments, Email and Phone Payments, and One-click Invoicing. Suitable for All: Caters to diverse business models, making it suitable for businesses of all sizes. Trust and Security: Prioritizes trust and security, offering a variety of payment options online, offline, and in-app. Easy Onboarding: Ensures a hassle-free onboarding process, eliminating the need for long approval queues or extensive documentation. Services Payment Service Address United States

PAYCIFIC Merchant Services We understand that high-risk businesses face unique challenges when it comes to accepting payments. That’s why we offer tailored solutions to help you navigate the complexities of the payment processing industry. With our high-risk merchant accounts, you can accept credit card payments from customers around the world. Our team of experts will work closely with you to understand your business needs and find the best payment processing solution for your specific industry. In addition to high-risk merchant accounts, we also offer services to help you set up a new business in the USA. Whether you’re a foreign entrepreneur looking to expand your business or a startup looking to establish a presence in the US market, we can guide you through the process of company formation, banking, and merchant account setup. At PAYCIFIC Merchant Services, we pride ourselves on providing exceptional customer service and support. Our team is available 24/7 to assist you with any questions or concerns you may have. We also offer competitive rates and flexible terms to ensure that our services are affordable and accessible to businesses of all sizes. Contact us today to learn more about our high-risk merchant accounts and business setup services. Let us help you take your business to the next level. Services Payment Service Address info@paycificmerchants.com

NETbilling is a comprehensive payment processing solution that has been serving businesses since 1998. They offer a wide range of services including transaction processing, a flexible payment gateway, mobile transaction processing through Phone Swipe, and call center services. With partnerships with numerous banks worldwide, they provide diverse merchant account options for businesses of all types. Their PCI certified payment gateway software is compatible with hundreds of shopping carts and includes risk management and reporting tools. NETbilling’s commitment to enhancing business profitability is evident in their round-the-clock client support and their dedication to providing solutions tailored to the specific needs of each business. Year Founded: NETbilling was founded in the year 1998. CEO: The CEO of NETbilling is Mitch Farber. Headquarters: NETbilling is headquartered at 27451 Tourney Rd Ste 220, Valencia, CA, 91355. Why choose Netbilling? Competitive Rates: NET billing offers extremely competitive rates with no setup or application fees. They also offer tremendous volume and tiered pricing discounts. Control & Flexibility: NETbilling provides fully customizable fraud scrubbing, real-time comprehensive reporting, payment forms, shopping carts, and customer service policies. Merchants own and have control over all customer data and settings. Daily Payouts: NET billing provides daily funds deposits directly to the merchant bank account. Payment Options: NETbilling accepts all major credit cards, online checks, and toll-free phone orders. They also support multi-currency processing. Merchant Account Acquisitions: NETbilling has dozens of direct bank and ISO relationships to help merchants establish accounts both domestically and offshore. Merchants own customer data and have a direct relationship with the bank. Risk Management / Fraud Scrubbing: NETbilling offers a fully customizable “Fraud Defense” risk management system. This includes AVS and CVV2 verification standard, plus 12 supplementary webmaster tools, including public and private negative database screening and much more. 24/7/365 Client Support: NETbilling provides round-the-clock client support, demonstrating their dedication to their clients’ success. Services Alternative Financial Service,Call Center,Payment Service Address Sales@netbilling.com

Our payment processing solutions are designed to meet the needs of businesses of all sizes. Whether you are a small business owner looking for a simple and affordable payment processing solution, or a large enterprise in need of a robust and scalable payment platform, we have the solution for you. One of our key offerings is third party billing, which allows businesses to accept payments on behalf of their customers. This is particularly useful for businesses that provide services or subscriptions, as it allows them to easily collect payments from their customers without the need for manual invoicing or payment collection. For businesses that operate online, we offer eCommerce payment processing solutions. Our platform integrates seamlessly with popular eCommerce platforms, allowing businesses to accept payments directly on their website. We also offer mobile payment solutions, which enable businesses to accept payments on the go using their mobile devices. Text to Pay is another popular solution we offer, which allows businesses to send payment requests to their customers via text message. Customers can then simply reply to the text message with their payment information, making the payment process quick and convenient. For businesses that send invoices to their customers, we offer eInvoicing solutions. This allows businesses to send invoices electronically, and customers can then pay the invoice online using their preferred payment method. Our platform also supports Electronic Bill Presentment and Payment (EBPP), which allows businesses to send bills to their customers electronically. Customers can then view and pay their bills online, making the payment process more efficient for both businesses and customers. In addition to these solutions, we also offer ACH and eCheck processing, which allow businesses to accept payments directly from their customers’ bank accounts. This is a secure and cost-effective payment method, particularly for businesses that deal with recurring payments. Overall, our payment processing solutions are designed to streamline the payment process for businesses of all sizes. Whether you need a simple and affordable solution or a robust and scalable platform, we have the solution for you. Services Payment Service Address support@diversifiedpayments.com

With Biz-Pay, businesses can say goodbye to high processing fees. We offer zero fee merchant processing, which means businesses can keep more of their hard-earned money. This can significantly improve cash flow and allow businesses to invest in growth and expansion. But that’s not all. Biz-Pay also offers small business funding. We understand that sometimes businesses need a little extra capital to take their operations to the next level. Whether it’s for purchasing new equipment, hiring more staff, or expanding into new markets, our funding program can provide the necessary funds quickly and easily. In addition, Biz-Pay offers a debt consolidation program. Many businesses struggle with multiple debts and high interest rates, which can be a huge burden on cash flow. Our debt consolidation program allows businesses to combine all their debts into one manageable payment with a lower interest rate. This can help businesses save money and simplify their financial management. At Biz-Pay, we believe in providing comprehensive solutions to businesses’ financial needs. Our unique combination of zero fee merchant processing, small business funding, and debt consolidation programs sets us apart from the competition. We are committed to helping businesses thrive and succeed by providing them with the tools and resources they need to achieve their goals. Services Payment Service Address info@biz-pay.com