Porters Raises €2.7m to Build AI-Native Backoffice for Banking Operations

European fintech startup Porters has secured €2.7 million in pre-seed funding to accelerate the development of its AI-native backoffice platform, aimed at automating complex, regulated banking operations that have traditionally relied on slow, manual workflows. The funding round was led by Earlybird VC, with participation from Seedcamp and prominent angel investors from leading fintechs including Qonto, Upvest, Penta, Integral and Metaco.

The Porters platform is designed to tackle some of the most persistent pain points in financial services operations — such as account seizures, insolvency handling and chargeback management — by embedding AI into processes that usually require extensive human intervention, compliance oversight and cross-system coordination. This approach promises to help banks and fintechs handle higher-volume, time-sensitive cases more consistently, with lower operational risk and without increasing headcount.

As financial institutions grapple with rising operational costs and regulatory complexity, Porters’ AI-first solution aims to transform back-office efficiency and resilience, freeing teams from repetitive tasks so they can focus on exceptions and strategy. With the new capital, Porters plans to scale its service suite, expand production deployments and deepen partnerships across Europe.

Key Highlights

• €2.7m in pre-seed funding: Led by Earlybird VC with participation from Seedcamp and fintech founders.
• AI-native backoffice platform: Designed to automate regulated workflows like account seizures and insolvency.
• Human-in-the-loop workflows: Blends automation with compliance oversight for complex banking tasks.
• Operational scaling: Helps institutions process higher volumes with consistent compliance.
• Next steps: Production deployments, expanded services, and team growth across Europe.

The Challenge of Banking Backoffice Operations

Despite decades of digital transformation in banking, many regulated back-office workflows remain stubbornly manual — bogged down by spreadsheets, emails, disjointed systems and lengthy touchpoints across teams. These processes often span multiple systems and require dozens of decision points per case, significantly slowing down operations and creating compliance challenges.

Porters aims to close this gap by embedding AI-native automation and machine intelligence into mission-critical processes that are traditionally resistant to standard robotic process automation (RPA) tools. Instead of simple task automation, the platform uses intelligent workflows that can understand context, assist decision-making, maintain traceability and uphold regulatory compliance across high-volume activities such as account seizures and insolvency coordination.

AI-Native with Human Oversight

One of Porters’ core differentiators is its human-in-the-loop design, where automation works in tandem with compliance and operations teams rather than replacing them outright. This ensures that while repetitive and rule-based tasks are handled at scale by AI, humans retain oversight of edge cases and complex decisions — essential in environments where regulatory risk and financial loss are key considerations.

For example, in handling an account seizure case — which involves multiple stakeholders, legal checks and timing constraints — Porters enables institutions to process more cases in parallel by automating routine verifications, document validation and task routing while compliance professionals oversee exceptions and escalations.

Funding and Founder Expertise

The seed round’s lead investor Earlybird VC brings deep experience in scaling European technology startups, while Seedcamp and the participating fintech founders add strategic insight into operational needs and sector dynamics. This investor mix not only provides capital but also domain expertise and network support as Porters deepens integrations with financial institutions.

Porters’ founding team combines fintech operational experience with technical and machine learning expertise. Co-founders include industry veterans who previously held key roles in leading financial services and technology firms, giving the company a unique perspective on both the pain points and opportunities in automating regulated banking workflows.

What’s Next for Porters

With this round of funding, Porters plans to:

• Launch production deployments with initial partners to demonstrate measurable efficiency gains and processing speed improvements.
• Expand beyond initial use cases — moving into additional regulated back-office domains where manual work still dominates.
• Grow the team across engineering, product and operations to accelerate platform development and market reach.
• Strengthen European presence while building pathways to support broader global adoption over time.

Why It Matters

In a market where complexity outpaces digital transformation efforts, Porters represents a new wave of AI-first operational infrastructure designed specifically for financial services. By combining advanced automation with robust compliance and human oversight, the company’s platform promises real business value — reducing cost, improving speed and helping regulated teams scale with confidence.

This funding also signals investor confidence in AI-native fintech infrastructure, especially startups tackling perennial operational challenges that legacy systems have failed to resolve. As institutions increasingly seek efficiency and resilience, startups like Porters could become key partners in evolving the future of banking operations.

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