Revolut Targets $65 Billion Valuation in New Funding Round

July 11, 2025 • FinTech News, Uncategorized
Revolut Targets $65 Billion Valuation in New Funding Round

Record-Breaking Valuation in the Works

Digital banking giant Revolut is in advanced talks to secure a $65 billion valuation in an upcoming funding round, according to Financial Times reports. The fintech unicorn plans to raise approximately $1 billion through a combination of new equity and existing share sales. US investment firm Greenoaks is positioned to lead the round, which would represent a 44% increase from Revolut’s 2024 secondary market valuation of $45 billion.

Strong Financial Performance Drives Investor Interest

Revolut’s valuation surge comes on the heels of impressive 2024 financial results:

Key Financial Metrics

  • $1.4 billion pre-tax profit

  • $1 billion net profit

  • 80% year-over-year revenue growth

  • 40+ million customers worldwide

“These numbers prove our super app model works at scale,” a company spokesperson commented.

Banking License Hurdles Remain

Despite financial success, Revolut faces regulatory challenges:

UK Banking License Status
✔ Missed multiple application deadlines
✔ May miss July 25 interim target
✔ Regulators concerned about governance

Reported Compliance Issues
→ Anti-money laundering controls
→ Financial reporting processes
→ Risk management systems

Analysts suggest full UK banking authorization could take 6-12 more months of work.

Global Expansion Continues

While awaiting UK approval, Revolut is:

Current Service Offerings

  • Multi-currency accounts

  • Stock and crypto trading

  • Insurance products

  • Merchant services

Recent Market Entries
→ Mexico (2024)
→ New Zealand (2025)
→ Additional Asian markets planned

Funding Round Implications

The $1 billion injection would support:

Strategic Priorities

  1. Accelerating international growth

  2. Enhancing compliance infrastructure

  3. Developing new products

  4. Expanding into wealth management

Competitive Positioning
✔ Maintain valuation lead over rivals
✔ Fund customer acquisition
✔ Invest in regulatory technology

Industry Reaction and Analysis

Financial experts highlight:

Positive Signals

  • Proven profitability model

  • Strong market position

  • Investor confidence

Potential Risks
→ Regulatory delays
→ Increased competition
→ Economic headwinds

“Revolut must balance growth with governance,” noted a fintech analyst. “The banking license remains crucial for long-term success.”

What’s Next for Revolut?

Critical milestones ahead:

2025 Timeline

  • Q3: Funding round expected to close

  • Q4: Possible UK license decision

  • Ongoing: International expansion

The company’s path will largely depend on navigating regulatory requirements while maintaining its rapid growth trajectory.