VALR Launches DeFi Lending, Expanding Crypto Yield Opportunities

ALR just rolled out DeFi Lending, giving users a seamless way to earn hourly rewards on crypto like USDC and ETH—no complex tools needed.

 South African crypto exchange VALR is turning the vision of DeFi for Everyone into a reality with its latest DeFi Lending launch, making crypto earnings simple, secure, and accessible to all. unlocking new ways for users to earn passive income through cryptocurrency. The rollout marks a major step in VALR’s mission to make decentralized finance (DeFi) more accessible to everyday investors—especially across emerging markets.

A Simple Way to Earn Crypto Yield

With the launch of DeFi Lending, VALR users can now lend cryptocurrencies like USDC, USDT, and ETH and earn interest on their holdings—paid out hourly. The service is now available via VALR’s web platform, with mobile support coming soon.

This offering is built on top of Aave, one of the most respected DeFi protocols in the global crypto ecosystem. Aave allows users to lend and borrow crypto assets securely, with transparent interest rates and high levels of liquidity. By integrating with Aave, VALR removes the need for users to navigate complicated DeFi interfaces or wallet connections—making yield generation as simple as a few clicks.

“We’re making DeFi as easy as traditional banking,” said Farzam Ehsani, CEO of VALR. “Anyone should be able to earn a return on their digital assets without needing a degree in blockchain.”

Why This Matters

As the largest crypto exchange in Africa by trading volume, VALR’s entrance into DeFi lending is significant. It signals a broader movement: simplifying advanced crypto tools so they can be used by the mainstream. For many users in Africa and beyond, DeFi lending has long felt out of reach—limited to tech-savvy users familiar with wallets like MetaMask and complex protocol interactions.

VALR changes that by offering:

  • User-friendly lending dashboards

  • Hourly reward payouts

  • Instant or 24-hour withdrawals, depending on liquidity

  • Transparent insights into interest rates and projected returns

These features make DeFi more approachable for new investors, while still offering the powerful earning potential DeFi enthusiasts expect.

How It Works

Once a user deposits an eligible asset (like USDC), the funds are routed to Aave’s decentralized liquidity pools. These pools are used by borrowers across the DeFi space, and the interest they pay is passed on to lenders. VALR handles all the backend integration, so users don’t need to worry about interacting with smart contracts or managing gas fees.

Users can:

  • Track interest earned in real time

  • Withdraw funds at any time, depending on market liquidity

  • Earn interest with no lock-in period

And since the rewards are calculated and distributed hourly, users get near-instant feedback on their earnings.

The Bigger Picture

According to recent industry data, DeFi lending is on the rise again. Total value locked (TVL) in lending protocols surpassed $55 billion in early 2025, with Aave v3 alone growing more than 30% year-to-date. This signals renewed confidence in DeFi’s potential after a challenging 2022–2023 period.

VALR’s move is timely. By offering simple access to trusted protocols like Aave, it positions itself as a leader not just in crypto trading, but in DeFi enablement for everyday users.

What’s Next?

While DeFi Lending is currently available via VALR’s desktop platform, support for mobile users is on the way. The exchange also hinted at future integrations, possibly expanding to other lending protocols and tokens.

For now, the service supports:

  • USDC (USD Coin)

  • USDT (Tether)

  • ETH (Ethereum)

As the offering matures, users can expect a broader selection of assets and potentially even higher yields.

Final Thoughts

VALR’s launch of DeFi Lending opens the door for thousands of users to passively grow their crypto portfolios, without needing to navigate the complexities of decentralized apps. It’s a major win for accessibility and education in the African crypto scene—and a sign of DeFi’s growing place in mainstream finance.

Whether you’re a seasoned crypto user or just starting your journey, VALR’s latest feature might be worth exploring.

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