RedotPay Series B

Recently, RedotPay, a Hong Kong-based fintech specialising in stablecoin-powered payments, announced that it has successfully raised $107 million in a Series B funding round, underscoring strong investor confidence in the expanding role of stablecoins in global financial infrastructure.

The funding round was led by Goodwater Capital, with participation from major crypto and fintech investors including Pantera Capital, Blockchain Capital, and Circle Ventures, alongside continued support from existing backers such as HSG.

This latest investment brings RedotPay’s total capital raised in 2025 to $194 million, following previous rounds including a $40 million Series A and a $47 million strategic investment that helped the company achieve unicorn status earlier this year.

RedotPay’s Growth Trajectory and Market Position

Founded in 2023 by co-founder and CEO Michael Gao, RedotPay focuses on building stablecoin-based payment solutions that bridge the gap between traditional finance and digital assets. Its platform enables users to spend and send stablecoins globally, offering a suite of products that includes:

Stablecoin-based payment cards
Fast cross-border payout rails
Multi-currency accounts and wallets
Peer-to-peer stablecoin marketplace capabilities

As of November 2025, RedotPay serves more than 6 million registered users in over 100 countries, processes over $10 billion in annualized payment volume, and generates over $150 million in annualized revenue, reflecting rapid user adoption and growing monetisation.

This broad footprint highlights both demand and scalability for stablecoin-based financial services and positions RedotPay as a significant player in crypto-powered payments — particularly in markets where access to traditional banking is limited or costly.

Why This Series B Matters

The successful $107 million Series B round is notable for several reasons:

Investor Confidence in Stablecoin Infrastructure

Strong participation from established firms like Goodwater Capital, Pantera Capital and Circle Ventures indicates robust confidence in RedotPay’s model and the broader potential of stablecoins as everyday payment tools, beyond purely speculative or crypto-native use.

Goodwater Capital is known for backing consumer-focused tech platforms with global scale potential, while Pantera and Blockchain Capital bring deep expertise in blockchain innovation — a blend that aligns with RedotPay’s hybrid positioning at the intersection of fintech and digital assets.

Expansion and Compliance Scaling

According to the company’s announcement, the new capital will be deployed to:

Expand RedotPay’s geographic coverage
Secure additional financial licenses in key markets
Deepen compliance and regulatory infrastructure
Scale engineering, product, and compliance hiring
Pursue strategic acquisitions to enhance product capabilities

These priorities indicate a commitment to responsible, regulated growth as the company enters new regions and strengthens its ecosystem.

Rising Adoption and Revenue Growth

RedotPay’s 2025 growth trajectory shows significant adoption: more than 3 million new users joined the platform during the year leading up to November, and payment volumes nearly tripled year-over-year. These metrics suggest momentum not just in user sign-ups, but in actual usage of stablecoin-based services for real-world payments.

This kind of traction — coupled with strong monetisation — is rare in the fintech landscape, especially among companies bridging the divide between crypto and traditional finance.

What RedotPay Is Building: Bridging Crypto and Finance

RedotPay positions itself as a bridge between digital assets and traditional financial systems, using stablecoins to deliver predictable, low-cost, and borderless transactions. Its core value proposition includes:

Better cost structures and faster settlement times compared with traditional cross-border payment rails
Real-time access to stablecoin liquidity through multi-currency accounts
Ability for users — both crypto-native and mainstream — to spend stablecoins with familiar payment experiences
Payment card support that allows spending stablecoins at merchants worldwide

These capabilities make RedotPay a compelling option in regions with currency volatility, high remittance costs, or limited access to mainstream banking — effectively driving financial inclusion through digital asset technology.

Conclusion: What This Means for Fintech and Crypto Payments

RedotPay’s $107 million Series B funding round is a clear signal of investor confidence in stablecoin-enabled payment infrastructure. In an increasingly competitive fintech landscape, stablecoins offer an alternative to legacy payment systems — one that combines the speed, transparency, and programmability of blockchain with real-world financial utility.

As the company scales its product suite, expands into new markets, and continues to grow its user base, RedotPay is positioning itself at the forefront of a broader movement — where digital asset technology becomes a core layer of global payments and financial access.

This round also reflects evolving investor preferences, where infrastructure, compliance, revenue metrics, and real usage are becoming more important than hype or speculation. In this context, RedotPay’s success story offers a compelling look at how stablecoins and blockchain innovation can be woven into the future of finance.