AI-powered B2B embedded finance firm CrediLinq has raised $8.5 million in a Series A funding round led by OM/VC and MS&AD Ventures, with participation from Citi North America, Rustem Family Office, 500 Global, Epic Angels, 1982 VC, and Big Sky Capital. Headquartered in Singapore, CrediLinq plans to use the capital to expand into the US, UK, and Australian markets and bolster its leadership team across sales, marketing, product development, and technology.
CrediLinq is building a proprietary Credit-as-a-Service (CaaS) platform that uses API integrations and AI-powered credit algorithms to help B2B platforms and banks embed financial products directly into their ecosystems. Its technology enables fast credit decision-making and seamless in-platform checkout experiences for merchants across sectors including procurement, supply chain, e-commerce, freelancing, banking, accounting, and payments.
Co-founder Vikram Kotibhaskar highlighted the momentum of embedded credit in B2B finance, saying: “CrediLinq is at the forefront of the embedded credit revolution. Our stack leverages API connectivity, transactional data, and credit algorithms to drive quick decision-making and empower our partners with seamless financial solutions.”
With Citi’s backing, CrediLinq strengthens its position in the growing embedded finance space, aiming to simplify access to credit for underserved small businesses worldwide.