Cross River Bank is a financial institution that operates as a state-chartered bank in New Jersey. It is regulated by the Federal Deposit Insurance Corporation (FDIC) and offers a range of banking services to individuals and businesses.One of the key features of Cross River Bank is its technology-driven approach to financial services. The bank leverages advanced technology and data analytics to provide innovative solutions to its customers. This includes a comprehensive suite of products such as lending, payments, crypto, risk management, and Banking-as-a-Service (BaaS) offerings.Cross River Bank’s API-based banking platform allows businesses to integrate banking services directly into their own applications and systems. This enables seamless and efficient financial transactions and operations.In addition to its core banking services, Cross River Bank also offers checking, money market, and savings accounts, as well as certificates of deposit (CDs). These accounts provide customers with a range of options for managing their money and earning interest.Overall, Cross River Bank aims to provide a highly compliant and technologically advanced banking experience to its customers. Its focus on regulatory compliance ensures that customers can trust the bank with their financial needs, while its technology-driven approach enables efficient and convenient banking services.

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