To use Zelle, customers simply need to have a bank account in the U.S. and a mobile phone number or email address. They can then enroll with Zelle through their bank mobile app or online banking platform. Once enrolled, users can send money directly from their bank account to another person bank account using just their email address or mobile phone number.
Zelle transactions are typically completed within minutes, making it a fast and convenient way to send money. The service is available 24/7, so users can send and receive money at any time.
Zelle also prioritizes security and privacy. The service uses encryption and other security measures to protect users personal and financial information. Additionally, Zelle network of participating banks and credit unions adhere to strict security standards to ensure the safety of transactions.
Overall, It provides a simple and efficient way for people to send and receive money, making it a popular choice for P2P transactions in the United States.