Merchant Accounts Provider New

Payment Acquirers

Priority Commerce

Critical

2001 Westside Parkway Suite 155 Alpharetta, GA 30004

Priority Commerce What is Priority Commerce? Priority Commerce (operating under Priority Technology Holdings, Inc.) is a fintech platform offering a unified commerce engine that combines payments, embedded banking & treasury, payables automation, merchant services, and APIs. Their platform helps businesses collect, store, lend, and send money with speed and transparency—designed for growth, operational efficiency, and […]

Acquiring API integration B2B Account B2B Accounts Card Processing Service

BizPal

Critical

Ground Floor, 13 Charles II Street, London. SW1Y 4QU

BizPal understand that each business has unique needs. That’s why they strive to offer payment solutions that are customized to meet your specific requirements. Bizpal accepts all major credit cards, chip and pin contactless payments, Apple Pay, and Google Pay, ensuring that your customers have a variety of payment options. One of the key benefits […]

3d secure payment gateway Acquiring API integration ApplePay Card Processing solutions

PayLynx

Critical

PayLynx 33130 Magnolia Circle Ste A26 Magnolia, TX 77354

PayLynx What is PayLynx? PayLynx is a dedicated payment service provider offering streamlined merchant account solutions with transparent pricing and next-day funding. They strive to empower small to mid-sized businesses with secure, omni-channel payment processing—tailored POS tools, e-commerce setups, mobile and payroll services, gift & loyalty options, and working capital—backed by honest service and no […]

Business to Business Service Card Processing Service e-Commerce Service Merchant Accounts Online Payments

Z3NPAY

Critical

Headquarters 4262 Blue Diamond Rd, Bldg 102 Ste 191, Las Vegas, Nevada 89139, US

Z3NPAY What is Z3NPAY? Z3NPAY is a full-featured payment processing platform offering flat-rate pricing for various payment needs—including one-time payments, invoicing, recurring billing, and subscriptions. Tailored for e-commerce, retail, and high-risk merchants, it supports omni-channel processing (card-present, online, mobile, ACH) along with advanced features like fraud prevention, tokenization, multi-currency, and real-time analytics. Year Founded 2019 […]

Card Processing solutions Invoice Payments Payment Service Recurring card processing Risk Category

Payliance

Critical

2 Easton Oval, Suite 310 , Columbus, Ohio 43219, US

Payliance What is Payliance? Founded in 2007, Payliance is a trusted partner offering best-in-class ACH, card, and check-based solutions. With over 11.5 million transactions processed monthly and deep expertise in the lending, collections, e-commerce, and gaming industries, Payliance understands the unique compliance and risk management requirements that go beyond a traditional ACH or merchant services […]

ACH Card Processing solutions Debit cards Payment Gateway Payment Service

PonyPay

Critical

PonyPay (PonyPay LLC) What is PonyPay? PonyPay is a U.S.-based financial technology firm specializing in tailored payment processing and business growth solutions. Their core offerings include omnichannel credit card processing, a fee-offsetting program called FEEPASS, and integrated tools for fundraising, ticketing, marketing, and consulting—designed to serve both everyday merchants and high-risk verticals with flexibility and […]

Card Processing solutions Financial Consultant Fundraising Internet Marketing Service Marketing Consultant

CamPay

Critical

Yaounde, Center Region 00000, CM

CamPay What is CamPay? CamPay is a mobile-focused payment gateway tailored for businesses in Cameroon, enabling seamless digital transactions through major Mobile Money providers like MTN Mobile Money and Orange Money. It offers developer-friendly tools—including APIs and plugins—for e-commerce integrations and streamlined financial operations. Year Founded 2021 — launched by Takwid Group to extend payment […]

3d secure payment gateway API integration Card Processing solutions Online Payments Payment Service

Staley Payments

Critical

6101 S Shackleford Rd., Little Rock, AR 72204

Staley Payments What is Staley Payments? Staley Payments is a U.S.-based merchant services provider offering flexible, secure payment processing solutions across online, mobile, and in-person channels. With a focus on transparent pricing—including options for 0% card processing fees—and a rich portfolio of POS hardware, they cater to diverse industries with a consultative approach Year Founded […]

3d secure payment gateway Card Processing solutions Payment Gateway Payment Service Payroll Service

FLEETCOR

Critical

3280 PEACHTREE ROAD SUITE 2400 ATLANTA, GA 30305

Corpay, Inc. (formerly FleetCor Technologies) Website: fleetcor.com (now operating as Corpay, Inc.) What is Corpay (FleetCor)? Corpay, formerly known as FleetCor, is a global payments and spend management platform tailored for businesses. Specializing in fuel cards, lodging, and corporate payments, it enables companies to streamline expense control and digital payment processing. The solution caters to […]

Business to Business Service Card Processing solutions Cross-border Payments Payment Service Payroll Cards

Paayes

Critical

United States 255 9th St San Francisco, CA, 94103 United States

With Paayes, you can accept payments from customers all over the world, in multiple currencies. Our platform is secure and reliable, ensuring that your customers’ payment information is protected at all times. We offer a range of payment solutions to suit your business needs. Whether you need a simple payment gateway for your website, a […]

3d secure payment gateway API integration Fraud Prevention Merchant Accounts Multi-currency Account

PAYCIFIC Merchant Services

Critical

2055 Limestone Rd STE 200-C, Wilmington, DE 19808

PAYCIFIC Merchant Services We understand that high-risk businesses face unique challenges when it comes to accepting payments. That’s why we offer tailored solutions to help you navigate the complexities of the payment processing industry. With our high-risk merchant accounts, you can accept credit card payments from customers around the world. Our team of experts will […]

Card Processing solutions Chargeback protection Fraud Prevention Merchant Accounts Payment Gateway

Transaction Cloud

Critical

10 Dorrance St., Suite 700, PMB No. 6923, Providence, RI 02903, USA.

With Transaction Cloud, companies can easily manage their global payments, including credit card processing, bank transfers, and digital wallets. The platform supports multiple currencies and payment methods, making it easy for businesses to accept payments from customers all over the world. In addition to payments, Transaction Cloud also handles sales taxes and compliance. The platform […]

Acquiring API integration BankingPayment Card Processing solutions CRM Provider

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The payment acquirer you choose determines how efficiently your business can receive and settle transactions — whether you run a local retail outlet, manage a subscription-based platform, or operate a large-scale enterprise.
A payment acquirer (also known as a merchant acquirer) acts as the financial bridge between your business and your customers’ banks. The right one ensures smooth settlements, fewer disputes, and stronger compliance — while the wrong choice can mean delays, higher costs, and lost trust.
That’s why we make it easy to compare payment acquirers side by side — so you can find the payment provider that fits your business model and risk profile, without getting lost in fine print or hidden charges.

Reliable. Compliant. Transparent.
Ready for PCI DSS, EMV, ISO 8583, and GDPR standards.

Why Businesses Struggle with Payment Acquirers

Finding the right payment acquirer should be simple, but for most businesses, it’s filled with unclear fees, settlement delays, and compliance challenges.

Most businesses face problems such as:

Hidden Fees → Settlement or MDR fees that aren’t disclosed upfront.
Delayed Settlement → Payouts that take days instead of hours.
Compliance Overload → Complex KYC, AML, and PCI DSS procedures.
Limited Global Reach → Acquirers that only handle domestic transactions.

Why Choosing the Right Payment Acquirer Matters

Your payment acquirer is the foundation of your transaction ecosystem — every card payment, online order, and recurring charge depends on it.

For Offline Merchant, it’s the system that ensures card payments reach your bank without errors.
For Online Seller, it’s the partner that ensures each transaction is settled quickly and safely.
For Finance Professionals, it’s about seamless reconciliation, transparent fees, and minimal chargebacks.
For Cautious Business Owner, it’s the guarantee that customer payment data is processed and stored securely.

Choosing the wrong acquirer means slow settlements, higher MDRs, and compliance headaches. The right one boosts reliability, speeds up cash flow, and builds customer confidence.

How TheFinRate Helps You Compare Payment Acquirers with Ease

Our mission is simple — to help businesses discover trusted, compliant, and High-Performing Payment Acquirers.

We make it effortless to compare providers based on what really impacts your operations:

Compliance & Security Assured

Only acquirers that meet global standards like PCI DSS, EMV, and GDPR are featured.

Transparent Fees & Clear Costs

Understand MDRs, setup charges, and interchange fees upfront with no hidden surprises.

Faster Settlements, Smarter Choices

Compare real payout speeds (T+0 to T+3) and optimize cash flow for your business.

Global Reach with Reliable Support

Identify acquirers that handle multi-currency transactions, cross-border payments, and efficient dispute resolution.

With TheFinRate, you gain clarity, control, and confidence — all in one place.

Easy Comparison of Payment Acquirers

Why spend weeks analyzing contracts when you can get a full picture in minutes?

Our comparison dashboard helps you view:

MDRs, setup, and transaction fees.
Settlement timelines and payout frequencies.
Domestic vs. international transaction capabilities.
Supported payment methods (cards, UPI, wallets, BNPL, subscriptions).
Chargeback ratios and dispute-handling metrics.
Integration compatibility with POS, ERP, or e-commerce systems.

This way, you’re not guessing — you’re choosing the best acquirer for your financial workflow.

Who Gains Benefits from Payment Acquirer Comparisons

Our platform helps everyone involved in payment decision-making:

Entrepreneurs → Get faster settlements and more predictable cash flow.
Online Sellers → Reduce payment failures and ensure global acceptance.
Offline Merchants → Simplify reconciliation between POS and your bank.
Finance Professionals → Understand MDR components, settlement timelines, and compliance.
Cautious Businesses → Work only with verified, secure acquirers you can trust.

Why Trusted Payment Acquirers Build Better Businesses

A payment acquirer is more than a vendor — it’s your financial partner.

Businesses that take acquiring seriously gain more financial control, smoother operations, and higher customer confidence.

Businesses of All Sizes Trust Us

From startups to global enterprises, thousands of businesses rely on TheFinRate to find acquirers that match their goals.

Michael Thompson

The payment acquirer listings here are detailed and genuinely helpful. I appreciated the focus on settlement timelines, risk management, and industry compatibility. It made choosing an acquirer much easier.

Elena Petrova

A very professional and transparent comparison of payment acquirers. The insights helped me understand which acquirer suited my business model best. Clear, informative, and highly useful.

Compliance Assured: PCI DSS | EMV | SSL Encryption | GDPR | Verified Acquirers

Frequently Asked Questions (FAQs)

1. What is a Payment Acquirer?

A payment acquirer is a financial institution or provider that processes card payments on behalf of merchants. It connects your business to card networks, ensuring secure authorization and settlement of transactions.

2. How is a payment Acquirer different from a Payment Gateway?

A payment gateway securely transmits transaction data between your website and the bank, while a payment acquirer is the one that actually processes and settles the funds. Think of the gateway as the “messenger” and the acquirer as the “bank partner.”

3. Are Payment Acquirers secure?

Yes. Verified acquirers comply with PCI DSS, EMV, and GDPR standards, ensuring your transactions are encrypted, authenticated, and protected against fraud.

4. Can I work with Multiple Acquirers?

Yes! Many businesses today use multi-acquirer setups for redundancy and to optimize transaction success rates — for example, routing domestic transactions through one acquirer and international ones through another.

5. Can I switch payment acquirers later?

Absolutely. You can change acquirers anytime your business needs evolve — for example, if you require faster settlements, better global coverage, or improved MDR rates. Our comparison tool helps you evaluate and switch confidently.