Wealthtech startup Waltz has launched a first-of-its-kind platform that lets global users invest in U.S. real estate from just $100.
With tokenized property shares and international access, Waltz aims to democratize real estate investing across borders and generations.
A New Frontier in Real Estate Access
Headquartered in New York, Waltz wealthtech wants to make U.S. property markets accessible to everyone—not just accredited investors.
Through an intuitive app, users can now invest in residential and commercial properties without large capital or complicated paperwork.
What makes Waltz wealthtech stand out is its ability to fractionalize ownership using blockchain tokenization, offering micro-investment flexibility.
This approach helps retail investors own equity in buildings across cities like Austin, Miami, Atlanta, and Phoenix with low entry barriers.
How It Works
Investors simply choose a property, select an amount, and receive digital tokens representing their fractional stake in that asset.
These tokens entitle users to monthly rental income payouts and capital appreciation when the property is eventually sold.
All properties listed are vetted by licensed U.S. real estate managers and meet SEC-compliant investment structures.
This gives investors both peace of mind and exposure to one of the world’s most stable asset classes.
Built for Borderless Investing
Currently, Waltz wealthtech operates in 32 countries, including India, Nigeria, UAE, Singapore, and the United Kingdom.
With real-time FX conversion and local payment integrations via Rapyd and Wise, investing is simple and friction-free.
All user accounts go through strict KYC, AML, and FATCA checks, ensuring regulatory safety and cross-border legitimacy.
Unlike many platforms, Waltz supports non-U.S. residents, giving emerging markets new access to stable U.S. investment opportunities.
CEO Javier Luna, who previously worked at BlackRock, explained, “Waltz removes friction. Anyone with a phone can start building wealth.”
A Wealthtech Platform With Depth
Beyond investing, Waltz wealthtech also offers learning resources and market tools for newer investors to make informed decisions.
These include risk ratings, forecast dashboards, property walkthroughs, and asset diversification guides.
Waltz is not just enabling access—it’s actively building investor confidence through education and user-centric design.
This combination strengthens Waltz wealthtech’s mission to make real estate investing inclusive, informed, and digital-first.
Big Backers and Future Features
The company recently raised $18 million in seed funding from a16z Crypto, Accel, and Web3-focused angel investors.
This capital fuels its proprietary asset-tokenization engine, mobile platform, and global compliance infrastructure.
Looking ahead, Waltz wealthtech plans to launch a secondary trading platform in 2026 for users to sell or swap shares.
Also in development: IRA/401(k) compatibility for U.S. users and group savings tools for shared investment goals.
A Rising Trend in Wealthtech
With global interest in tangible, income-generating assets, Waltz enters a market where Millennials and Gen Z seek better alternatives.
In uncertain times, U.S. real estate remains a favorite hedge, outperforming inflation and offering passive income opportunities.
Waltz wealthtech bridges the gap between global retail investors and high-yield U.S. property markets using innovative financial technology.
With plans to add vacation homes, data centers, and logistics hubs, the platform’s future looks increasingly diversified.
What’s Next for Waltz?
By the end of 2025, Waltz will launch in Latin America and support Arabic and Hindi localizations to expand accessibility.
As the platform matures, it could become the global gateway for real estate investing, removing borders from wealth creation.
Ultimately, Waltz wealthtech is redefining what it means to own real estate—making it mobile, affordable, and borderless.
With seamless UX, strong compliance, and bold vision, Waltz wealthtech may lead the next wave of retail investing innovation.