Raffles FinTech Secures Four Strategic Mandates to Drive Client IPO Market Cap via Trade‐Finance Revolving Credit

Singapore-based fintech arm of Raffles Financial Group Ltd. (CSE: RICH) has announced it has won four strategic mandates to provide a combination of trade‐finance revolving credit facilities and IPO advisory services to four high-growth companies.
The clients are: Regen Healthcare, CAPA Medical Facility, SAFA (Sustainable Aviation Fuel Asia) Pte Ltd and Silica Material Tech — each mandated RFT to arrange trade-finance revolving credit and advise on IPO execution within the next 24 months.

A dual strategy: Trade finance meets IPO readiness

What makes these mandates noteworthy is the combination of two distinct but related services:

• Firstly, RFT will advise and arrange trade‐finance revolving credit facilities. These provide non-dilutive capital to clients, enabling them to expand operations, support procurement, and improve liquidity without immediately issuing new equity.
• Secondly, RFT will provide IPO advisory and listing preparation services, helping these companies structure for public markets, refine governance, and enhance valuation potential ahead of a listing event.

By merging these two offerings, RFT is positioning itself as a full-service fintech capital markets enabler — one that helps companies scale operationally and financially, then prepare for public listing. This model reflects a growing trend: fintech platforms increasingly encompassing credit-tech, supply-chain finance and capital-markets advisory under one roof.

Mandate Details: The four clients in focus

Here’s a deeper look into the four companies and how RFT’s mandate is tailored:

1. Regen Healthcare – A fast-growing healthcare services provider operating in ASEAN and China. The company emphasises efficient supply-chain management and cost-effective care delivery. Its mandate: supply-chain finance technology advisory, revolving credit facility arrangement and IPO advisory. Regen’s CEO emphasises the need to strengthen operational and financial supply chains to support its growth.
2. CAPA Medical Facility – A Singapore-headquartered firm offering specialised medical and surgical services. The mandate includes corporate restructuring, global fund-raising advisory, trade-finance facility arrangement, and IPO listing preparation. CAPA’s CEO calls the RFT engagement “pivotal” to scale the business and maintain medical excellence as it prepares for listing.
3. SAFA (Sustainable Aviation Fuel Asia) Pte Ltd – A company in the green-energy sector, focused on the collection and pre-treatment of used cooking-oil (UCO) feedstock for sustainable aviation fuel (SAF) and biodiesel. With the global SAF sector expected to reach US$25 billion by 2030, SAFA is under pressure to expand. The mandate: exclusive supply-chain finance technology advisor, revolving credit arrangement, and IPO listing preparation. The CEO states this collaboration will help unlock capital-efficiency and lift valuation.
4. Silica Material Tech – A high-tech enterprise producing ultra-high-purity silicon sand (99.99% purity) for advanced semiconductors and new-energy industries. With 14 core patents, its supply-chain demands are high. The mandate: supply-chain finance technology advisory, trade-finance revolving credit arrangement and IPO advisory. The CEO views the RFT partnership as accelerating growth and positioning the company as a key global supplier.

These mandates cover sectors that span healthcare, green energy, high-tech materials and medical services — indicating RFT’s ambition to support diverse high-growth industries.

Why this model matters

The RFT approach offers several advantages:

• Non-dilutive funding: By structuring revolving credit facilities ahead of equity listing, companies can scale without sacrificing ownership early.
• Improved liquidity and operations: Trade-finance facilities help firms handle procurement, fulfil large orders and streamline cash-flow.
• IPO preparedness: Advisory services align companies with listing standards — governance, transparency and market readiness — thus potentially improving valuation at listing.
• Integrated value chain: By combining financing and advisory, RFT creates one integrated service stack rather than piecemeal solutions.

For investors and market watchers, the key questions will be: How effectively RFT manages trade-finance risk and how capable its advisory services are in listings? The track record of the four named clients will be an early test of this model’s scalability and effectiveness.

RFT: A refreshed strategy and service expansion

RFT has repositioned itself in 2025 with a sharpened focus on trade-finance advisory and listing readiness. Earlier announcements indicate that RFT changed its corporate name (formerly OakTree Financial) on 1 July 2025 to emphasise its fintech orientation and listing advisory business.
The recent signing of four mandates signals the first major client wins under this refreshed strategy and demonstrates RFT’s ability to secure contracts in complex supply-chain finance and IPO domains.

Broader context: Fintech, supply-chain and IPO convergence

The convergence of fintech, supply-chain finance and public-markets advisory is a growing theme across APAC and beyond. As firms move from startup to scale-up and toward listing, they face multiple structural gaps: access to working capital, compliant governance, and investor visibility.
Fintech enablers like RFT are stepping in to bridge these gaps by offering solutions that combine credit flows, corporate advisory and market-readiness services.

In particular:

• Trade-finance facilities help firms expand before listing and improve performance metrics.
• Listing advisory addresses a significant bottleneck for companies seeking to go public without robust capital-markets expertise.
• Companies in sectors such as green energy (SAFA), high-tech materials (Silica) and healthcare (Regen) represent new drivers of value and innovation — making them prime candidates for this integrated model.

Outlook and key considerations

While the model is promising, scaling it will require effective risk management. Trade-finance revolving credit facilities carry inherent counterparty and operational risk. Listing advisory success depends on the market environment and the underlying businesses meeting performance benchmarks. Monitoring how these mandates progress will be critical.

From RFT’s perspective: Can they replicate the model beyond the initial four clients? Can they maintain credible execution in both credit-finance and listing advisory? Will they be able to build a scalable platform rather than a boutique advisory?

From the clients’ perspective: Can the firms deliver operational and financial performance ahead of listing? Will the advisory help them achieve desired valuations?

For stakeholders tracking fintech innovation and capital markets, this move by RFT is an interesting case of how fintech is evolving beyond payments and lending toward full value-chain capital-markets support.

Conclusion

Raffles FinTech’s four strategic mandates mark a meaningful step in the evolution of fintech services. By combining trade-finance revolving credit with IPO advisory, RFT is creating a bridge between operational scaling and public market readiness. The early clients — Regen Healthcare, CAPA Medical Facility, SAFA and Silica Material Tech — reflect high-growth sectors and ambitious listing plans.

If successful, the strategy may become a template for fintech firms seeking to support companies on the cusp of public markets — enabling greater access to structured capital, smoother transition to listing, and ultimately stronger value creation for founders and investors.

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