Flyhomes Raises $15M to Expand ‘Buy Before You Sell’ Wholesale Lending Model

Funding Boost to Fuel Growth

Seattle-based fintech firm Flyhomes has announced securing $15 million in fresh funding to strengthen its wholesale lending operations. This move marks a strategic shift for the company as it focuses on offering financial solutions through loan officers and real estate agents instead of direct consumer channels. The funding round, part of its Series D efforts, received strong backing from notable investors including Andreessen Horowitz, Norwest Venture Partners, Canvas Ventures, Camber Creek, Al Goldstein, and Mark Vadon. This latest investment builds on Flyhomes’ commitment to transforming real estate transactions with faster and more flexible financing solutions.

Transition to Wholesale Lending Model

Founded in 2016, Flyhomes has developed unique lending products that address common challenges faced by homebuyers. Its flagship Buy Before You Sell model allows homeowners to purchase their next property without waiting to sell their existing one. With this innovative approach, Flyhomes is redefining the way buyers access equity during transitional periods. The company’s decision to pivot toward a wholesale lending model reflects growing demand among real estate professionals and mortgage officers seeking tools that provide clients with better purchasing power. According to COO Adam Hopson, this new direction aligns with the company’s strong lending volume growth and rising revenue streams.

How the Buy Before You Sell Model Works

The Buy Before You Sell product has gained attention for removing a significant barrier to homeownership transitions. Traditionally, homeowners are constrained by their existing mortgage payments, which increase their debt-to-income ratio and limit new loan approvals. Flyhomes solves this issue by arranging a backup offer on the seller’s current property. This solution effectively removes the old mortgage from consideration, unlocking equity for a down payment on the new property. Buyers gain flexibility, confidence, and speed in competitive housing markets, enabling smoother transitions between homes.

Expansion Across the U.S.

With lending licenses in 40 U.S. states, Flyhomes plans further expansion to make Buy Before You Sell available nationwide. The fresh $15M investment will support scaling operations, onboarding new wholesale partners, and improving its technology platform. This expansion comes at a time when buyers are increasingly seeking financing options that provide certainty in volatile housing markets. Through stronger collaboration with real estate agents and loan officers, Flyhomes aims to extend its reach beyond its existing direct-to-consumer base.

Investor Confidence in the Model

The funding round demonstrates strong investor belief in Flyhomes’ wholesale lending model and its potential to disrupt traditional home financing. Existing backers have doubled down on their investment, signaling confidence in the firm’s long-term vision. Investors expect the Buy Before You Sell approach to become a core offering for many real estate professionals, especially in competitive markets where fast transactions matter most. With additional capital, Flyhomes intends to further refine its underwriting process, ensuring smooth and secure experiences for both buyers and agents.

Impact on Real Estate Financing

The success of the Buy Before You Sell model highlights a growing trend toward flexible, tech-driven financial solutions in the property sector. Many homeowners face challenges when moving between properties due to timing, equity release, and financing barriers. Flyhomes provides an alternative that reduces uncertainty, allowing families to secure their next home without financial strain. As more real estate professionals adopt this tool, the traditional buy-sell timeline could undergo a major transformation. This shift could make home buying less stressful and more accessible across U.S. markets.

The Road Ahead for Flyhomes

Looking forward, Flyhomes plans to continue innovating within the real estate fintech space while strengthening its wholesale partnerships. The company’s mission is to create more opportunities for buyers and simplify complex property transactions. By leveraging technology and focusing on industry collaborations, Flyhomes is positioning itself as a key player in reshaping home financing. The Buy Before You Sell model stands at the center of this strategy, offering solutions that address real pain points for both buyers and real estate professionals.

Conclusion

Flyhomes’ latest $15M funding marks an important milestone in its journey toward becoming a leading wholesale lending partner. The expansion of its Buy Before You Sell model promises to unlock greater flexibility for homebuyers, while giving agents and lenders powerful tools to close deals faster. As the real estate market evolves, fintech-driven solutions like Flyhomes are set to redefine how homes are bought and sold.

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