Kira raises $6.7m to power AI-driven FinTech products
Kira, a global payments infrastructure platform specializing in AI and stablecoin solutions, has secured $6.7 million in seed funding. The investment round attracted support from Blockchange Ventures, Vamos Ventures, Stellar Blockchain, Grit Ventures, Credibly Neutral Ventures, Michael Seibel, and Oso Trava. This strong backing signals confidence in Kira’s vision to transform financial services across emerging markets.
Next-Generation Financial Infrastructure
The company provides comprehensive infrastructure enabling businesses to launch fintech products rapidly and at scale. Kira’s platform combines AI-driven payments, automated treasury management, compliance workflows, and global payout capabilities. This integrated approach allows enterprises and startups to offer modern financial solutions including remittances, savings products, and global payroll services without building systems from scratch. By leveraging stablecoins and enterprise APIs, Kira ensures regulatory compliance, operational scalability, and transaction efficiency while simplifying financial operations for clients.
Strategic Expansion Across Latin America
The new funding will accelerate Kira’s expansion throughout Latin America, initially focusing on South American markets. The capital will support technical team growth, product development initiatives, and partnership establishment with regional banks and payment processors. These strategic moves aim to broaden the platform’s reach and impact, particularly in underserved markets where traditional financial infrastructure remains limited or inaccessible.
Founding Vision and Stealth Development
Kira was founded by Edrizio De La Cruz, José Alberto ‘Beto’ Díaz, and Camilo Jiménez. The company operated in stealth mode for over a year while developing its payments infrastructure. De La Cruz emphasized their mission to leverage stablecoins and artificial intelligence to provide financial access to more than one billion underbanked individuals worldwide. This vision drives the company’s focus on creating inclusive financial solutions for emerging economies.
Investor Confidence and Market Opportunity
The successful seed round reflects substantial investor confidence in Kira’s potential within the embedded finance ecosystem. Rob Schmults, general partner at Blockchange Ventures, highlighted the significant opportunity to bring blockchain-powered financial services to enterprises. He described this as a massive new business category that Kira is uniquely positioned to lead. The company’s combination of technical expertise and market vision positions it to transform how financial services operate in developing regions.
Technology Differentiation and Competitive Advantage
Kira differentiates itself through its integrated approach combining artificial intelligence with stablecoin technology. The platform’s AI capabilities optimize payment routing, fraud detection, and compliance processes. Meanwhile, its stablecoin integration provides settlement efficiency and cost reduction benefits. This technological combination addresses critical pain points for businesses operating across borders in emerging markets where traditional banking infrastructure often proves inadequate or expensive.
Future Impact and Industry Transformation
Kira’s approach could significantly impact financial inclusion across emerging economies. By providing the infrastructure for embedded financial solutions, the company enables local businesses to offer sophisticated financial products previously unavailable to their customers. This democratization of financial technology supports broader economic development and financial inclusion goals. As the platform expands, it may establish new standards for how financial services are delivered in traditionally underserved markets.
