Veloce Fintech Launches ₹300 Crore Fund to Boost MSMEs and Startups

Veloce Fintech, the fintech arm of Lemon Group, has launched its second fund with a target corpus of ₹300 crore to back MSMEs and startups. The fund has already received ₹100 crore in commitments and plans to invest in 20–25 companies by 2026 across technology, manufacturing, and healthcare sectors.

Veloce Fintech, the fintech arm of Lemon Group, has announced the launch of its second investment fund, marking a significant step toward empowering India’s growing ecosystem of micro, small, and medium enterprises (MSMEs) and startups. With a target corpus of ₹300 crore, the fund aims to provide structured capital to high-potential businesses across key sectors that are driving India’s next phase of economic growth.

The fund has already received commitments exceeding ₹100 crore from a mix of ultra-high-net-worth individuals (UHNIs), family offices, and business groups, demonstrating strong investor confidence in Veloce Fintech’s structured credit approach.

Backing India’s Growth Sectors

Veloce Fintech plans to invest in 20–25 companies by 2026, with a focus on sectors such as technology, manufacturing, healthcare, supply chain, consumer, and real estate-linked businesses. The company will deploy investment cheques ranging from ₹3 crore to ₹15 crore, providing flexible yet disciplined financial support to enterprises with strong fundamentals and measurable growth potential.

According to the firm, the new fund builds upon the success of its first fund, which validated Veloce Fintech’s unique investment strategy. Portfolio companies from the first fund demonstrated consistent operating performance and timely repayments, reinforcing the credibility of its structured credit model.

A Structured Capital Approach

Commenting on the new fund, Nirav Jogani, Founder of Veloce Fintech, said,

“With this second fund, we are continuing to build a structured capital platform that supports businesses with predictable growth and disciplined execution. Our first fund validated this approach, with portfolio companies demonstrating consistent operating performance and timely repayments. Our focus remains on companies with strong fundamentals, transparent operating cycles, and measurable cash flows, particularly MSMEs and emerging enterprises preparing to scale or enter the public-market ecosystem.”

Jogani emphasized that Veloce Fintech’s model is not only about providing capital but also about creating financial discipline and sustainable growth pathways for small and medium businesses.

Strengthening the MSME Ecosystem

India’s MSME sector contributes nearly 30% to the GDP and employs over 110 million people. However, access to structured and affordable financing remains a major challenge for many of these enterprises. Veloce Fintech’s latest fund seeks to fill this gap by offering tailored credit solutions that are faster, data-driven, and aligned with business performance metrics.

The fund will also focus on companies preparing to scale operations or go public, bridging the financing gap between early-stage venture funding and traditional lending. By targeting this underserved segment, Veloce Fintech aims to catalyze innovation and entrepreneurship across India’s fast-growing economy.

Building Confidence Through Performance

Veloce Fintech’s previous portfolio success has played a vital role in establishing its credibility among institutional and private investors. Its structured credit strategy—centered around transparency, accountability, and operational monitoring—has proven resilient across market cycles.

With the second fund, the company aims to build on this foundation and accelerate India’s digital and industrial transformation, particularly within the SME landscape.

As the fintech ecosystem matures, initiatives like these represent more than just financial backing—they symbolize the evolution of new-age financial infrastructure designed to empower businesses and unlock inclusive growth.