Chocolate Finance Raises $15M Series A+ to Accelerate Growth and Boost Digital Savings Returns
Chocolate Finance closes a $15M Series A+ round led by Nikko Asset Management to fuel expansion and improve user savings outcomes.
Funding Round Strengthens Chocolate Finance’s Expansion Plans
Chocolate Finance has closed its $15M Series A+ funding round, marking another significant milestone in its growth journey. The round was led by Nikko Asset Management, with continued support from Peak XV, Prosus, Saison Capital, and founder Walter de Oude. Despite tough global market conditions, this funding round shows strong confidence in Chocolate Finance, its business model, and its future potential. Investors believe the company can deliver improved savings returns while growing rapidly in Asia’s competitive fintech market.
Making Idle Cash Work Harder for Users
Chocolate Finance offers a simple digital platform that helps users earn better returns on idle SGD and USD cash balances. The company focuses on providing easy-to-use savings tools that deliver higher returns compared to traditional options. Its approach turns unused money into “happy money,” helping users make the most of their available funds. Over the past year, Chocolate Finance has achieved rapid growth, reaching nearly S$900 million in assets under management. During this period, it has returned approximately S$22.7 million to almost 100,000 active users worldwide, proving its model works effectively for customers.
New Funding Supports Regional Growth
The $15M raised will be directed towards expanding operations across Asia, with Hong Kong being the immediate next market. Regulatory approval has already been secured, allowing Chocolate Finance to operate freely in one of Asia’s most competitive financial hubs. This expansion aims to bring smarter savings solutions to more users and challenge traditional savings models effectively. Walter de Oude said the company is ready to scale further with new funding in place. He added that the round provides resources to speed up international expansion and strengthen product innovation while maintaining a strong customer focus.
Celebrating One Year of Strong Performance
Chocolate Finance recently marked its first anniversary by celebrating major milestones achieved in just twelve months of operations. The company has grown significantly, handling a large amount of assets and providing millions in returns to users. This growth highlights increasing demand for modern fintech solutions that offer better alternatives to traditional savings accounts. To show appreciation to its users, Chocolate Finance has launched a Double Referral Program. Running from July 22 to August 31, 2025, the program offers exclusive merchandise and rewards to encourage community growth and user engagement.
Investor Confidence in a Reliable Model
This funding success highlights strong investor belief in Chocolate Finance and its ability to build a sustainable, user-focused business. Despite global financial uncertainty, top investors are confident that the company can lead innovation in digital savings technology. Nikko Asset Management’s participation shows trust in the company’s future, while returning backers reaffirm their commitment to supporting its next growth phase. Walter de Oude noted that this investment proves confidence in the team’s vision, execution, and dedication to building a simple yet powerful platform.
The Road Ahead for Chocolate Finance
The fintech landscape continues to change rapidly, and Chocolate Finance is preparing to capture a bigger share of this growing market. Expansion into Hong Kong is just the first step in a wider regional strategy that focuses on delivering value to customers. The platform will keep prioritizing simplicity, transparency, and strong returns, ensuring users benefit directly from every improvement. With investor backing and a growing customer base, Chocolate Finance aims to become a leading name in digital cash management solutions across Asia.
