FinTech Resilience Shines as 24 Deals Spark Global Momentum

FinTech Deals Stay Strong as 24 Firms Secure Fresh Capital

As the summer heats up, so does the global FinTech sector, with 24 FinTech deals closed during another resilient week.

Despite broader market uncertainties, investors continue to place strong bets across cybersecurity, infrastructure, PayTech, and RegTech solutions.

This week’s momentum shows that FinTech deals remain a strong engine of innovation across continents and verticals.

Cybersecurity Leads the Pack in FinTech Deals

CyberTech once again topped the list with seven deals, proving security remains a top priority for financial innovation and trust.

Exein, a cybersecurity firm from Italy, secured €70m to enhance IoT device protection through advanced real-time embedded security solutions.

Exein’s platform already protects over one billion devices, a testament to growing demand for digital immunity in connected ecosystems.

Meanwhile, iCOUNTER raised $30m to combat sophisticated cyber threats using AI-driven, proactive intelligence rather than reactive threat reports.

Cybersecurity startup Zip Security and AI-based Empirical Security raised $13.5m and $12m respectively, addressing SME and enterprise risks.

Infrastructure and Payments Maintain Strong Investor Appeal

Right behind CyberTech, financial infrastructure saw six FinTech deals, demonstrating that strong rails still drive fintech’s long-term growth.

KUN, an Asia-based stablecoin payments platform, raised $50m+ to scale cross-border embedded finance for institutional clients and enterprises.

Paddle, a merchant-of-record platform for SaaS and AI companies, secured $25m to expand globally and improve payment stack efficiency.

Treasury FinTech Spiko raised $22m to modernise European treasury operations through tokenised fund infrastructure and digital asset models.

Also notable, Receive raised $4m to give small and medium businesses faster access to cash flow through embedded financial tools.

Fraud Protection Stays Top of Mind

Fraud prevention saw strong activity this week as well, with CertifID raising $47.5m to fight wire fraud in real estate transactions.

CertifID’s AI tools and direct insurance cover help protect title firms, law offices, and lenders from growing digital threats.

Heka, focused on synthetic identity fraud, secured $14m to support real-time monitoring and digital identity profiling for banks and lenders.

These FinTech deals reinforce that fraud and identity protection remain central themes in this year’s funding landscape.

Vertical Focus Expands to Hospitality, Insurance, and Retirement

Folio raised $14m to simplify financial operations in the hospitality sector through automated payments and AI-powered invoice handling.

AI-driven Heron closed $16m to help traditional lenders and insurers automate document-heavy workflows with intelligent automation.

Retirable raised $10m to help Americans better plan retirement with personalised savings tools and life-goal-based investing features.

Laka, a London-based InsurTech focused on e-mobility, brought in $10.4m to expand flexible insurance offerings for green transport users.

Global Investment Spreads Widely Across Regions

The United States dominated FinTech deals this week with 14 of the 24 rounds, reinforcing its position as the industry’s innovation hub.

The UK followed with two deals, while countries like Italy, France, Hong Kong, and Egypt recorded one deal each.

This regional spread signals that FinTech deals are scaling globally, even in emerging markets like Morocco and Mexico.

Egypt’s PALM secured a 7-figure pre-seed round to build digital saving tools blending behavioural nudges and traditional investments.

ORA Technologies in Morocco raised $7.5m to expand its digital payments solution as part of its “E-Morocco for Everyone” initiative.

AI and Automation Remain Key Growth Themes

AI-driven platforms are dominating the new wave of FinTech deals, enabling smarter automation, improved risk prediction, and faster decision-making.

Murphy raised $15m to reinvent debt servicing using multilingual AI agents that personalise repayment communications with higher success rates.

Cogent Security exited stealth with $11m to launch an AI-powered taskforce that handles vulnerability management in cybersecurity operations.

Empirical Security, Heron, Heka, and Murphy all showed how FinTechs are embedding AI into their core to transform legacy systems.

This week’s FinTech deals clearly spotlight AI as the most promising growth engine across fraud, automation, and customer engagement.

Positive Outlook Despite UK Dip

Although the global FinTech deals outlook remains strong, UK funding saw a 26% dip year-on-year, according to FinTech Global data.

In Q2 2025, the UK recorded $1.4bn in funding, the same as Q1, but down from $1.9bn in Q2 2024.

Despite this drop, the overall trend remains optimistic, with FinTech leaders exploring new models and global expansion paths.

Innovators across regions are finding strategic partners and investors committed to shaping the next phase of digital finance.

Conclusion: FinTech Deals Reflect Sector Strength

This week’s 24 FinTech deals show the sector’s continued strength, adaptability, and innovation, even amid changing global market conditions.

From embedded finance to AI fraud detection and cross-border payments, the diversity of innovations shows fintech’s far-reaching impact.

Investors are supporting companies that drive real utility, increase access, and reduce friction in financial ecosystems across the globe.

With a rising global focus and fresh capital flowing, the FinTech sector appears well-positioned to keep scaling throughout 2025.

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