Tensec Raises $12M to Simplify Global Trade Payments

Tensec, a fintech startup founded by former executives from Rapyd, Meta, and Goldman Sachs, has secured $12 million in seed funding to revolutionize the $190 trillion B2B cross-border payments market. The round was led by Costanoa Ventures with additional backing from Quiet Capital, WillowTree Investments, Cambrian VC, Ignia Partners, Montage Ventures, Renegade Partners, and Endeavor Scale Up Ventures.

Tensec is positioning itself as the “Stripe for global trade,” aiming to bring modern, real-time financial services to a traditionally underserved segment—SMBs operating in international markets. The company has developed a no-integration platform that leverages AI and a global fintech infrastructure to offer services like foreign exchange (FX), cross-border payments, and treasury management. These services are delivered directly to SMB clients through global trading companies, bypassing the need for them to navigate complex banking systems.

What sets Tensec apart is its mission to democratize access to financial tools typically reserved for large institutions. With its platform, global trading companies can extend enterprise-grade transaction banking services to their smaller partners—making international commerce faster, more efficient, and significantly more accessible.

CEO Helcio Nobre noted, “SMBs drive nearly half of global trade but have long been excluded from the financial tools that larger players rely on. We’re flipping the model by empowering global trading companies to deliver these services directly to their partners.”

Already collaborating with clients handling over $10 billion in annual trade volume, Tensec is tapping into a massive and under-served market with the goal of reducing friction and cost in global commerce. The fresh capital will be used to accelerate product development and expand the company’s reach as it scales its offerings globally.

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