Modern Treasury Launches Integrated PSP for Fiat and Stablecoins

Modern Treasury, a payments infrastructure provider known for its money-movement orchestration and reconciliation platform, has unveiled Payments — a new integrated payment service provider (PSP) solution that enables businesses to embed both fiat and stablecoin payments into their products via a single API. The offering consolidates traditional payment rails such as ACH, wire transfers, real-time networks like RTP and FedNow, and emerging digital-asset rails including USDG, USDP and USDC — with USDT expected soon — into a unified system that supports onboarding, payouts, compliance, ledgering and reporting.

Built on Modern Treasury’s existing orchestration, ledger and reconciliation stack — which has processed over $400 billion in movement for clients such as Anchorage Digital, Gusto and Procore — the new PSP enables companies to go live in days rather than months by avoiding lengthy bank onboarding processes and integrating a fully compliant payments backend in a fraction of the time.

The platform also incorporates KYC/KYB checks and provides usage-based pricing, making it suitable for fintechs embedding payments in their products, marketplaces, treasury teams and other businesses seeking both fiat and digital asset settlement options.

Key Highlights

• New PSP launched: Modern Treasury introduced Payments, its first integrated payment service provider for both fiat and stablecoins.
• Unified rails: The platform supports traditional payment rails (ACH, wire, RTP/FedNow, push-to-card) and stablecoins like USDG, USDP and USDC; USDT to follow.
• Single API: Businesses can embed multiple payment methods and settlement options with a single API and unified ledger.
• Faster go-live: Companies can launch payment products in days instead of months without long bank integrations.
• Built-in compliance: KYC/KYB, ledgering and reconciliation are native to the platform, reducing vendor complexity.
• Stablecoin and fiat unified: The PSP demonstrates the merging of traditional money rails with blockchain-based settlement.

Why It Matters

1. Bridging Traditional and Digital Rails

Modern Treasury’s new PSP removes a significant barrier to adoption for businesses that want to support both fiat and stablecoin payments. Instead of working with multiple vendors and integrations, companies can now manage money movement across conventional banking networks and digital-asset rails within a single platform — a capability becoming increasingly important as stablecoins see broader financial and commercial uptake.

2. Faster Time to Market

By offering a pre-built stack with compliance, ledgering, and settlement functionality, the PSP enables startups and established firms alike to bypass lengthy bank sponsorship and integration timelines. This agility can be especially valuable for fintechs developing embedded finance offerings, marketplaces, or treasury automation tools.

3. Regulatory and Operational Certainty

With partnerships such as those with regulated stablecoin issuers and industry programs like the Circle Alliance Program and Global Dollar Network, Modern Treasury’s PSP integrates crypto rails in a compliant framework. This supports businesses looking to innovate with digital-asset settlement while adhering to regulatory requirements and robust anti-money-laundering checks.

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