Crypto Market Soars to $4 Trillion After U.S. Stablecoin Bill Passes

A Landmark in Crypto Market Growth

As of late Thursday, the total market cap of cryptoassets had crossed $4 trillion, with Bitcoin—the bellwether of the crypto world—leading the charge. Bitcoin saw a modest 1.71% rise over the last 24 hours, while other major coins like Ethereum (ETH) and Ripple (XRP) posted strong gains, adding fuel to the rally.

This bullish breakout follows the market’s earlier milestone this year when it first crossed the $3 trillion mark. The rapid climb underscores rising investor confidence and growing institutional participation in digital assets.

Stablecoin Bill Spurs Confidence

One of the most decisive factors behind this rally is the passage of the U.S. Stablecoin Bill. Approved by a 308-122 vote in Congress, the legislation provides much-needed regulatory clarity for stablecoins—a category of cryptocurrencies pegged to fiat currencies or other stable assets.

The bill introduces initial consumer protection measures and establishes a formal framework for stablecoin issuance and compliance. This move has brought a wave of legitimacy to a segment of crypto that now commands a market cap of approximately $265 billion.

Investors and analysts widely view the bill as a foundational step toward broader crypto integration into the traditional financial system. By signaling a willingness to work with the industry, lawmakers have ignited fresh enthusiasm across the ecosystem.

Ask Aime: Which Altcoins Are Surging?

While Bitcoin remains the dominant force, the altcoin sector is playing a crucial role in propelling the total market cap. Ethereum continues to thrive on the back of its wide utility and scalability improvements. Meanwhile, tokens like Solana (SOL), Chainlink (LINK), and Avalanche (AVAX) are attracting robust inflows due to their growing use cases in DeFi, NFTs, and real-world asset tokenization.

Layer-2 solutions and infrastructure tokens are also seeing increased demand as network congestion and transaction costs become critical concerns among blockchain users.

Institutional and Retail Momentum

The momentum isn’t limited to retail investors. Institutions are diving deeper into the crypto space, drawn by increased clarity, maturing financial instruments, and improved custody solutions. From hedge funds to payment processors, major players are expanding their crypto offerings or diversifying portfolios with exposure to digital assets.

The evolving regulatory landscape—now seen as a facilitator rather than a threat—is further accelerating institutional entry.

A Long Road Ahead, But Signs of Maturity Emerge

While crossing the $4 trillion mark is a watershed moment, the crypto industry still faces hurdles. Regulatory risks persist globally, and market volatility remains a concern. However, with milestones like the stablecoin bill and improving transparency across platforms, crypto is steadily shedding its “wild west” image.

Analysts believe the market is moving toward a new era of legitimacy and stability. As tech innovation continues and oversight improves, crypto’s role in the global economy is expected to solidify further.