Crelan Integrates Wero into Mobile App to Expand Instant European Payments

Crelan has integrated Wero into the Crelan Mobile app, giving customers a faster way to send and receive money across Europe. As a result, users can make instant payments through QR codes and payment links without installing a separate payment app.

The launch strengthens Crelan’s digital banking strategy. Moreover, it gives Belgian customers access to a growing European payment network that supports real-time transfers and cross-border transactions.

Wero brings instant payments into everyday banking

Wero is a European payment solution developed under the European Payments Initiative (EPI). In particular, major European banks created the platform to build a unified digital payment network across Europe.

Customers can send and receive money instantly through their smartphones. In addition, they can access Wero directly inside the Crelan Mobile app. Therefore, they can manage payments through their existing banking environment.

Key features available in Crelan Mobile

Crelan customers can use Wero for several payment services.

Instant QR code payments

Users can generate a QR code and receive money immediately after another person scans it.

For example, customers can split restaurant bills, collect shared expenses, or receive reimbursements within seconds.

Payment requests through secure links

Customers can also create payment requests and send secure payment links.

As a result, friends, family members, or colleagues can repay them quickly without manually entering bank details.

Real-time money transfers

Wero processes transfers instantly, and recipients receive the money within seconds.

Consequently, customers no longer need to wait for traditional bank transfer processing times.

No additional app required

Crelan built Wero directly into the Crelan Mobile app.

Therefore, customers can activate and use the service without downloading another application. This approach also simplifies the payment experience and improves convenience.

Phone-number payments will arrive later this year

Crelan plans to add phone-number-based payments later this year.

Customers will then send and receive money by using a mobile phone number instead of an IBAN. Furthermore, this feature will make person-to-person payments even faster and easier.

Wero expands beyond Belgium

Wero already operates in Belgium, Germany, and France. Meanwhile, the European Payments Initiative plans to expand the network into additional European countries.

Therefore, Crelan customers will gain broader cross-border payment capabilities as the network grows. Unlike many domestic payment solutions, Wero focuses on European interoperability from the start.

How customers can activate Wero

Crelan has made activation simple.

Customers can activate Wero by:

• Scanning a Wero QR code
• Creating a payment QR code
• Receiving a Wero payment request
• Opening the Wero section under the Payments menu in the Crelan Mobile app

Afterward, customers choose the payment account they want to use for Wero transactions.

Why this launch matters

Crelan’s Wero integration reflects a broader shift in European payments.

Banks across Europe are investing heavily in instant payments, digital wallets, and account-to-account payment networks. At the same time, they want to reduce payment friction and improve cross-border payment experiences.

Wero supports that strategy by connecting participating banks through a shared European infrastructure. In turn, this approach can strengthen European payment independence and encourage digital innovation.

Stronger competition in digital payments

Crelan’s move could increase competition in the Belgian and European payments market.

Bank-integrated payment solutions offer a simpler alternative to standalone peer-to-peer payment apps. Additionally, customers benefit from instant settlement, secure banking integration, and a familiar mobile banking experience.

The bigger picture

Wero aims to become more than a peer-to-peer payment tool.

The European Payments Initiative plans to expand the platform into retail payments, e-commerce transactions, subscription payments, mobile checkout services, and broader digital wallet functionality.

Ultimately, as more banks and countries join the network, Wero could become a central part of Europe’s digital payment infrastructure.

For Crelan customers, the benefits are immediate. They can make instant QR payments, send payment links, receive money in real time, and prepare for future phone-number payments, all within the Crelan Mobile app.

Overall, the launch positions Crelan as an active participant in Europe’s next generation of instant digital payments.

Wero, the European payment solution in the Crelan Mobile app – Crelan

Belgium bankingCrelandigital walletEuropean bankingEuropean Payments Initiativefintechinstant paymentsMobile paymentsQR paymentsWero