Trulioo Partners with Worldpay to Boost Agent Trust

August 16, 2025 • FinTech News

New Safeguards for AI-Powered Commerce

Worldpay and Trulioo have partnered to introduce critical safeguards for AI agent-led commerce. This collaboration aims to build trust and accountability as digital payments evolve. With AI agents increasingly shopping for consumers, the partnership focuses on three priorities: verifying agent identities, securing shopper consent, and meeting new regulations.

The “Know Your Agent” Framework

At the core lies the Know Your Agent (KYA) framework. This system uses a Digital Agent Passport to confirm an AI agent’s legitimacy and authorization status. It also verifies whether the agent operates with proper consumer consent. Additionally, KYA validates developer identities and checks code integrity. Crucially, it monitors agent trustworthiness in real-time. These measures ensure consumers retain control while protecting merchants from fraud.

Smart Layered Security Approach

Rather than blocking all AI agents, the partners implement intelligent layered controls:

Verified agents gain direct access
Suspicious agents face enhanced scrutiny
Malicious bots get blocked immediately

This strategy reduces fraud while supporting smoother checkouts. It also strengthens compliance and boosts conversion rates.

Combining Industry Expertise

Worldpay’s technology already powers global business payments. Trulioo delivers worldwide digital identity verification for compliance and fraud prevention. Together, they’re building safer, more transparent foundations for AI commerce.

Leadership Vision

Cindy Turner, Worldpay’s Chief Product Officer, stressed: “Innovation requires grounding in integrity and trust.” Trulioo CEO Vicky Bindra added: “We must embed trust from the outset to enable scalable agent-led commerce.” This partnership empowers businesses and consumers to confidently embrace AI-powered shopping.