Eftsure and Relish Combine to Expand AI-Powered Payment Integrity From Vendor Onboarding to Payment

Eftsure is expanding its payment integrity platform by bringing Relish into its business, combining payment verification with AI-powered vendor data validation and invoice processing. The move is designed to help finance teams identify payment risks earlier, automate repetitive processes and strengthen controls across the entire procure-to-pay lifecycle.

The development brings together two complementary areas of financial technology.

Eftsure focuses on helping businesses verify payments and ensure money is sent to the intended recipient. Relish adds enterprise AI workflow automation, vendor data validation and invoice processing capabilities.

Together, the companies aim to provide finance teams with greater visibility before money moves.

The combination comes at a time when businesses are under pressure to automate finance operations while also dealing with increasingly sophisticated payment fraud, changing regulatory requirements and complex global supplier networks.

Instead of viewing payment security as a final step before a transaction is approved, the combined platform takes a broader approach.

The process can begin when a vendor is onboarded, continue through data validation and invoice processing, and extend to the final payment verification stage.

That shift could become increasingly important as finance departments move toward more automated operating models.

Eftsure Expands Payment Integrity With Relish

Eftsure announced that Relish is joining its business to expand payment integrity further upstream in the financial workflow.

Relish is an enterprise technology company focused on AI workflow automation, data validation and invoice processing.

Its capabilities include Data Assure, which validates and enriches vendor information, and Invoice AI, which uses machine learning to automate and validate invoice processing.

The technology can work with information such as:

• Vendor identity
• Banking details
• Tax information
• Ownership information
• Sanctions data
• Government records
• Third-party business information

This information can provide finance teams with greater context when assessing the organisations they pay.

Eftsure’s payment verification technology then adds another layer of control closer to the point where funds are transferred.

The combined approach is intended to help businesses verify more of the information supporting a transaction rather than relying on a single payment check.

Why Vendor Verification Matters

Vendor onboarding is often treated as an administrative process, but it can have significant implications for payment security.

When a business adds a new supplier to its financial systems, it typically collects information such as the company’s legal name, ownership details, tax information and bank-account details.

If that information is inaccurate, outdated or manipulated, subsequent payments could be exposed to risk.

The problem becomes more complicated for large enterprises managing thousands of suppliers across different countries.

Vendor information can change over time.

A company may change its ownership structure. A bank account may be updated. Regulatory or sanctions information may change. Contact details can also be modified.

This means a one-time onboarding check may not always provide sufficient visibility throughout the vendor relationship.

Relish’s data validation capabilities are designed to address part of this challenge by validating and enriching vendor information against live government and third-party sources.

Combined with Eftsure’s payment verification, the companies are effectively extending payment assurance from who the business is paying to whether the payment itself should be released.

AI Brings Automation to Invoice Processing

Invoice processing is another major component of the combined offering.

Finance teams can process thousands or even millions of invoices each year. Many invoices contain information that must be manually extracted, checked and reconciled with existing records.

This can create significant operational workloads.

Relish’s Invoice AI technology is designed to automate parts of this process using machine learning.

Automation can help finance teams extract invoice information, validate data and identify potential inconsistencies.

The value becomes greater when invoice information can be connected with vendor information and payment controls.

For example, a finance team could potentially move through a workflow in which:

Vendor information is validated → invoice data is processed → payment information is checked → potential anomalies are identified → payment is independently verified.

This creates a more connected approach to accounts payable.

Rather than treating vendor management, invoice processing and payment verification as separate systems, businesses can begin to connect the information generated at each stage.

From Payment Verification to End-to-End Payment Assurance

The broader strategic shift is important.

Payment verification has traditionally focused on the transaction itself.

But the information behind the transaction can be just as important.

A payment may be technically processed correctly while still being problematic because:

• The vendor’s bank details are incorrect.
• An invoice has been duplicated.
• The invoice amount is inaccurate.
• Vendor ownership has changed.
• A supplier has become subject to sanctions.
• Payment instructions have been manipulated.
• The transaction does not match expected business activity.

An end-to-end payment integrity model attempts to identify these issues before the transaction reaches the final stage.

This could make payment assurance less of a standalone security feature and more of a continuous financial-control layer.

Eftsure and Relish Target Payment Errors as Well as Fraud

Financial losses are not always caused by sophisticated criminal activity.

Businesses can also lose money through operational mistakes.

Duplicate invoices, incorrect amounts, outdated supplier records and payment errors can create substantial costs at scale.

This is particularly relevant for large organisations with complex procurement operations.

The combined Eftsure and Relish capabilities are intended to provide additional controls around these scenarios.

Potential applications include:

• Duplicate-payment detection
• Invoice validation
• Vendor verification
• Bank-account verification
• Payment amount validation
• Sanctions screening
• Data enrichment
• Automated invoice processing
• Payment verification

The objective is therefore broader than fraud prevention.

It is also about improving the overall quality of financial data moving through an organisation.

AI in Finance Requires More Than Automation

The Eftsure-Relish combination also reflects an important trend in enterprise AI.

Financial institutions and corporate finance teams are increasingly experimenting with AI to automate repetitive processes.

However, finance is different from many other business functions.

A wrong recommendation in a marketing workflow can often be corrected.

A wrong payment can result in an immediate financial loss.

That makes verification and control particularly important when AI is introduced into financial workflows.

For this reason, the next phase of AI-powered finance may not be about replacing every human decision.

Instead, it may involve using AI to process information faster while keeping appropriate verification and approval mechanisms around critical decisions.

This is where the combination of Relish’s automation capabilities and Eftsure’s payment assurance model becomes particularly relevant.

AI can handle repetitive data-intensive tasks.

Payment verification can provide an additional layer of control.

Finance professionals can then focus more of their time on exceptions, investigations and higher-value decisions.

Integration With Existing Finance Technology

Technology integration will also be important to the strategy.

Eftsure and Relish say their combined capabilities integrate with more than 35 finance and enterprise platforms.

These include:

• SAP
• Coupa
• Workday
• ServiceNow
• Microsoft Dynamics 365
• Oracle NetSuite

This is significant because enterprise finance teams generally operate complex technology environments.

Replacing an existing enterprise resource planning system or accounts-payable platform simply to introduce a new payment-security solution is rarely practical.

Instead, security and automation tools need to work alongside existing infrastructure.

Eftsure says it will remain independent and system-agnostic, allowing customers to use its technology alongside the platforms already embedded within their businesses.

That could make the combined offering more flexible for organizations with different technology stacks.

Eftsure Builds a Larger Global Payment Network

The addition of Relish also expands Eftsure’s international scale.

Following the combination with Sis ID in 2025, Eftsure says the combined organisation now serves more than 4,000 customers across North America, Europe, and Asia-Pacific.

The company also says the business has more than 600 employees.

Its stated operational reach includes:

• More than US$288 billion in payments protected annually
• Approximately 11 million vendors monitored
• Coverage across 190 countries and territories
• Bank-account verification coverage representing approximately 85% of the world’s banked population

These numbers demonstrate the scale at which payment assurance is increasingly becoming a technology category in its own right.

As businesses expand internationally, payment risks also become more complex.

Different currencies, banking systems, regulatory environments and supplier networks can make payment controls harder to manage.

A global payment-assurance platform can potentially give finance teams greater consistency across these environments.

Cross-Border Finance Creates Additional Risk

Global businesses face a particular challenge because vendor and payment information can move across multiple jurisdictions.

A supplier in one country may receive payments from an entity in another country through a bank account located somewhere else.

At the same time, businesses must manage sanctions requirements, ownership information, tax rules and local banking practices.

This makes data quality critical.

A payment system can only make reliable decisions if the information entering the system is accurate.

That is why the combination of vendor intelligence, invoice automation and payment verification could be valuable for multinational organisations.

The objective is to create stronger controls without forcing finance teams to introduce unnecessary manual steps.

The Growing Cost of Financial Fraud

The need for stronger payment controls comes as financial fraud continues to evolve.

Eftsure cites an INTERPOL estimate of approximately US$442 billion in global financial fraud losses during 2025.

Fraudsters are also becoming more sophisticated in how they target businesses.

Payment diversion, business email compromise, identity manipulation and invoice fraud can exploit weaknesses in ordinary finance workflows.

This means traditional security measures may not always be enough.

Businesses increasingly need to verify the information behind transactions rather than simply checking whether a payment request appears valid.

The growing use of automation makes this even more important.

If a fraudulent or inaccurate vendor record enters an automated workflow, the resulting problem could potentially scale quickly.

Strong validation at the beginning of the process can therefore become an important part of protecting the end of the process.

The Bigger Trend: Payment Security Is Moving Upstream

One of the most important themes emerging from the Eftsure and Relish combination is that payment security is moving further upstream.

The traditional approach might look like this:

Invoice → Payment approval → Payment verification → Money moves

The emerging model is broader:

Vendor onboarding → Vendor validation → Data enrichment → Invoice processing → Risk assessment → Payment verification → Money moves

This difference matters.

By the time a payment reaches the final approval stage, many decisions have already been made.

If those earlier decisions were based on inaccurate information, a final payment check may not catch every problem.

Continuous validation can therefore provide another layer of protection.

It also creates an opportunity to use the same information across procurement, accounts payable, compliance, and treasury operations.

Finance Teams Are Balancing Efficiency and Control

The demand for this type of technology reflects a broader tension inside corporate finance.

Finance teams want to process payments faster.

They also want to reduce administrative costs.

At the same time, they cannot afford to weaken internal controls.

AI and automation can help solve the efficiency problem, but they need to be implemented carefully.

The strongest financial automation systems are likely to combine:

Speed + intelligence + verification + control.

That combination could become increasingly important as businesses digitise their finance operations.

What the Eftsure-Relish Combination Could Mean for Businesses

For businesses, the most significant potential benefit is not simply faster invoice processing.

It is the ability to connect information that has traditionally existed across different parts of the finance organization.

Vendor management may operate in one system.

Invoices may be processed somewhere else.

Payment verification may happen through another tool.

Compliance teams may use separate databases.

Connecting these processes can create a more complete view of payment risk.

That could allow finance professionals to identify problems earlier and spend less time moving information manually between systems.

The result could be a more proactive approach to payment risk.

What Comes Next for Eftsure and Relish?

The success of the combination will ultimately depend on how effectively the two capabilities are integrated and how customers use the expanded platform.

The companies will need to demonstrate that AI-powered automation can deliver measurable improvements without compromising accuracy, security or control.

They will also need to continue expanding integrations and supporting increasingly complex global payment environments.

However, the strategic direction is clear.

Finance technology is moving beyond basic transaction processing.

Businesses increasingly want systems that can understand the context surrounding a transaction, validate the underlying information, and identify potential risks before money moves.

That creates a growing opportunity for platforms that combine AI, data intelligence, and payment verification.

The Future of Payment Integrity

The Eftsure and Relish combination represents a broader change taking place across financial technology.

Payment security is becoming less about checking a transaction at the last moment and more about maintaining confidence throughout the entire payment lifecycle.

AI can help finance teams process enormous amounts of information.

Vendor intelligence can provide greater context.

Invoice automation can reduce repetitive work.

Independent payment verification can provide an additional layer of control.

Together, these technologies could help businesses build more resilient financial workflows.

The bigger question is how far this model can expand.

As AI becomes increasingly embedded in procurement, accounts payable, and treasury operations, companies may eventually expect every stage of the payment journey to provide some level of automated intelligence and verification.

For now, Eftsure’s combination with Relish is another indication that payment integrity is evolving from a final checkpoint into an end-to-end financial control layer.

And as businesses process more payments through increasingly automated systems, that shift could become less of an advantage and more of a necessity.

Frequently Asked Questions

What is Eftsure?

Eftsure is a payment assurance and verification company focused on helping businesses reduce payment risk and ensure funds are sent to the intended recipients.

What does Relish provide?

Relish provides enterprise AI workflow automation, vendor data validation, and invoice-processing technology, including its Data Assure and Invoice AI capabilities.

Why is Eftsure combining with Relish?

The combination allows Eftsure to expand its payment integrity capabilities beyond final payment verification into vendor onboarding, data validation, and invoice processing.

How can AI improve payment security?

AI can automate data extraction, invoice processing, and validation while helping identify inconsistencies and potential risks. When combined with independent verification and appropriate controls, it can support safer and more efficient financial workflows.

Which enterprise platforms does the combined business support?

Eftsure and Relish say their combined capabilities integrate with more than 35 finance and enterprise platforms, including SAP, Coupa, Workday, ServiceNow, Microsoft Dynamics 365, and Oracle NetSuite.

How large is Eftsure’s combined customer base?

Eftsure says the combined business serves more than 4,000 customers across North America, Europe and Asia-Pacific following the addition of Relish and its earlier combination with Sis ID.

Why is vendor validation important?

Vendor information can change or become inaccurate over time. Validating identity, banking, ownership, tax, and sanctions information can help businesses reduce the risk of incorrect or fraudulent payments.

Is payment integrity only about fraud prevention?

No. Payment integrity can also help businesses address operational risks such as duplicate invoices, incorrect payment amounts, outdated vendor information, and other payment errors.

Final Takeaway

Eftsure’s combination with Relish points toward a new model for payment protection: one that begins before an invoice is approved and continues until money reaches the intended recipient.

As AI and automation reshape corporate finance, the ability to combine intelligent workflows with strong verification could become one of the most important elements of modern payment infrastructure.

Relish joins Eftsure, expanding payment integrity from onboarding to payment

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