Revolut Brings S$899 Ultra Plan to Singapore With Premium Travel and Payment Benefits

Revolut is expanding its premium offering in Singapore with the Ultra plan, priced at S$89.99 a month or S$899 a year, giving customers access to a package of travel, payments, insurance and lifestyle benefits.

Revolut has expanded its premium offering in Singapore with its Ultra plan, giving selected customers access to a high-end package of travel, payment and lifestyle benefits for S$89.99 per month or S$899 annually.

The pricing is confirmed in Revolut Singapore’s official help centre and fee schedule. The company lists Ultra as its highest personal paid tier, with benefits including unlimited airport lounge access, fee-free currency exchange, higher ATM withdrawal limits, cashback, insurance and selected partner subscriptions.

The move gives Revolut a more premium position in Singapore’s increasingly competitive digital banking market. It also reflects the fintech’s broader push to expand its product range and strengthen Singapore’s role as a base for its Asian growth.

Revolut Ultra Costs S$899 a Year

The Ultra plan costs S$89.99 per month or S$899 per year, according to Revolut’s Singapore pricing information.

Customers who choose the annual option effectively receive the plan for the equivalent of about S$74.92 per month, although the annual subscription is billed at S$899.

Revolut’s paid-plan terms also state that subscriptions automatically renew unless customers provide notice before the next payment date.

The price puts Ultra well above Revolut’s other paid Singapore plans. Premium costs S$10.99 a month or S$109 a year, while Metal costs S$21.99 a month, according to Revolut’s current plan comparison.

That makes Ultra a substantially different proposition. Rather than simply offering higher transaction limits, the plan combines financial services with travel and lifestyle benefits.

Unlimited Airport Lounge Access Leads the Travel Package

One of the main features of Ultra is unlimited airport lounge access.

Revolut says Ultra customers receive unlimited lounge access at no additional cost. Lounge access is delivered through the Revolut app, where customers can view and use available passes.

The plan also includes Security Fast Track passes.

For frequent travelers, these benefits can be particularly valuable. Instead of purchasing individual lounge visits, eligible Ultra customers can access participating airport lounges through their membership.

Availability still depends on participating lounges and applicable partner terms.

Higher ATM Limits and Fee-Free Currency Exchange

Ultra also raises the amount customers can withdraw from ATMs without Revolut charging a withdrawal fee.

The Singapore Ultra plan provides up to S$3,500 in fee-free ATM withdrawals per rolling month. Third-party ATM fees can still apply.

Currency exchange is another major part of the package.

Revolut says Ultra customers receive unlimited currency exchange without additional fees, including during weekends.

That feature is particularly relevant for customers who regularly spend or travel internationally.

By comparison, Revolut’s Standard and Premium plans have defined exchange allowances, while Metal and Ultra provide unlimited exchange without additional fees under the applicable terms.

Ultra Adds 1.5% Cashback on Everyday Spending

The plan also includes 1.5% cashback on everyday card purchases, subject to a monthly cap.

This gives the Ultra offering a more direct spending benefit alongside its travel and foreign-exchange features.

For customers who regularly use Revolut as their primary spending account, cashback can help offset part of the subscription cost.

However, the value ultimately depends on how much a customer spends and which benefits they actually use.

Insurance Is Included With the Plan

Ultra also includes Travel Insurance and Everyday Protection Insurance, according to Revolut’s Singapore help centre.

Travel protection can be particularly relevant for customers who frequently travel abroad.

At the same time, insurance benefits remain subject to their respective terms, conditions and exclusions. Customers therefore need to check the policy details rather than treating the subscription as unlimited insurance coverage.

The addition of insurance strengthens Ultra’s positioning as an all-in-one premium financial package.

Partner Subscriptions Expand the Lifestyle Offering

Revolut is also using partner subscriptions to increase the value of its premium tiers.

The company’s Singapore help centre lists selected partner subscriptions among Ultra benefits.

The broader Revolut ecosystem includes benefits connected to services such as ClassPass and other subscription partners. For example, Revolut’s Singapore support documentation confirms that Ultra customers receive 20 ClassPass credits each rolling month.

These partnerships help Revolut move beyond traditional banking features.

Instead, the fintech is packaging payments, travel, insurance and lifestyle services into one subscription.

A Premium Strategy for Singapore

The launch is significant because Singapore is an important market for Revolut’s Asian expansion.

In February 2026, Revolut Singapore announced plans to accelerate product development and expansion across Asia with support from the Singapore Economic Development Board and investment from EDBI. The company said its Singapore headcount had doubled in 2025 and that it planned further workforce growth.

The Ultra offering fits into that broader expansion strategy.

Rather than competing only on low-cost payments and foreign exchange, Revolut is also targeting customers who are willing to pay for a wider collection of premium financial and lifestyle services.

Revolut Wants to Become More Than a Payment App

The Ultra strategy highlights how Revolut’s business model has evolved.

Digital banks initially attracted customers through low-cost foreign exchange, international transfers and mobile-first accounts.

Now, fintech companies are increasingly building broader ecosystems around those basic services.

Revolut’s Singapore Ultra plan combines several categories in one subscription:

• Digital payments
• Foreign exchange
• ATM access
• Airport lounges
• Travel insurance
• Cashback
• Lifestyle subscriptions
• Priority customer support

That approach can increase customer engagement while giving Revolut additional opportunities to build recurring subscription revenue.

The S$899 Question: Who Is Ultra For?

At S$899 per year, Ultra is unlikely to be aimed at the average occasional Revolut user.

Instead, the economics make more sense for customers who regularly travel, exchange currencies, use airport lounges and make significant card purchases.

Frequent international travelers could potentially derive considerable value from unlimited lounge access and fee-free currency exchange.

Likewise, customers who make substantial everyday card purchases could benefit from the 1.5% cashback, subject to the applicable monthly cap.

For customers who rarely travel or primarily use Revolut for basic transfers, the lower-cost plans may offer better value.

Ultra Strengthens Revolut’s Singapore Offering

The expansion also puts Revolut’s premium proposition alongside the company’s existing Singapore plan structure.

Revolut currently offers Standard, Premium, Metal and Ultra plans, with progressively higher prices and benefits.

Ultra sits at the top of that structure.

Its higher price is supported by a broader set of benefits rather than simply larger transaction limits.

That gives Revolut an opportunity to target several different customer segments while keeping users within the same digital banking ecosystem.

What Comes Next for Revolut in Singapore

Revolut’s continued investment in Singapore suggests that the market will remain important to its wider Asian expansion.

The company has already said it plans to strengthen product, engineering, data and AI capabilities in Singapore while using the country as a base for regional growth.

Premium products such as Ultra could become an important part of that strategy.

The challenge will be demonstrating enough value to persuade customers to pay S$899 a year when lower-priced alternatives are available.

For frequent travelers and high-usage customers, however, the combination of lounge access, cashback, insurance, international transfers and currency exchange could make the subscription attractive.

Conclusion

Revolut’s S$899 Ultra plan in Singapore represents a significant step in the fintech’s premium banking strategy.

At S$89.99 per month or S$899 per year, the plan combines unlimited airport lounge access, 1.5% cashback, S$3,500 in monthly fee-free ATM withdrawals, unlimited currency exchange, insurance and selected subscription benefits.

The offering is clearly aimed at customers who want more than a basic digital banking account. Frequent travelers, international spenders and customers who use Revolut heavily could find the package more compelling than standard or mid-tier plans.

More broadly, Ultra shows how Revolut is pushing beyond payments and foreign exchange toward a subscription-based financial ecosystem. With Singapore also serving as an important base for the company’s Asian expansion, the premium tier could become another tool for deepening customer relationships in the region.

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